The top-rated workers' compensation insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 225 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Matt Hennig - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Waterloo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VGM Insurance Services | 1111 Van Miller Wy | (800) 362-3363 |
| 2 | Christel Manson - State Farm Insurance Agent | 1935 E Ridgeway Ave | (319) 232-6630 |
| 3 | PDCM Insurance | 3022 Airport Blvd | (319) 234-8888 |
| 4 | Matt Hennig - State Farm Insurance Agent | 1010 E Mitchell Ave #9 | (319) 235-1401 |
| 5 | The Sinnott Agency | 622 W 4th St | (319) 233-6103 |
| 6 | Farmers Insurance - Zachary Goodwin | 2747 University Ave | (319) 243-1111 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 2945 Airport Blvd | (319) 433-1098 |
| 8 | Farm Bureau Financial Services: Beau Jorgensen | 3315 W 4th St | (319) 234-2000 |
| 9 | Farm Bureau Financial Services: Andrea McKenzie | 3315 W 4th St | (319) 348-3800 |
| 10 | Tjernagel Insurance | 2920 Falls Ave | (319) 235-6719 |
VGM Insurance Services provides workers’ compensation insurance agency services to local businesses throughout the Waterloo area. The company offers coverage procurement, policy review, and claims administration assistance to help manage workplace injury risks. Standard services include coordinating with carriers to secure appropriate coverage and providing ongoing support for policy updates and compliance needs. VGM Insurance Services serves a range of commercial property types, including single-family homes, apartments, retail establishments, and restaurants.
Christel Manson, a workers’ compensation insurance agent based in Waterloo, Iowa, serves clients throughout the Cedar Valley area and adjacent communities. She handles policies that help businesses cover employee medical costs and lost wages from workplace injuries, ensuring compliance with state regulations by customizing coverage to each employer’s specific risks and payroll size. Her approach begins with a thorough review of the client’s operations and claims history, then identifies tailored solutions to minimize premiums while maintaining adequate protection for all workers.
PDCM Insurance provides residential workers' compensation coverage in the Waterloo area, helping homeowners secure protection for any domestic employees they hire. The agency also handles commercial policies for local businesses, ensuring their staff are covered under required workers' compensation plans. Serving the broader Waterloo region, they work with clients to tailor policies that meet various employment needs. They remain available to handle claims and assist with policy adjustments between regular renewal visits, supporting ongoing coverage adjustments for changing workforce situations.
Matt Hennig - State Farm Insurance Agent in Waterloo, IA is known for providing workers' compensation insurance to local businesses. The agency helps employers secure coverage that can protect their workers and meet state requirements. Clients receive guidance on policy options that address workplace injury claims. The agency also offers consultation on integrating workers' compensation with broader commercial insurance policies for added business protection.
The Sinnott Agency, a Workers' Compensation Insurance Agent in Waterloo, Iowa, is known for helping local businesses secure coverage for employee injuries and lost wages. It assists employers with policy selection, risk management guidance, and claims support tailored to Iowa’s workers' compensation regulations. The agency helps clients meet state requirements while keeping workplace disruptions manageable. An add-on service includes safety program development to reduce workplace accident frequency.
Farmers Insurance - Zachary Goodwin serves the Waterloo, Iowa area as a Workers' Compensation Insurance Agent. This agency assists local businesses in securing coverage for workplace injuries and employee medical expenses. It helps employers comply with Iowa’s workers' compensation laws while managing their insurance costs. Clients can obtain policies that cover lost wages and disability benefits for injured workers. The agency also handles claims support for workplace accident reports and settlement processes.
Gallagher Insurance, Risk Management & Consulting provides workers’ compensation coverage for residential clients in Ames, serving homeowners who employ domestic help or contract workers. The agency also handles commercial policies for small and mid-sized businesses throughout the local area, addressing their specific liability and payroll-related insurance needs. Workers’ compensation insurance agents in this region help employers navigate state requirements and reduce workplace injury risks. Between scheduled visits, clients can contact the agency for follow-up assistance with policy adjustments or compliance questions.
Farm Bureau Financial Services: Beau Jorgensen in Waterloo, Iowa, serves local homeowners, business owners, and property managers who need Workers’ Compensation Insurance. This agency helps clients secure coverage that protects employees from work-related injuries while complying with Iowa’s regulatory requirements. Policies are tailored to manage the specific risks faced by small and medium-sized enterprises in the region. The agency also provides its Workers’ Compensation Insurance services to clients in Cedar Falls and the broader Black Hawk County area.
Farm Bureau Financial Services: Andrea McKenzie serves Waterloo, Iowa, and the surrounding Cedar Valley communities, handling workers’ compensation insurance for local businesses. It assists with claims management and premium auditing to help employers meet state regulations. The company addresses coverage needs for various industries, including construction and manufacturing, to protect against workplace injury costs. To handle a typical job, it begins by reviewing a business’s payroll and risk exposures, then designs a policy that maintains compliance while controlling long-term expenses through safety program recommendations.
Tjernagel Insurance provides a full range of Workers' Compensation insurance services, including policy selection, risk assessment, and claims assistance for local employers. Their service plans are designed to help businesses manage premiums and maintain compliance with Iowa's workers' compensation regulations. They also offer routine policy reviews and updates to address changing workforce needs. The agency serves a variety of properties, including single-family homes, apartments, retail stores, and restaurants.
What Does a a Workers' Compensation Insurance Agent in Waterloo Cost?
Typical workers compensation insurance costs in Iowa range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs, up to 10 to 20 dollars per 100 dollars of payroll for high risk construction work. Rates vary by industry, claims history, and insurer. This is general information and not insurance advice.
About workers' compensation insurance agents in Waterloo
Workers compensation insurance agents in Waterloo Iowa help employers comply with state laws requiring coverage for work related injuries. Iowa Code Chapter 85 mandates that most employers with one or more employees carry workers compensation insurance. A local agent can explain how Iowa wage replacement rates and medical benefit rules apply to your business.
Frequently Asked Questions
What does a workers compensation insurance agent do in Waterloo Iowa?
An agent helps you find a policy that meets Iowa legal requirements. They explain coverage limits, premium factors, and assist with claims reporting. They also advise on safety programs that may reduce your rates.
Is workers compensation insurance required for all businesses in Waterloo Iowa?
Iowa law requires most employers with one or more employees to carry workers compensation insurance. Some agricultural employers and independent contractors may be exempt. An agent can verify if your business qualifies for an exemption.
How are workers compensation premiums calculated in Iowa?
Premiums are based on your industry classification, payroll, and claims history. Iowa uses a competitive rating system where insurers set their own rates. Your agent can help you compare quotes from different carriers to find a suitable price.
Workers' Compensation Insurance Agents in Other Iowa Cities
Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Council Bluffs · Davenport · Des Moines · Dubuque · Iowa City · Johnston · Marion · Sioux City · Urbandale · Waukee