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Find Workers' Compensation Insurance Agents Near You in Des Moines, IA

Browse workers' compensation insurance agents serving Des Moines, Iowa. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Boersma Insurance Services, Insurance Networking Systems, Adriana's Agency. This directory lists 10 workers' compensation insurance agents serving Des Moines.

Showing 10 workers' compensation insurance agents in Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Insurance Specialists Inc514 E Euclid Ave(515) 280-1207
2Boersma Insurance Services100 Court Ave #310/450(515) 327-7033
3Insurance Networking Systems3512 Ingersoll Ave(515) 243-1223
4Adriana's Agency1514 E Grand Ave Suite B(515) 266-0402
5Diversity Insurance Inc / Seguros Mundo Latino1541 E Grand Ave Suite A(515) 287-0055
6EMC Insurance Companies Headquarters717 Mulberry St(800) 362-2227
7Davis Insurance Agency2815 Beaver Ave # 200(515) 274-3838
8Crivaro Insurance Agency2449 SW 9th St(515) 288-5589
9Dallas Downey, DSM Insurance Guy505 E Grand Ave(515) 373-8988
10Reynolds & Reynolds Inc300 Walnut St STE 200(515) 243-1724
IS
514 E Euclid Ave
The Insurance Specialists Inc
Workers' Compensation Insurance Agent · Des Moines, IA

The Insurance Specialists Inc serves the Des Moines, Iowa metro area as a workers’ compensation insurance agent. It assists local businesses in securing coverage that meets state regulatory requirements while managing workplace injury risks. The firm provides guidance on policy options tailored to the region’s diverse industries. It handles setting up new employer accounts with the Iowa Division of Workers’ Compensation and advising on experience modification ratings for existing clients.

BI
100 Court Ave #310/450
Boersma Insurance Services
Workers' Compensation Insurance Agent · Des Moines, IA

Boersma Insurance Services provides workers' compensation insurance coverage tailored for businesses throughout the Des Moines area. Its service includes policy review and risk management consultations to help employers maintain compliance with Iowa’s coverage requirements. Ongoing claims management support and premium audit assistance are offered to local commercial clients. The company services a wide range of commercial properties, including single-family homes, apartments, retail stores, and restaurants.

IN
3512 Ingersoll Ave
Insurance Networking Systems
Workers' Compensation Insurance Agent · Des Moines, IA

Serving businesses in Des Moines, Insurance Networking Systems operates as a workers’ compensation insurance agent connecting employers with coverage solutions. It assists companies in navigating policies that address workplace injury liabilities and meet regulatory requirements. The agency focuses on risk management guidance and policy placement, helping organizations secure the protection needed for their workforce. Its work supports local businesses across various industries in the metro area. Coverage outreach also extends to businesses in West Des Moines and surrounding parts of the region.

AS
1514 E Grand Ave Suite B
Adriana's Agency
Workers' Compensation Insurance Agent · Des Moines, IA

Adriana's Agency specializes in securing workers' compensation insurance for Des Moines businesses. It helps employers navigate Iowa's specific coverage requirements and manage policy renewals. The agency works with various local industries to find appropriate risk protection and assists with claim filing procedures when workplace injuries occur. This dedicated service ensures compliance with state regulations throughout the year. During the demanding harvest season, it helps agricultural employers adjust their coverage for temporary workers and fluctuating operational risks.

DI
1541 E Grand Ave Suite A
Diversity Insurance Inc / Seguros Mundo Latino
Workers' Compensation Insurance Agent · Des Moines, IA

Located in Des Moines, Rhode Island, Diversity Insurance Inc / Seguros Mundo Latino serves central Rhode Island and its surrounding communities with workers' compensation insurance. The firm handles coverage for employers who need to secure benefits for employees injured on the job. It assists businesses of varying sizes in meeting current insurance regulations. When a client seeks coverage, the company begins by assessing the specific risks associated with that employer's operations and then compares policy options from multiple carriers.

