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Compare Workers' Compensation Insurance Agents in Waterloo, IA

Looking for a workers' compensation insurance agent in Waterloo? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 20 workers' compensation insurance agents in Waterloo, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
VGM Insurance Services
1111 Van Miller Wy, Waterloo, IA 50701
(800) 362-3363 vgminsurance.com
Christel Manson - State Farm Insurance Agent
1935 E Ridgeway Ave, Waterloo, IA 50702
(319) 232-6630 theinsurancechick.com
PDCM Insurance
3022 Airport Blvd, Waterloo, IA 50703
(319) 234-8888 pdcm.com
Matt Hennig - State Farm Insurance Agent
1010 E Mitchell Ave #9, Waterloo, IA 50702
(319) 235-1401 mycedarvalleyagent.com
The Sinnott Agency
622 W 4th St, Waterloo, IA 50702
(319) 233-6103 sinnottagency.com
Farmers Insurance - Zachary Goodwin
2747 University Ave, Waterloo, IA 50701
(319) 243-1111 agents.farmers.com
Gallagher Insurance, Risk Management & Consulting
2945 Airport Blvd, Waterloo, IA 50703
(319) 433-1098 assuredpartners.com
Tjernagel Insurance
2920 Falls Ave, Waterloo, IA 50701
(319) 235-6719 tjernagelins.com
Farm Bureau Financial Services: Beau Jorgensen
3315 W 4th St, Waterloo, IA 50701
(319) 234-2000 fbfs.com
Farm Bureau Financial Services: Andrea McKenzie
3315 W 4th St, Waterloo, IA 50701
(319) 348-3800 fbfs.com
Elliott Hartman Agency
611 Ansborough Ave, Waterloo, IA 50701
(319) 233-8459 elliotthartman.com
Shelter Insurance - Jeff Gudenkauf
3680 University Ave Ste B, Waterloo, IA 50701
(319) 235-8090 shelterinsurance.com
Fish-Johnson Insurance Agency
3265 W 4th St, Waterloo, IA 50701
(319) 233-3335 fishjohnsonins.com
Bankers Life
1850 W Ridgeway Ave Ste 3, Waterloo, IA 50701
(319) 277-5173 branches.bankerslife.com
Walter Burtis American Family Insurance
350 E Ridgeway Ave, Waterloo, IA 50702
(319) 300-3202 amfam.com
Farm Bureau Financial Services
3315 W 4th St, Waterloo, IA 50701
(319) 234-2000 fbfs.com
Veridian Insurance
1827 Ansborough Ave, Waterloo, IA 50701
(800) 235-3228 veridiancu.org
Kvale Insurance
1425 W 5th St Ste 2, Waterloo, IA 50702
(319) 833-9428 kvaleinsurance.com
BankIowa Insurance
3222 Kimball Ave ste b, Waterloo, IA 50702
(319) 232-4571 bankiowainsurance.com
Gene Pint & Associates
2913 Falls Ave, Waterloo, IA 50701
(319) 234-8936 americannational.com

Workers compensation insurance agents in Waterloo Iowa help employers comply with state laws requiring coverage for work related injuries. Iowa Code Chapter 85 mandates that most employers with one or more employees carry workers compensation insurance. A local agent can explain how Iowa wage replacement rates and medical benefit rules apply to your business.

What Does a Workers' Compensation Insurance Agent in Waterloo Cost?

Typical workers compensation insurance costs in Iowa range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs, up to 10 to 20 dollars per 100 dollars of payroll for high risk construction work. Rates vary by industry, claims history, and insurer. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent do in Waterloo Iowa?
An agent helps you find a policy that meets Iowa legal requirements. They explain coverage limits, premium factors, and assist with claims reporting. They also advise on safety programs that may reduce your rates.
Is workers compensation insurance required for all businesses in Waterloo Iowa?
Iowa law requires most employers with one or more employees to carry workers compensation insurance. Some agricultural employers and independent contractors may be exempt. An agent can verify if your business qualifies for an exemption.
How are workers compensation premiums calculated in Iowa?
Premiums are based on your industry classification, payroll, and claims history. Iowa uses a competitive rating system where insurers set their own rates. Your agent can help you compare quotes from different carriers to find a suitable price.