The top-rated workers' compensation insurance agent in Cedar Falls, Iowa is Brad Jacobson - State Farm Insurance Agent, rated 4.9 stars across 149 reviews. Other highly rated options include Brad McCunniff - State Farm Insurance Agent, The Paladin Group, Douglas Trunnell Insurance. This directory lists 17 workers' compensation insurance agents serving Cedar Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Jacobson - State Farm Insurance Agent | 4919 University Ave | (319) 277-4134 |
| 2 | Brad McCunniff - State Farm Insurance Agent | 1708 State St | (319) 266-7533 |
| 3 | The Paladin Group | 1005 Technology Pkwy | (319) 260-2085 |
| 4 | Douglas Trunnell Insurance | 3826 Cedar Heights Dr | (319) 277-2320 |
| 5 | Brad Rupp Agency, LLC American Family Insurance | 515 Main St B | (319) 277-2056 |
| 6 | Christy Cox: Allstate Insurance | 3207 Cedar Heights Dr | (319) 277-5920 |
| 7 | Brummel Madsen Insurance | 318 Main St | (319) 266-2644 |
| 8 | Truenorth | 318 Main St | (319) 251-2174 |
| 9 | Mandy Maki American Family Insurance | 4901 University Ave C | (319) 277-0120 |
| 10 | Michael Nielsen American Family Insurance | 4901 University Ave C | (319) 234-7736 |
Brad Jacobson - State Farm Insurance Agent serves Cedar Falls, Iowa, and the surrounding Black Hawk County area, specializing in workers' compensation insurance for local businesses. This agency helps employers secure coverage that addresses medical expenses and lost wages for employees who suffer job-related injuries or illnesses. The agent also assists clients with policy management and risk assessment to meet state compliance requirements. Specific services include guiding businesses through the workers' compensation claims process and tailoring coverage options for small to mid-sized employers in the region.
Brad McCunniff - State Farm Insurance Agent in Cedar Falls, Iowa, provides workers' compensation insurance coverage and related risk management guidance for local businesses. Its services include policy setup, claims assistance, and periodic coverage reviews to help maintain adequate protection as operations change. The agency serves a range of commercial properties, including single-family homes used for home-based businesses, apartment complexes, retail stores, and restaurants.
The Paladin Group serves businesses and commercial property managers in Cedar Falls, Iowa, assisting them with their workers' compensation insurance needs. It helps local employers secure coverage that protects both their workforce and their financial stability against workplace injuries. The agency guides clients through the complexities of policy selection, claim support, and compliance with state regulations. Its service area also extends into the neighboring community of Waterloo and across the broader Cedar Valley metro region.
Douglas Trunnell Insurance serves Cedar Falls and the surrounding communities in Iowa, handling workers’ compensation insurance policies for local businesses. It works with employers to secure coverage that meets state requirements and protects employees against work-related injuries. The agency focuses on explaining policy options and assisting with claims management after an incident occurs. It typically reviews a business’s operations and payroll data to match the coverage with the specific risks and compliance needs of that workplace.
Brad Rupp Agency, LLC American Family Insurance offers workers’ compensation coverage through either a one-time policy for a single project or a recurring plan for ongoing payroll cycles. These options protect local businesses from medical and wage obligations arising from job-related injuries. Located in Cedar Falls, IA, the agency assesses each employer’s exposure before tailoring a coverage period. Service runs strictly on an as-needed basis, with clients requesting quotes, policy modifications, or renewals only when their situation changes, rather than on a fixed schedule.
Christy Cox: Allstate Insurance provides workers’ compensation insurance agent services to businesses in Cedar Falls, Iowa, offering coverage options that help meet regulatory requirements and protect employees in the event of workplace injury. The company assists clients by explaining policy terms, helping manage claims, and reviewing coverage needs during regular check-ins. Its service plans typically include annual assessments to adjust policies as a business’s operations or staffing levels change. The agency handles coverage for properties such as single-family homes, apartments, retail spaces, and restaurants.
Brummel Madsen Insurance in Cedar Falls, Iowa, provides workers’ compensation insurance agent services tailored to help local businesses meet their required coverage. The agency assists employers in managing policies that address medical care and lost wages for job-related injuries, working closely with carriers to align protection with operational needs. In the spring and summer months, it helps seasonal agricultural and construction businesses adjust their coverage to account for temporary workforce fluctuations and increased activity.
When Cedar Falls businesses face the spring thaw and a new season of workplace construction or landscaping projects, the risk of employee injury can rise. Truenorth, a local workers’ compensation insurance agent, helps employers secure coverage that protects their team and their bottom line. The agent guides owners through policy analysis to ensure compliance with Iowa’s requirements. An initial on-site consultation of the business’s operations and current coverage then sets the review process in motion.
Mandy Maki American Family Insurance provides workers' compensation coverage to businesses in the Cedar Falls area, helping employers protect their workforce against work-related injuries and illnesses. The agency offers this specialty insurance as part of broader business insurance solutions. It serves local commercial sectors including office environments, warehouses, and food service operations, delivering policies tailored to the distinct risk profiles each industry presents.
Michael Nielsen American Family Insurance provides workers' compensation insurance to businesses in Cedar Falls, Iowa, while also offering residential coverage for area homeowners and renters. Commercial policies cover employers and their employees for work-related injuries or illnesses, addressing local payroll and risk factors. The agency serves clients throughout Cedar Falls and surrounding communities in Black Hawk County. After an initial policy is set, agents assist with payroll updates or claim questions during regular visits or follow-up calls.
What Does a a Workers' Compensation Insurance Agent in Cedar Falls Cost?
Workers compensation insurance costs in Iowa vary by industry, payroll size, and claims history. Average rates range from about 1.50 to 3.00 per 100 dollars of payroll for low risk jobs, and up to 15.00 or more for high risk work. Premiums are set by the Iowa Insurance Division and approved carriers. This is general information and not insurance advice.
About workers' compensation insurance agents in Cedar Falls
Workers compensation insurance agents in Cedar Falls Iowa help local businesses secure coverage required by Iowa law. Iowa Code section 85.3 mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through policy options and ensure compliance with state regulations.
Frequently Asked Questions
What does a workers compensation insurance agent in Cedar Falls do?
A workers compensation insurance agent helps you find and purchase a policy that meets Iowa state requirements. They explain coverage limits, premium calculations, and assist with claims reporting. Agents also advise on safety programs that may reduce your premium.
Is workers compensation insurance required for all businesses in Cedar Falls Iowa?
Under Iowa law, any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Certain agricultural and domestic workers may be exempt, but most businesses need coverage.
How do I choose a workers compensation insurance agent in Cedar Falls?
Look for an agent licensed in Iowa with experience in your industry. Ask about their knowledge of Iowa workers comp rules and their ability to compare quotes from multiple carriers. Check their reputation with local business owners and the Iowa Insurance Division.
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