The top-rated workers' compensation insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Jones Insurance & Associates, Cupp Insurance Inc.. This directory lists 15 workers' compensation insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Walford - State Farm Insurance Agent | 2781 100th St | (515) 256-9159 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 4 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 5 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 6 | Group Benefits | 12006 Ridgemont Dr | (515) 453-8207 |
| 7 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
| 8 | Brad Wilson Insurance | 2962 99th St Suite 1 | (515) 513-3741 |
| 9 | Midwest Family Mutual | 12130 Meredith Dr Suite 230W | (515) 842-0010 |
| 10 | BLC Insurance | 10546 Justin Dr | (515) 243-4289 |
James Walford - State Farm Insurance Agent serves the Urbandale, Iowa metro area and surrounding Polk County communities. As a workers’ compensation insurance agent, the company helps local businesses manage employee injury claims and comply with state regulations. Workers’ compensation policies protect employers by covering medical costs and lost wages for job-related injuries. The agency assists entrepreneurs and established companies in selecting coverage that fits their risk exposure and operational needs. Specific services handled in this area include policy renewals for small franchises and claim filing assistance for agricultural enterprises.
Buenzow Insurance Group offers workers’ compensation insurance agent services to businesses in and around Urbandale, Iowa. It assists employers in securing coverage that meets state requirements while managing workplace risk. The agency provides ongoing policy review and support to help clients maintain compliance with Iowa’s workers’ compensation regulations. Its service plans include periodic consultations to adjust coverage as business needs change. The agency serves a variety of commercial property types, including retail stores, restaurants, single-family home contractors, and apartment complex owners.
Jones Insurance & Associates serves small business owners, self-employed contractors, and local employers needing workers’ compensation coverage in Urbandale, Iowa. The agency assists clients in selecting policies that meet state requirements and manage workplace injury risks. It provides guidance on compliance with Iowa regulations and helps businesses secure appropriate protection for their employees. Office visits and consultations are available by appointment. The firm also extends its workers’ compensation insurance services to businesses throughout the Des Moines metro area, including nearby West Des Moines.
Cupp Insurance Inc. serves Urbandale, Iowa, and the surrounding central Iowa communities with workers' compensation insurance coverage. The agency handles policy placements tailored to meet state-specific regulations and the unique needs of local businesses, including those in construction, manufacturing, and healthcare sectors. For a typical client, it assesses operational risks, compares coverage options from multiple carriers, and recommends a policy that ensures compliance and adequate protection for employees. This takes place through a straightforward consultation and comparison process designed to match coverage with the employer's specific workplace exposures.
Fortress Insurance Services serves the Ames, Iowa metro area as a workers' compensation insurance agent. It helps local businesses secure coverage that protects both employees and employers in the event of a workplace injury. The company assists clients in navigating complex compliance requirements and obtaining policies tailored to their specific industry risks. Managing payroll audits and assisting with claims filing are among the key services it handles for area businesses.
Group Benefits in Urbandale, Iowa, distinguishes between one-time policy placements and ongoing coverage management for workers’ compensation insurance. Agents assist local businesses in securing mandatory injury and illness protection through carrier networks, evaluating payroll-based premium calculations and experience modification factors. Services typically include claims support and audit preparation to ensure compliance with state regulations. The agency also provides periodic policy reviews to adjust coverage as business needs change. Service runs on a recurring, as-needed basis throughout each policy term and renewal cycle.
Phillips Stafford Insurance Group provides workers' compensation coverage tailored to local businesses in the Urbandale area, addressing policy compliance and risk management needs for employers of various sizes. Its general services include helping clients navigate coverage requirements to protect employees from work-related injuries. The agency assists with specific seasonal concerns such as adjusting policies for construction firms that experience fluctuating payroll during Iowa’s building season or winter weather conditions that elevate slip-and-fall claims.
Brad Wilson Insurance serves as a workers' compensation insurance agent in Urbandale, IA, helping area businesses secure coverage for work-related injuries and illnesses. Within this field of practice, it advises employers on coverage levels needed to meet Iowa regulatory standards and protect against claims. The agency assists clients by guiding them through policy comparisons aimed at managing premiums. Its services can serve commercial sectors including offices, warehouses, and food service operations.
As agricultural and construction seasons ramp up in central Iowa, many Urbandale businesses face shifting payrolls and job-site risks that require updated workers' compensation insurance coverage. Midwest Family Mutual helps local employers navigate these seasonal demands with proper policies that meet Iowa regulatory requirements. The agency conducts a full review of each client’s operational exposures to determine appropriate classification codes and premium structures. An initial walk-through or virtual inspection of the worksite is then scheduled to verify safety measures and finalize the coverage terms.
What Does a a Workers' Compensation Insurance Agent in Urbandale Cost?
Workers compensation insurance costs in Iowa vary by industry payroll and claims history. Average rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk jobs and up to 15.00 dollars or more for high risk work. Premiums are also influenced by the employer experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Urbandale
Workers compensation insurance agents in Urbandale Iowa help local businesses secure coverage required by Iowa law. Iowa Code Chapter 85 mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through the process of obtaining a policy that meets state regulations and protects your workforce.
Frequently Asked Questions
Who needs workers compensation insurance in Urbandale Iowa?
Under Iowa law any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt but an agent can confirm your specific situation.
How does an agent help with Iowa workers comp compliance?
An agent reviews your business classification and payroll to ensure accurate coverage. They help you file required forms with the Iowa Workers Compensation Commissioner. They also assist with audits and policy updates to keep you compliant.
What happens if I do not have workers comp in Iowa?
Iowa employers who fail to carry required coverage face fines up to 1000 dollars per day of noncompliance. They may also be personally liable for employee injury costs. An agent can help you avoid these penalties by securing a policy quickly.
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