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Find Workers' Compensation Insurance Agents Near You in Waterloo, IA

Browse workers' compensation insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 225 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Matt Hennig - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Waterloo.

Showing 20 workers' compensation insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Matt Hennig - State Farm Insurance Agent1010 E Mitchell Ave #9(319) 235-1401
5The Sinnott Agency622 W 4th St(319) 233-6103
6Farmers Insurance - Zachary Goodwin2747 University Ave(319) 243-1111
7Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
8Farm Bureau Financial Services: Beau Jorgensen3315 W 4th St(319) 234-2000
9Farm Bureau Financial Services: Andrea McKenzie3315 W 4th St(319) 348-3800
10Tjernagel Insurance2920 Falls Ave(319) 235-6719
VI
1111 Van Miller Wy
VGM Insurance Services
Workers' Compensation Insurance Agent · Waterloo, IA

VGM Insurance Services provides workers’ compensation insurance agency services to local businesses throughout the Waterloo area. The company offers coverage procurement, policy review, and claims administration assistance to help manage workplace injury risks. Standard services include coordinating with carriers to secure appropriate coverage and providing ongoing support for policy updates and compliance needs. VGM Insurance Services serves a range of commercial property types, including single-family homes, apartments, retail establishments, and restaurants.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Waterloo, IA

Christel Manson, a workers’ compensation insurance agent based in Waterloo, Iowa, serves clients throughout the Cedar Valley area and adjacent communities. She handles policies that help businesses cover employee medical costs and lost wages from workplace injuries, ensuring compliance with state regulations by customizing coverage to each employer’s specific risks and payroll size. Her approach begins with a thorough review of the client’s operations and claims history, then identifies tailored solutions to minimize premiums while maintaining adequate protection for all workers.

PI
3022 Airport Blvd
PDCM Insurance
Workers' Compensation Insurance Agent · Waterloo, IA

PDCM Insurance provides residential workers' compensation coverage in the Waterloo area, helping homeowners secure protection for any domestic employees they hire. The agency also handles commercial policies for local businesses, ensuring their staff are covered under required workers' compensation plans. Serving the broader Waterloo region, they work with clients to tailor policies that meet various employment needs. They remain available to handle claims and assist with policy adjustments between regular renewal visits, supporting ongoing coverage adjustments for changing workforce situations.

MH
1010 E Mitchell Ave #9
Matt Hennig - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Waterloo, IA

Matt Hennig - State Farm Insurance Agent in Waterloo, IA is known for providing workers' compensation insurance to local businesses. The agency helps employers secure coverage that can protect their workers and meet state requirements. Clients receive guidance on policy options that address workplace injury claims. The agency also offers consultation on integrating workers' compensation with broader commercial insurance policies for added business protection.

SA
622 W 4th St
The Sinnott Agency
Workers' Compensation Insurance Agent · Waterloo, IA

The Sinnott Agency, a Workers' Compensation Insurance Agent in Waterloo, Iowa, is known for helping local businesses secure coverage for employee injuries and lost wages. It assists employers with policy selection, risk management guidance, and claims support tailored to Iowa’s workers' compensation regulations. The agency helps clients meet state requirements while keeping workplace disruptions manageable. An add-on service includes safety program development to reduce workplace accident frequency.

FI
2747 University Ave
Farmers Insurance - Zachary Goodwin
Workers' Compensation Insurance Agent · Waterloo, IA

Farmers Insurance - Zachary Goodwin serves the Waterloo, Iowa area as a Workers' Compensation Insurance Agent. This agency assists local businesses in securing coverage for workplace injuries and employee medical expenses. It helps employers comply with Iowa’s workers' compensation laws while managing their insurance costs. Clients can obtain policies that cover lost wages and disability benefits for injured workers. The agency also handles claims support for workplace accident reports and settlement processes.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Workers' Compensation Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting provides workers’ compensation coverage for residential clients in Ames, serving homeowners who employ domestic help or contract workers. The agency also handles commercial policies for small and mid-sized businesses throughout the local area, addressing their specific liability and payroll-related insurance needs. Workers’ compensation insurance agents in this region help employers navigate state requirements and reduce workplace injury risks. Between scheduled visits, clients can contact the agency for follow-up assistance with policy adjustments or compliance questions.

