The top-rated workers' compensation insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 workers' compensation insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farm Bureau Financial Services: Steve Jansen | 163 W 2nd St | (507) 615-5166 |
| 9 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 10 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
Schmit Insurance Group serves the Winona, Minnesota area and focuses exclusively on workers' compensation insurance agency services. It assists local businesses in navigating Minnesota's specific workers' compensation regulations and securing appropriate coverage. The agency works to match employers with insurance policies that address workplace injury risks and compliance requirements. Its services include helping employers manage claims processes and meet state-mandated insurance obligations. Schmit Insurance Group handles policy placement and claims support for businesses in Winona.
Anthony Vote - State Farm Insurance Agent in Winona, MN provides workers' compensation insurance coverage for local businesses, helping employers meet legal requirements and manage claim-related costs. Policyholders receive ongoing support through claims reporting assistance and periodic policy reviews to adjust coverage as business needs change. The agency serves a variety of commercial property types, including single-family homes, apartments, retail, and restaurants.
A.J. Kanz American Family Insurance serves local businesses, property managers, and contractors in the Winona area. As a workers compensation insurance agent, it helps employers secure coverage for job-related injuries, ensuring compliance with state regulations. Policies can also be tailored to cover medical expenses and lost wages. The agency assists clients throughout the region, including neighboring communities such as Goodview and Minnesota City.
Strategic Insurance Group serves workers’ compensation clients in Winona, Minnesota, and the surrounding communities across the upper Mississippi River valley. It handles employer policy placement, claims administration support, and premium audit management to help businesses manage workplace injury risks. The agency coordinates with local carriers to ensure coverage aligns with state regulations and industry needs. For a typical job, it first reviews the client’s payroll classifications and loss history, then tailors a policy recommendation and provides ongoing compliance guidance throughout the policy term.
Steven Young Agency Inc American Family Insurance in Winona, MN provides workers’ compensation insurance agent services including policy analysis, risk assessment, and claims support for local employers. The agency helps businesses navigate coverage requirements and manage payroll-based premium calculations. It assists with filing injury reports and coordinating return-to-work programs tailored to regional industries. During the winter season, the agency often helps clients address the increased slip-and-fall claims common in the Winona area, ensuring timely reporting and proper documentation.
When winter storms cause workplace slips or seasonal layoffs require a re-evaluation of premium exposure, businesses in Winona turn to Wunderlich Insurance Agency for workers' compensation coverage. This local agent helps employers comply with Minnesota labor laws while managing claims and classification codes. Understanding the area’s mix of manufacturing, healthcare, and retail firms, the agency customizes each policy to a client’s payroll and risk profile. Every new account begins with an on-site safety walk-through and a review of past loss runs.
At State Farm Insurance in Winona, MN, workers’ compensation coverage is arranged either as a one-time policy for a single project or as a recurring policy for ongoing business operations. Local employers can obtain protection that helps cover medical expenses and lost wages if an employee is injured on the job. The agent assists with policy selection and claims guidance. Service is provided on an as-needed basis, allowing clients to request assistance whenever they need to adjust coverage or file a report.
Farm Bureau Financial Services: Steve Jansen provides workers’ compensation insurance solutions to businesses in the Winona area. As a local agency, it helps employers secure coverage that addresses claims management and workplace injury protection. The firm tailors policies to meet the specific needs of smaller operations and growing enterprises. It serves commercial sectors including local offices, warehouses, and food service establishments, ensuring these industries have appropriate risk coverage for their daily operations.
Farmers Insurance - David Jensen in Winona, MN is known for providing workers' compensation coverage to local businesses and entrepreneurs throughout the area. Their service range includes helping employers meet state-mandated insurance requirements while managing workplace injury risks. As a workers' compensation insurance agent, they guide business owners through policy options designed for various industries common in the region. A specialty service they can add on includes providing guidance for constructing return-to-work programs that accommodate injured employees during recovery.
WA Group, known formerly as Winona Agency, assists homeowners in Winona with residential workers' compensation coverage, ensuring their household employees or on-site work is properly insured. The company also provides tailored commercial policies to local businesses needing occupational accident protection. Serving the Winona area and surrounding communities, this agency works closely with clients to review workplace risks and adjust plans accordingly. Customers often return to have their policies updated during routine renewals between visits.
What Does a a Workers' Compensation Insurance Agent in Winona Cost?
Workers compensation insurance costs in Minnesota typically range from 0.50 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs up to 15 to 30 dollars per 100 dollars of payroll for high-risk construction work. Actual premiums depend on your specific industry classification and loss experience. An agent can provide a free quote tailored to your Winona business. This is general information and not insurance advice.
About workers' compensation insurance agents in Winona
Workers compensation insurance agents in Winona help local businesses meet Minnesota state requirements for employee injury coverage. Minnesota law mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through the specific rules for construction, agriculture, and other industries common in the Winona area.
Frequently Asked Questions
What are the workers compensation insurance requirements for businesses in Winona Minnesota?
Minnesota requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and stop-work orders from the Minnesota Department of Labor and Industry.
How does an insurance agent help with workers compensation claims in Minnesota?
An agent can help you understand the claims process and ensure your policy meets Minnesota statutes. They assist with selecting coverage limits and can explain how the Minnesota Workers Compensation Court handles disputes. Agents do not adjust claims but can connect you with your insurer.
What factors affect the cost of workers compensation insurance for a Winona business?
Costs are based on your business classification code, payroll size, and claims history. Minnesota uses a competitive rating system so rates vary by insurer. An agent can compare quotes from multiple carriers to find a policy that fits your budget and risk profile.
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