The top-rated workers' compensation insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 18 workers' compensation insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 6 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 7 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 8 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 9 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
| 10 | Security Mutual Insurance Co | 2417 N Triphammer Rd | (607) 257-5000 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY provides workers' compensation insurance agent services, including policy consultation, risk assessment, and claims assistance. It offers ongoing policy reviews and plan adjustments to help businesses maintain appropriate coverage as their operations evolve. This agent works with a variety of commercial properties in the area, such as single-family homes, apartments, retail spaces, and restaurants, addressing their specific coverage needs.
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York, metro area, specializing in workers' compensation insurance for local businesses. The agency helps employers secure coverage that addresses medical expenses and lost wages for job-related injuries. With policies tailored to various industries, the office assists with claims management and premium auditing. It handles both standard workers' compensation policies and employer liability coverage specific to New York state regulations.
Adam Megivern helps businesses, property managers, and homeowners throughout Ithaca, New York address their workers’ compensation insurance needs. His agency provides guidance on coverage that supports employees who suffer job-related injuries or illnesses. The agency works with local companies of various sizes to understand rules specific to New York’s workers’ compensation system. Services include policy reviews and assistance with claims filing. Adam Megivern - State Farm Insurance Agent also supports clients in the surrounding communities such as Lansing.
Serving businesses throughout Ithaca and the surrounding Tompkins County communities, Bailey Place Insurance handles workers’ compensation insurance for a range of local employers. It helps clients comply with state regulations and secure coverage that meets the unique demands of their industries. When managing a typical account, the agency coordinates directly with insurance carriers to obtain appropriate coverage options and then communicates the policy details clearly to each employer for a straightforward onboarding experience.
Businesses in Ithaca requiring workers’ compensation insurance may choose between a one-time policy for specific coverage or an ongoing service that adapts as their workforce changes. True Insurance assists local employers with navigating these regulatory requirements, ensuring policies meet New York state mandates for employee protection. General liability and payroll reporting are common facets of these consultations. Whether a client needs a single project policy or continuous support, service runs on either a scheduled review or an as-needed consultation basis.
Kris Yelverton - State Farm Insurance Agent in Ithaca, New York, provides residential workers' compensation insurance for individuals with home-based businesses. The agency also offers commercial coverage designed to protect small to mid-sized local companies and their employees. Their service area encompasses Ithaca and the surrounding Tompkins County region. For both residential and commercial clients with complex or shifting coverage needs, the agent facilitates follow-up consultations. These check-ins help ensure that policies remain appropriate for evolving work conditions during the period between regular renewal visits.
Moscato & Associates Inc provides guidance on workers' compensation insurance classification and policy placement for local businesses. It assists clients in Ithaca with managing premium audits and navigating claim reporting procedures. The agency helps employers understand experience modification factors and their impact on costs. For companies employing seasonal agricultural or hospitality staff, it addresses the specific coverage needs tied to fluctuating workforce numbers and the associated risk exposures.
As Ithaca businesses prepare for the spring thaw and the seasonal uptick in construction and outdoor work, Andrews Agency Insurance helps local employers manage the changing risks. Workers' compensation insurance agents in this region assist companies in creating policies that provide coverage for workplace injuries while controlling premium costs. Andrew Agency Insurance evaluates the unique hazards of each client’s operation, from office environments to manual labor settings. All coverage begins with an on-site review of the business premises to assess safety measures and estimate appropriate policy terms.
Warren Insurance Agency in Ithaca, NY helps businesses manage their obligations and risks associated with employees who suffer job-related injuries or illnesses. The firm specializes exclusively as a workers' compensation insurance agent, guiding clients through the complexities of coverage requirements and claim management. With deep knowledge of regulations affecting local enterprises, it can assist in tailoring policies to meet specific operational demands. This agency serves commercial sectors ranging from professional offices and administrative hubs to warehouses, manufacturing facilities, and food service establishments.
Security Mutual Insurance Co in Ithaca, NY serves local residential clients seeking workers’ compensation coverage for domestic employees or home-based businesses. The agency also provides commercial policies for small and midsize employers throughout the Ithaca region and surrounding communities. Their team evaluates each client’s unique risk profile to recommend appropriate protection under New York state regulations. Between scheduled visits, agents remain accessible for claim inquiries or policy adjustments, ensuring continuous support and facilitating repeat service for evolving coverage needs.
What Does a a Workers' Compensation Insurance Agent in Ithaca Cost?
Typical costs for workers compensation insurance in New York range from 0.75 to 2.50 dollars per 100 dollars of payroll for low risk office jobs. For higher risk construction or agriculture work rates can exceed 10 dollars per 100 dollars of payroll. Actual premiums depend on your industry classification payroll amounts and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Ithaca
Workers compensation insurance agents in Ithaca New York help local businesses obtain required coverage under New York State law. New York requires nearly all employers to carry workers compensation insurance even for part time workers. An agent can guide you through the classification system and premium calculations specific to Tompkins County industries.
Frequently Asked Questions
What does a workers compensation insurance agent in Ithaca do?
A workers compensation insurance agent helps you find a policy that meets New York State requirements. They explain coverage options and assist with payroll classification. They also help you file necessary forms with the New York State Workers Compensation Board.
Is workers compensation insurance mandatory in New York?
Yes, New York law requires most employers to carry workers compensation insurance. Failure to have coverage can result in fines up to 2500 dollars every 10 days. Even one employee triggers the requirement under New York Workers Compensation Law.
How are premiums calculated for a small business in Ithaca?
Premiums are based on your payroll and the classification code for each type of work. New York uses a loss cost multiplier system set by the New York Compensation Insurance Rating Board. An agent can help you estimate costs based on your specific business operations.
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