FB
3315 W 4th St
Farm Bureau Financial Services: Beau Jorgensen
Workers' Compensation Insurance Agent · Waterloo, IA

Farm Bureau Financial Services: Beau Jorgensen in Waterloo, Iowa, serves local homeowners, business owners, and property managers who need Workers’ Compensation Insurance. This agency helps clients secure coverage that protects employees from work-related injuries while complying with Iowa’s regulatory requirements. Policies are tailored to manage the specific risks faced by small and medium-sized enterprises in the region. The agency also provides its Workers’ Compensation Insurance services to clients in Cedar Falls and the broader Black Hawk County area.

FB
3315 W 4th St
Farm Bureau Financial Services: Andrea McKenzie
Workers' Compensation Insurance Agent · Waterloo, IA

Farm Bureau Financial Services: Andrea McKenzie serves Waterloo, Iowa, and the surrounding Cedar Valley communities, handling workers’ compensation insurance for local businesses. It assists with claims management and premium auditing to help employers meet state regulations. The company addresses coverage needs for various industries, including construction and manufacturing, to protect against workplace injury costs. To handle a typical job, it begins by reviewing a business’s payroll and risk exposures, then designs a policy that maintains compliance while controlling long-term expenses through safety program recommendations.

TI
2920 Falls Ave
Tjernagel Insurance
Workers' Compensation Insurance Agent · Waterloo, IA

Tjernagel Insurance provides a full range of Workers' Compensation insurance services, including policy selection, risk assessment, and claims assistance for local employers. Their service plans are designed to help businesses manage premiums and maintain compliance with Iowa's workers' compensation regulations. They also offer routine policy reviews and updates to address changing workforce needs. The agency serves a variety of properties, including single-family homes, apartments, retail stores, and restaurants.

SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 235-8090
shelterinsurance.com/CA/agent/JEFFGUDENKAUF
FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 233-3335
fishjohnsonins.com
EH
611 Ansborough Ave
Elliott Hartman Agency
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
WB
350 E Ridgeway Ave
Walter Burtis American Family Insurance
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 300-3202
amfam.com/agents/iowa/waterloo/walter-burtis
BL
1850 W Ridgeway Ave Ste 3
Bankers Life
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 277-5173
branches.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave
FB
3315 W 4th St
Farm Bureau Financial Services
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 234-2000
fbfs.com/find-an-agent/Search
VI
1827 Ansborough Ave
Veridian Insurance
Workers' Compensation Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
KI
1425 W 5th St Ste 2
Kvale Insurance
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com
BI
3222 Kimball Ave ste b
BankIowa Insurance
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
GP
2913 Falls Ave
Gene Pint & Associates
Workers' Compensation Insurance Agent · Waterloo, IA
(319) 234-8936
americannational.com/agent

What Does a a Workers' Compensation Insurance Agent in Waterloo Cost?

Typical workers compensation insurance costs in Iowa range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs, up to 10 to 20 dollars per 100 dollars of payroll for high risk construction work. Rates vary by industry, claims history, and insurer. This is general information and not insurance advice.

About workers' compensation insurance agents in Waterloo

Workers compensation insurance agents in Waterloo Iowa help employers comply with state laws requiring coverage for work related injuries. Iowa Code Chapter 85 mandates that most employers with one or more employees carry workers compensation insurance. A local agent can explain how Iowa wage replacement rates and medical benefit rules apply to your business.

Frequently Asked Questions

What does a workers compensation insurance agent do in Waterloo Iowa?

An agent helps you find a policy that meets Iowa legal requirements. They explain coverage limits, premium factors, and assist with claims reporting. They also advise on safety programs that may reduce your rates.

Is workers compensation insurance required for all businesses in Waterloo Iowa?

Iowa law requires most employers with one or more employees to carry workers compensation insurance. Some agricultural employers and independent contractors may be exempt. An agent can verify if your business qualifies for an exemption.

How are workers compensation premiums calculated in Iowa?

Premiums are based on your industry classification, payroll, and claims history. Iowa uses a competitive rating system where insurers set their own rates. Your agent can help you compare quotes from different carriers to find a suitable price.

Workers' Compensation Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.