ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Workers' Compensation Insurance Agents Near You in Ames, IA

Browse workers' compensation insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Ames.

Showing 20 workers' compensation insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4Louis Slaughter III - State Farm Insurance Agent3515 Lincoln Way #102(515) 292-9030
5AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
6Pat Brown - State Farm Insurance Agent1112 Buckeye Ave(515) 233-1295
7Severson Insurance Agency, Inc3206 Grand Ave #102(515) 232-7203
8Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
9Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
10Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
FI
426 S 17th St
Fortress Insurance Services
Workers' Compensation Insurance Agent · Ames, IA

Fortress Insurance Services serves the Ames, Iowa metro area as a workers' compensation insurance agent. It helps local businesses secure coverage that protects both employees and employers in the event of a workplace injury. The company assists clients in navigating complex compliance requirements and obtaining policies tailored to their specific industry risks. Managing payroll audits and assisting with claims filing are among the key services it handles for area businesses.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, Iowa, provides workers’ compensation coverage tailored to local businesses. It assists employers in navigating policies that safeguard against workplace injury claims and associated costs. The agency offers ongoing service plans to help clients review and update their coverage as business needs evolve. Property types served include single-family homes, apartments, retail establishments, and restaurants.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Ames, IA

Businesses and property managers in Ames, IA seeking workers' compensation insurance can work with Scott Richardson - State Farm Insurance Agent. This agency helps employers meet legal requirements for covering employee medical costs and lost wages from job-related injuries. It customizes policy limits and deductibles for diverse local industries. Guidance is provided on risk management to help reduce workplace incidents. The firm also assists independent contractors with determining their coverage needs. Scott Richardson - State Farm Insurance Agent extends its workers' compensation services to Story City and the other communities within Story County.

LS
3515 Lincoln Way #102
Louis Slaughter III - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Ames, IA

Louis Slaughter III - State Farm Insurance Agent serves Ames, Iowa, and the surrounding communities within Story County. It handles workers' compensation insurance, which provides benefits for employees who suffer job-related injuries or illnesses. The agency helps local businesses navigate coverage that can address medical expenses and lost wages. Typically, the agent begins by reviewing a company’s specific operational risks, then discusses policy options that comply with state requirements and fit the client's budget.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Workers' Compensation Insurance Agent · Ames, IA

AlekCO Insurance in Ames, Iowa offers workers’ compensation insurance brokerage and placement services for local businesses. The agent helps employers secure essential coverage to protect against workplace injury claims and medical expenses. This independent support includes assessing liability risks and identifying suitable policy options from various insurance carriers. As agricultural and retail operations in the area face seasonal worker fluctuations in fall and spring, the agent helps manage temporary employee coverage adjustments accordingly.

PB
1112 Buckeye Ave
Pat Brown - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Ames, IA

Pat Brown - State Farm Insurance Agent in Ames, Iowa provides workers' compensation coverage as a recurring service, rather than a one-time option, to help businesses manage ongoing risk. This coverage typically addresses medical expenses and lost wages for employees injured on the job, while also offering legal liability protection. Policies are tailored to meet specific occupational needs within the local area. Service arrangements run on a scheduled basis to ensure continuous policy updates and annual reviews.

SI
3206 Grand Ave #102
Severson Insurance Agency, Inc
Workers' Compensation Insurance Agent · Ames, IA

As spring construction season ramps up around Ames, many local businesses face increased risk of workplace injuries. Severson Insurance Agency, Inc. specializes in workers' compensation coverage tailored for the region's evolving job sites. This agency works closely with policyholders to navigate premiums and ensure compliance with Iowa regulations, helping to protect both workers and company assets. For those seeking coverage, an initial safety inspection of the premises is scheduled to identify potential hazards before a policy is finalized.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Workers' Compensation Insurance Agent · Ames, IA

Shelter Insurance - Mike Dolan provides workers’ compensation insurance for Ames businesses, assisting with policy options that cover medical expenses and lost wages for injured employees. This agency specializes in tailoring coverage to meet various operational risks and regulatory requirements. It helps local companies secure protection that aligns with worker safety needs across multiple commercial sectors, including offices requiring basic liability coverage, warehouses needing broader hazard policies, and food service establishments with unique employee risk exposures.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Workers' Compensation Insurance Agent · Ames, IA

Gallagher Insurance, Risk Management & Consulting provides workers’ compensation coverage for residential clients in Ames, serving homeowners who employ domestic help or contract workers. The agency also handles commercial policies for small and mid-sized businesses throughout the local area, addressing their specific liability and payroll-related insurance needs. Workers’ compensation insurance agents in this region help employers navigate state requirements and reduce workplace injury risks. Between scheduled visits, clients can contact the agency for follow-up assistance with policy adjustments or compliance questions.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Workers' Compensation Insurance Agent · Ames, IA
KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Workers' Compensation Insurance Agent · Ames, IA
(515) 232-4142
amfam.com/agents/iowa/ames/katherine-frame
SL
2713 Stange Rd #101
Scott Lawrence American Family Insurance
Workers' Compensation Insurance Agent · Ames, IA
(515) 232-3333
amfam.com/agents/iowa/ames/scott-lawrence
AS
118 Main St
Ann's Insurance Inc
Workers' Compensation Insurance Agent · Ames, IA
(515) 232-5501
annsinsurance.com
AG
415 S Duff Ave Ste B
Alliance General Insurance
Workers' Compensation Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
TI
111 Jewel Dr
TrustPro Insurance Agency IA
Workers' Compensation Insurance Agent · Ames, IA
(515) 325-1776
anpac.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Workers' Compensation Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
FB
2010 Philadelphia St #8
Farm Bureau Financial Services: Dan Siegfried
Workers' Compensation Insurance Agent · Ames, IA
(515) 233-4411
fbfs.com/find-an-agent/dansiegfried
SS
402 Main St
Safe Step Insurance Agency IA
Workers' Compensation Insurance Agent · Ames, IA
(515) 325-1774
FB
2010 Philadelphia St
Farm Bureau Insurance
Workers' Compensation Insurance Agent · Ames, IA
(515) 233-2480
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Workers' Compensation Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com

What Does a a Workers' Compensation Insurance Agent in Ames Cost?

Typical workers compensation insurance costs in Iowa range from $0.75 to $2.50 per $100 of payroll for low-risk office jobs and $5.00 to $15.00 per $100 for higher-risk construction work. Your final rate depends on your industry code and loss history. This is general information and not insurance advice.

About workers' compensation insurance agents in Ames

Workers compensation insurance agents in Ames Iowa help local businesses secure coverage required by Iowa law. Iowa Code Chapter 85 mandates most employers with one or more employees carry workers compensation insurance. An agent can explain how rates are set and help you meet state compliance requirements.

Frequently Asked Questions

Who needs workers compensation insurance in Ames Iowa?

Under Iowa Code 85.1, any employer with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Agricultural employers with fewer than six employees may be exempt.

How does an agent help with Iowa workers comp claims?

An agent can guide you on reporting injuries to your carrier within the required timeframe. Iowa law gives employees two years from the date of injury to file a claim. The agent helps ensure proper documentation is submitted.

What factors affect workers comp premiums in Iowa?

Premiums are based on your business classification, payroll, and claims history. The Iowa Workers Compensation Classification System assigns rates per $100 of payroll. An agent can review your experience modification factor to find accurate pricing.

Workers' Compensation Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.