The top-rated workers' compensation insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 756 reviews. Other highly rated options include Kelly Schumacher - State Farm Insurance Agent, Joe Mattera - State Farm Insurance Agent, K&N Insurance Brokerage. This directory lists 25 workers' compensation insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Kelly Schumacher - State Farm Insurance Agent | 1870 E Jericho Tpke Unit 9 | (631) 629-4100 |
| 3 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 4 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 5 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 6 | Keefe Consulting Corp. | 140 E Main St #6 | (631) 824-9642 |
| 7 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 8 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 9 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
| 10 | Heather Schaefer - State Farm Insurance Agent | 158 E Main St #1 | (631) 479-4809 |
The Michaels Group serves Huntington and the surrounding Suffolk County area as a workers’ compensation insurance agent. The company assists local businesses in securing legally required coverage for employee workplace injuries. It helps clients navigate New York’s state-mandated insurance requirements, guiding them through policy selection that addresses their specific liability needs. The firm also provides ongoing support with claim reporting and employer classification to ensure compliance. These services include policy renewal management and assistance with experience modification rating reviews.
Kelly Schumacher - State Farm Insurance Agent in Huntington, NY, provides a full range of workers’ compensation insurance services, including policy consultations to help local businesses understand coverage requirements. The agency also offers regular policy reviews to ensure plans remain aligned with changing business operations and workforce size. Clients receive assistance with filing claims, managing premiums, and navigating state-specific regulations common in the New York area. The agency services a variety of property types, including single-family homes managed for residential rentals, apartment complexes, retail storefronts, and local restaurants.
Serving Huntington, NY, and surrounding communities, Joe Mattera - State Farm Insurance Agent handles workers' compensation insurance for local businesses. These policies cover medical expenses and lost wages for employees injured on the job, ensuring compliance with New York state requirements. The agency customizes coverage limits to match each employer's risk profile and workforce size. For a typical claim, it coordinates promptly with medical providers and the employer to document the injury and facilitate the employee's return to work.
K&N Insurance Brokerage, based in Huntington, New York, helps local businesses manage their regulatory requirements by securing workers’ compensation coverage. It specializes in tailoring policies that address payroll classifications and experience modifications to control premium costs. By maintaining focused expertise in this specific insurance field, it works to protect both employers and their staff from work-related injury claims. Its services are available to a variety of commercial operations, including local offices, warehouses, and food service establishments.
Small businesses and commercial property managers in Huntington rely on Borg Insurance Agency for workers’ compensation insurance solutions. The agency assists clients with securing mandatory coverage that protects employees from workplace injuries. It also helps policyholders manage claims efficiently to reduce downtime and control premium costs. Coverage compliance with New York State requirements is a central part of the service provided. By streamlining the insurance process, the agency ensures employers can focus on daily operations. The firm extends its coverage guidance to clients throughout neighboring Cold Spring Harbor as well.
Keefe Consulting Corp. specializes in connecting local businesses with customized workers’ compensation insurance policies tailored to their specific operational risks. It also provides ongoing support with policy management and compliance guidance to ensure clients meet state requirements. With the seasonal influx of temporary workers during the fall harvest and holiday retail rush, the company helps businesses secure proper coverage for fluctuating workforce needs and injury prevention.
For minor claims or simple policy updates, a one-time service visit may be arranged, while ongoing coverage needs and annual policy reviews typically require scheduled consultations. As a workers’ compensation insurance agent in Huntington, NY, the agency guides employers through New York’s specific classifications, premium audits, and experience-modification factors. Advice covers mandatory coverage, claim reporting, and employer liability strategies. Service runs on both a one-time consultation basis for immediate questions and an as-needed schedule for policy adjustments or endorsements throughout the policy term.
As local businesses in and around Huntington begin their seasonal renewal or startup cycles, the need for compliant workers' compensation coverage becomes critical. JW Hirschfeld Agency Inc serves as a knowledgeable resource for navigating the complex regulations and securing appropriate policies for various industries in the area. The agency works closely with each client to identify specific risk exposures and coverage requirements. This process typically begins with a thorough review of the business’s operations and payroll, followed by an on-site or virtual inspection to assess workplace conditions.
Michelle Laglenne-Spronck, operating as a State Farm Insurance Agent in Huntington, NY, assists local businesses in securing workers' compensation insurance to cover employee injuries and lost wages. Within this field, the agency can tailor policies to meet specific operational risks. Small and mid-sized enterprises in the area, including professional offices, storage warehouses, and food service establishments, often require this type of protection.
What Does a a Workers' Compensation Insurance Agent in Huntington Cost?
In New York, workers compensation insurance costs vary by industry and payroll. For example, a clerical office might pay 0.50 to 1.50 dollars per 100 dollars of payroll, while a construction company could pay 10 to 20 dollars per 100 dollars of payroll. Your agent can provide a specific quote based on your business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Huntington
Workers compensation insurance agents in Huntington New York help local businesses secure coverage required by New York State law. New York requires most employers to provide workers comp benefits for employees. A local agent can guide you through the NY Workers Compensation Board rules and find a policy that fits your business needs.
Frequently Asked Questions
Do all businesses in Huntington need workers compensation insurance?
Yes, under New York Workers Compensation Law Section 2, most employers with one or more employees must carry workers comp insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders.
How does a workers compensation insurance agent help my Huntington business?
An agent can assess your business risks and help you choose a policy from multiple carriers. They also assist with filing annual payroll reports and handling audits. This saves you time and helps ensure you meet NY state compliance.
What factors affect the cost of workers comp insurance in New York?
Costs depend on your industry classification code, payroll amount, and claims history. New York uses a loss cost rating system where each carrier applies its own loss cost multiplier. Premiums are calculated per 100 dollars of payroll.
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