The top-rated workers' compensation insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 15 workers' compensation insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 9 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 10 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
Mandi Vote- State Farm Insurance Agent serves the Prior Lake, Minnesota area as a workers’ compensation insurance agent. This agency helps local businesses secure coverage for employee job-related injuries and illnesses. Workers’ compensation policies in this region typically address medical expenses and lost wages for injured workers. The agent assists employers with policy selection and claims support to meet state compliance requirements. In this area, the agency handles workers’ compensation policy reviews and insurance claims assistance.
AB & B Insurance provides workers’ compensation coverage and consulting for businesses throughout the Prior Lake area, assisting with policy selection, risk evaluation, and claims management. The agency offers ongoing policy reviews to ensure coverage keeps pace with changing business operations and Minnesota regulations. When client needs shift, the team adjusts plans accordingly. This approach supports property owners managing single-family homes, apartment complexes, retail storefronts, and restaurants by helping maintain appropriate insurance for their workforce and daily operations.
Jeremy Senn - State Farm Insurance Agent serves homeowners, businesses, and property managers throughout Prior Lake, Minnesota. This agency provides workers' compensation insurance, helping local employers meet state requirements while covering medical costs and lost wages for job-related injuries. Policies are tailored to protect small and mid-sized businesses from financial risks associated with workplace accidents. The agency also handles claims assistance and policy adjustments to ensure proper coverage as business needs change. Additional service areas include neighboring Shakopee and the southwest metro region.
Serving Prior Lake and the surrounding communities in Scott County and the broader Twin Cities region, Lakes Insurance handles all aspects of workers' compensation insurance for local businesses. This agency works to secure the required coverage that helps employers protect their workers from on-the-job injuries. The typical process involves sitting down with a business owner to review payroll classifications, analyze claims history, and find a policy that meets state compliance requirements.
Prior Lake State Agency distinguishes between one-time policy consultations designed for specific workplace incidents and recurring service arrangements that manage ongoing employer liability. As a workers’ compensation insurance agent in Prior Lake, MN, the company helps local businesses secure coverage that addresses medical expenses and lost wages for injured employees. This service operates on an as-needed basis, with clients able to request support for policy adjustments, new claims, or annual renewals whenever circumstances require direct agent involvement.
DeRose Commercial Insurance Group provides workers' compensation insurance, focusing on coverage for workplace injuries and employer liability. They assist businesses in this area with managing policy compliance and reducing financial risks related to employee claims. The firm serves clients in Prior Lake, MN, and surrounding communities, offering guidance on coverage options. As winter weather increases slip-and-fall incidents, they help local companies adjust policies to address seasonal hazards that impact workers and operational stability.
As local businesses in Prior Lake prepare for seasonal shifts in staffing and weather-related hazards, Van Curler Independent Insurance Agency provides workers’ compensation insurance coverage tailored to those operational needs. The agency helps employers manage risks associated with workplace injuries and comply with Minnesota regulations. They evaluate each business’s specific exposure to ensure policies align with the nature of the work performed. The process begins with an on-site inspection of the workplace to assess safety practices and identify potential claim liabilities before a plan is finalized.
Nick Atkinson & Associates Inc American Family Insurance provides workers' compensation insurance tailored to the Prior Lake area. This agency helps local employers secure coverage that addresses medical expenses and lost wages for job-related injuries. Their services focus on managing claim processes and assisting businesses with compliance requirements. They serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Oak Tree Insurance in Prior Lake, MN, is known for advising businesses on workers’ compensation coverage to meet state compliance requirements. It assists employers in securing policies that address medical expenses and lost wages for injured staff. The agency also provides guidance on managing workplace risks and reducing premium costs through safety programs. An additional specialty it can offer is evaluating experience modification factors to help clients improve their claims history.
What Does a a Workers' Compensation Insurance Agent in Prior Lake Cost?
Workers compensation insurance costs in Minnesota typically range from 0.50 to 2.50 dollars per 100 dollars of payroll for low risk office jobs and up to 10 dollars or more per 100 dollars of payroll for high risk construction work. The actual premium depends on your industry classification, claims history, and payroll size. An agent can provide a free quote based on your specific business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Prior Lake
Workers compensation insurance agents in Prior Lake help local businesses meet Minnesota state requirements. Minnesota law requires most employers to carry workers comp coverage for all employees. An agent can explain how rates are set by the Minnesota Department of Labor and Industry and help you find a policy that fits your business size and risk level.
Frequently Asked Questions
What does a workers compensation insurance agent in Prior Lake do?
An agent helps you understand Minnesota workers comp laws and find a policy that meets state requirements. They can explain how your premium is calculated based on payroll and classification codes. They also assist with filing claims and managing policy changes.
Is workers compensation insurance required for all businesses in Prior Lake Minnesota?
Yes, Minnesota law requires most employers with one or more employees to carry workers compensation insurance. There are exceptions for some sole proprietors and certain agricultural workers. An agent can help you determine if you are exempt.
How do Minnesota workers comp rates compare to other states?
Minnesota has moderate workers compensation rates compared to the national average. The state uses a competitive rating system where insurers set their own rates. An agent can compare quotes from multiple carriers to find a competitive price for your Prior Lake business.
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