The top-rated workers' compensation insurance agent in St Paul, Minnesota is Juan Cervantes - State Farm Insurance Agent, rated 4.9 stars across 159 reviews. Other highly rated options include Theisen Escobar Agency, Garry Insurancenter, Farmers Insurance - Patrick Loucks. This directory lists 23 workers' compensation insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Juan Cervantes - State Farm Insurance Agent | 391 Ruth St N | (651) 793-0777 |
| 2 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 3 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 4 | Farmers Insurance - Patrick Loucks | 991 Smith Ave S W | (651) 714-7979 |
| 5 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 6 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 7 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 8 | Lunar Financial Group | 445 Etna St #62 | (651) 203-7765 |
| 9 | Baecker Agency, Inc.: Allstate Insurance | 245 Ruth St N Ste 200 | (651) 730-6666 |
| 10 | Cox Insurance Associates, Inc | 1639 Larpenteur Ave W | (651) 647-0001 |
Juan Cervantes - State Farm Insurance Agent serves the greater St. Paul, Minnesota area, specializing in workers’ compensation insurance. This agency helps local businesses secure coverage that meets state-mandated requirements for employee injury protection. Customers typically work directly with the agent to assess their payroll and risk exposure, ensuring their policies align with Minnesota’s regulations. The agency also guides employers through the filing process for work-related injury claims, offering support for both medical expenses and lost wage benefits.
Theisen Escobar Agency provides workers' compensation insurance to businesses throughout St Paul, Minnesota. Its services include policy placement, premium audits, claims management support, and loss control consultation to help reduce workplace injuries. Service plans typically involve annual policy reviews, payroll reporting assistance, and guidance on classification codes. Additional maintenance plans offer quarterly safety inspections and ongoing compliance updates. The agency services a variety of commercial properties, including single-family home service businesses, apartments with maintenance staff, retail stores, and restaurants.
Garry Insurancenter helps local businesses, contractors, and property managers in St Paul, Minnesota find appropriate workers’ compensation insurance coverage. These policies protect employers by covering medical expenses and lost wages for employees who suffer job-related injuries or illnesses. The agency assists clients in understanding complex state requirements and selecting suitable policy limits for their specific industries and workforce sizes. It also offers guidance on workplace safety and claims management. Coverage options are available throughout neighboring Ramsey County and the greater Twin Cities metro area.
Farmers Insurance - Patrick Loucks in St Paul, Minnesota, provides workers' compensation insurance policies that are typically renewed annually as a recurring expense for businesses, rather than offered as a one-time service. Coverage helps protect employers by providing medical benefits and wage replacement for employees who suffer job-related injuries or illnesses. Working with a local agent can help ensure policies comply with state regulations and are tailored to specific industry risks. This service operates on a scheduled, annual renewal basis rather than as-needed or one-time arrangements.
Krog Insurance serves the St. Paul area and surrounding Minnesota communities, handling workers' compensation insurance policies for local employers. The agency focuses on helping businesses secure coverage that meets state requirements while protecting their workforce from job-related injuries. For a typical job, it first reviews the client's operations and payroll, then compares options from multiple carriers to match a policy to the employer's specific risk profile.
With St. Paul’s winter weather increasing the risk of workplace slips and icy-conditions claims, Wilebski Insurance Agency helps local businesses manage their workers’ compensation coverage in the Twin Cities area. As a dedicated agent, the company navigates the complexities of Minnesota’s claims system and premium adjustments to support both small and larger employers. They begin by scheduling an on-site inspection of the client’s work environment to identify specific hazards and assess current safety protocols.
Insurance Group® operates as a Workers' Compensation Insurance Agent in St Paul, Minnesota, assisting businesses in securing coverage that meets regulatory requirements. The agency helps clients navigate policy structures for work-related injuries, including medical expense and lost wage provisions. It also advises on risk management practices and compliance with state mandates. This firm serves various commercial sectors, including offices, warehouses, and food service operations, tailoring coverage options to the specific exposure needs of each industry.
Baecker Agency, Inc.: Allstate Insurance specializes in Workers’ Compensation Insurance Agent services in St Paul, Minnesota. It assists local businesses with securing coverage for work-related injuries and navigating compliance with regional regulations. The agency guides clients through obtaining appropriate policies tailored to their industry needs. As seasons change in Minnesota, it supports employers with guidance on managing claims during winter’s increased workplace risks from ice and snow.
Cox Insurance Associates, Inc provides residential workers’ compensation insurance coverage to clients in St Paul, Minnesota. The agency also offers commercial policies for local businesses requiring protection against workplace injury claims. Their services encompass policy selection for operations in the Minneapolis–Saint Paul metropolitan area. Following an initial consultation and policy setup, agents assist with claims management and coverage adjustments needed between regular renewal dates, ensuring continuous protection for policyholders throughout their working relationship.
What Does a a Workers' Compensation Insurance Agent in St Paul Cost?
Workers compensation insurance costs in Minnesota vary by business type, payroll size, and claims history. The average rate for Minnesota employers is around $1.50 per $100 of payroll but can range from $0.50 for low risk office jobs to over $10.00 for high risk construction trades. Premiums are also affected by the experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in St Paul
Workers compensation insurance agents in St Paul help businesses comply with Minnesota state law which requires most employers to carry coverage. Agents can explain the specific rules under Minnesota Statute 176 and help you find a policy that fits your industry and payroll size. They also assist with claims reporting and premium audits.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in St Paul Minnesota?
Yes, Minnesota law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. There are very few exceptions such as some sole proprietors or certain agricultural workers.
What does a workers compensation insurance agent in St Paul do?
An agent helps you compare policies from different insurance carriers to find coverage that meets Minnesota state requirements. They also advise on risk management, help with payroll classification, and assist when you need to file a claim or dispute a premium audit.
How long do I have to report a workplace injury in Minnesota?
Minnesota law requires employers to report a workplace injury to their insurance carrier within 10 days of learning about it. The employee must notify the employer within 30 days of the injury. An agent can help ensure you meet these deadlines.
Workers' Compensation Insurance Agents in Other Minnesota Cities
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