EI
717 Mulberry St
EMC Insurance Companies Headquarters
Workers' Compensation Insurance Agent · Des Moines, IA

EMC Insurance Companies Headquarters in Des Moines, IA, assists businesses in differentiating between one-time consultation services for policy audits or claim disputes and recurring services such as ongoing policy management and risk review. Coverage provided typically includes medical benefits, wage replacement, and liability protection for workplace injuries. Office services operate on a scheduled basis, with account representatives available to adjust policies at standard renewal periods or when workplace conditions change, ensuring compliance with Iowa’s regulatory requirements.

DI
2815 Beaver Ave # 200
Davis Insurance Agency
Workers' Compensation Insurance Agent · Des Moines, IA

As Iowa’s construction and agriculture sectors ramp up each spring, employers in Des Moines face heightened injury risks and corresponding workers’ compensation needs. Davis Insurance Agency serves local businesses by matching them with appropriate coverage that aligns with seasonal and permanent work demands. The firm assists clients in navigating compliance requirements for occupational accident policies and experience rating adjustments. An initial assessment of current operations and safety records is scheduled during an on-site consultation.

CI
2449 SW 9th St
Crivaro Insurance Agency
Workers' Compensation Insurance Agent · Des Moines, IA

Crivaro Insurance Agency provides workers' compensation policies for employers in Des Moines and throughout Iowa. The agency specializes in securing coverage that meets state regulations while addressing each business’s specific operational exposures. Its services help clients manage claim costs, payroll reporting, and experience modification factors. The agency works with companies of varying sizes, including small offices, large warehouses, and food service establishments.

DD
505 E Grand Ave
Dallas Downey, DSM Insurance Guy
Workers' Compensation Insurance Agent · Des Moines, IA

Dallas Downey, DSM Insurance Guy serves residential clients in Des Moines with workers’ compensation coverage tailored for individual policies. Commercial clients also receive risk management guidance for local businesses across the area. As a workers’ compensation insurance agent, Dallas Downey helps employers comply with state requirements while protecting their employees. Follow-up service ensures policies remain current between regular visits, and repeat clients can expect ongoing assistance with any claims or coverage adjustments that arise.

RR
300 Walnut St STE 200
Reynolds & Reynolds Inc
Workers' Compensation Insurance Agent · Des Moines, IA

Reynolds & Reynolds Inc in Des Moines, IA is known for guiding businesses through the complexities of workers' compensation insurance coverage. Its services range from policy procurement to managing classification codes that affect premium costs. The agent advises on state-specific regulations to ensure compliance while seeking appropriate coverage for various workplace risks. Periodic audits and claims management support are also standard offerings. For specialty service, the firm can add on a safety consultation program to help clients reduce potential worksite injuries.

What Does a a Workers' Compensation Insurance Agent in Des Moines Cost?

Typical workers compensation insurance costs in Iowa range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs, and can exceed 15.00 per 100 dollars for high risk construction work. Actual premiums depend on your business class code, payroll size, and loss experience. This is general information and not insurance advice.

About workers' compensation insurance agents in Des Moines

Workers compensation insurance agents in Des Moines help Iowa businesses secure coverage required by state law. Iowa Code Chapter 85 mandates most employers with one or more employees carry workers comp insurance. Local agents can guide you through classification codes and premium audits specific to Iowa industries.

Frequently Asked Questions

What does a workers compensation insurance agent in Des Moines do?

An agent helps you find a policy that meets Iowa legal requirements. They explain coverage options, assist with payroll classification, and help file claims. They also advise on safety programs to reduce premiums.

Is workers compensation insurance required for all Des Moines businesses?

Yes, Iowa law requires workers comp for any employer with one or more employees, including part time workers. Sole proprietors and some agricultural workers may be exempt. An agent can verify your specific obligations.

How do Iowa workers comp rates compare to other states?

Iowa has moderate rates compared to the national average. Premiums are based on payroll, industry classification, and claims history. The Iowa Insurance Division regulates rate filings to ensure fairness.

Workers' Compensation Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.