The top-rated workers' compensation insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 924 reviews. Other highly rated options include Cassie Gleeson - State Farm Insurance Agent, Joy Insurance, Curabba Insurance Agency. This directory lists 19 workers' compensation insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Demmer - State Farm Insurance Agent | 13 James P Kelly Way ste a | (845) 344-3276 |
| 2 | Cassie Gleeson - State Farm Insurance Agent | 246 NY-211 | (845) 775-3277 |
| 3 | Joy Insurance | 639 E Main St | (845) 683-5261 |
| 4 | Curabba Insurance Agency | 334 E Main St | (845) 343-0855 |
| 5 | De Anne Gleeson - State Farm Insurance Agent | 809 NY-211 | (845) 692-3456 |
| 6 | Evergreen Insurance Agency -Peter Schmidt | 690, 4 NY-211 E | (845) 673-6127 |
| 7 | The Premium Select Group Inc. | 32 County Rd 78 | (845) 520-9774 |
| 8 | Hutchings Agency Inc. | 682 E Main St # 2D | (845) 343-2148 |
| 9 | Katelyn Schaffner - State Farm Insurance Agent | 4 E Main St Ste 3B | (845) 394-2622 |
| 10 | Nicole Feichtl at Comparion Insurance Agency | 265 NY-211 Suite 106B | (845) 394-6155 |
James Demmer - State Farm Insurance Agent serves the Middletown, New York area, offering workers’ compensation insurance policies for local businesses. They assist employers in meeting state-mandated coverage while addressing specific industry risks. As a component of overall business protection, these policies can help manage claim procedures and reduce financial liability. Supplemental services often include payroll audit assistance and guidance on classification codes to ensure proper coverage. Their office also handles policy updates and renewal coordination for existing commercial clients.
Cassie Gleeson - State Farm Insurance Agent in Middletown, NY, provides workers’ compensation insurance services that help local businesses handle employee injury claims and meet state coverage requirements. The agency offers tailored plans to match different operational risks, along with ongoing policy reviews and claim support to maintain compliance. Replacement cost assessments and liability adjustments are included in standard service maintenance. The agency serves properties such as single-family homes, apartments, retail stores, and restaurants.
Joy Insurance serves businesses of all sizes in Middletown, New York, offering workers' compensation insurance agent services to help employers secure coverage that meets legal requirements. The company assists with policy selection tailored to specific industry risks, ensuring protection for both employees and organizations. Its agents navigate the complexities of local regulations and claims processes for clients. Joy Insurance also extends its support to businesses in the nearby community of Goshen, providing the same personalized guidance throughout the Hudson Valley region.
Curabba Insurance Agency serves Middletown, New York, and its surrounding communities, helping local businesses manage workplace injury risks and comply with state regulations. It handles workers’ compensation coverage, which protects employers from the costs of medical bills and lost wages when an employee is hurt on the job. For a typical case, it assesses a client's payroll, industry classification, and safety history to match them with the appropriate policy, then advises on loss prevention measures to keep premiums stable.
De Anne Gleeson - State Farm Insurance Agent in Middletown, NY, helps local employers distinguish between one-time workers’ compensation policy options and recurring coverage plans tailored to ongoing payroll cycles. These policies provide benefits for employees injured on the job, covering medical expenses and lost wages as mandated by law. Services are designed to assist with claims filing and policy adjustments throughout the year. Coverage and support operate on an as-needed basis, with proactive check-ins scheduled to address changing business risks.
As spring brings renewed activity in construction and small business across Orange County, many local employers find their workers' compensation policies need review after changes in payroll or operations. The Premium Select Group Inc. in Middletown assesses each client's situation against current New York coverage requirements and market rates. They guide policyholders through compliance with state mandates and help navigate classification codes that affect premiums. A full inspection of the workplace and an analysis of the claims history initiate the service.
Hutchings Agency Inc. specializes in securing workers' compensation insurance policies for employers in the Middletown, New York area. The agency assists local businesses with mandatory coverage required by state regulations, helping them protect their employees and manage risk. Its services include policy placement and support through the claims process. An additional service available is consultation on workplace safety programs to help reduce future premiums.
Katelyn Schaffner as a State Farm Insurance agent offers workers' compensation insurance to residents within Middletown, New York. Additional commercial coverage and service area details are available directly from the agency. The agent helps local businesses manage workplace injury risks and comply with state regulations. Regular policyholders are encouraged to contact the office for follow‑up service or adjusted coverage before their next scheduled review.
Nicole Feichtl at Comparion Insurance Agency in Middletown, New York, provides a range of Workers’ Compensation Insurance Agent services, including policy selection guidance and claims support tailored to local business needs. Routine account reviews and compliance assistance are offered to help businesses maintain proper coverage. The agency works with various property types in the region, serving single-family homes, apartments, retail establishments, and restaurants.
What Does a a Workers' Compensation Insurance Agent in Middletown Cost?
Workers compensation insurance costs in New York vary by industry and payroll. Rates are set by the New York Compensation Insurance Rating Board. For a small business in Middletown, annual premiums typically range from 500 to 3000 dollars per employee for moderate risk jobs. High risk industries like construction can cost more. This is general information and not insurance advice.
About workers' compensation insurance agents in Middletown
Workers compensation insurance agents in Middletown NY help local businesses secure coverage required by New York State law. New York requires nearly all employers to provide workers comp insurance for their employees. An agent can guide you through the specific NY DBL (Disability Benefits Law) requirements and payroll classifications.
Frequently Asked Questions
What does a workers compensation insurance agent in Middletown do?
A workers compensation insurance agent helps you find a policy that meets New York State requirements. They explain coverage options, assist with payroll reporting, and ensure compliance with NY Workers Compensation Law Section 50. They do not provide legal advice.
Is workers compensation insurance mandatory for all businesses in Middletown NY?
Yes, New York law requires most employers to carry workers compensation insurance. This includes businesses with even one employee. Failure to have coverage can result in fines up to 200 percent of the premium and possible criminal charges under NY Workers Compensation Law Section 52.
How do I find a qualified workers compensation insurance agent near me?
You can search for licensed agents through the New York State Department of Financial Services website. Local Middletown agents often specialize in small business policies. Ask about their experience with NY specific classifications and payroll audits.
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