The top-rated workers' compensation insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Quinton Insurance, Freeway Insurance. This directory lists 55 workers' compensation insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 218 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 4 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 5 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 6 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
| 7 | Insurance Marketplace Agency | 150 Allens Creek Rd Suite 220 | (585) 482-9980 |
| 8 | Dominic Agostini - State Farm Insurance Agent | 3177 Latta Rd Ste 11 | (585) 227-7000 |
| 9 | InsuranceTrak Services | 4515 Culver Rd # 206 | (585) 282-0934 |
| 10 | Ferris Insurance Agency | 2314 Lyell Ave | (585) 254-7440 |
As spring construction ramps up around Rochester, local businesses face increased liability risks that demand proper workers' compensation coverage. VanScoter Insurance Agency LLC helps employers in the area secure policies that comply with New York state regulations while protecting both workers and company finances. The agency assists clients in assessing their payroll classifications and historical claim patterns to find suitable coverage. An initial consultation begins with a review of the business's current operations and safety protocols to determine appropriate policy limits.
Elmwood Agency provides workers’ compensation insurance solutions for businesses throughout Rochester, New York. The agency assists employers with policy selection, risk assessment, and claims management, offering ongoing support to maintain compliance with coverage requirements. It also helps clients review and adjust their plans as their workforce or operations evolve. Elmwood Agency serves a variety of commercial properties, including single-family home construction sites, apartment complexes, retail stores, and restaurants.
Quinton Insurance serves business owners, employers, and property managers in Rochester, New York, by offering workers’ compensation insurance coverage. The agency helps local companies meet their legal obligations to protect employees from workplace injuries and illnesses. Policies are tailored to meet the specific needs of small and medium-sized enterprises operating in diverse industries throughout the region. Quinton Insurance also extends its services to clients in the greater Monroe County area, including the neighboring community of Irondequoit.
Serving Rochester, New York, and the surrounding Monroe County communities, Freeway Insurance handles workers’ compensation coverage for local businesses. It helps employers meet state requirements while addressing the unique risks of industries like construction, healthcare, and manufacturing. The agency works to secure policies that provide medical benefits and lost wage protection for injured workers. For each client, it typically assesses their specific operational hazards and payroll needs to match them with appropriate coverage options from its network of carriers.
FLANAGAN MILLS INSURANCE AGENCY in Rochester, New York handles workers' compensation insurance for residential businesses, including home-based contractors and small service providers. Commercial coverage is also available for larger local firms operating throughout the Monroe County area. The agency assists employers with policy selection, claim reporting, and compliance with New York state requirements. Clients can expect follow-up support between regular visits to review coverage changes and renewal options.
Flour City Insurance Agency, a Workers’ Compensation Insurance Agent in Rochester, New York, is known for helping local businesses navigate the complexities of workplace injury coverage. This agency assists employers with securing policies that meet state mandates and protect their workforce. It also guides clients through premium audits and claim management processes to maintain compliance. In serving the Rochester area, the agency can additionally evaluate a business’s need for employer’s liability insurance as a specialized stand-alone add-on coverage.
Insurance Marketplace Agency assists businesses in Rochester, New York with evaluating and securing workers’ compensation insurance policies to meet state requirements. Ongoing support includes reviewing coverage limits as payroll or operations change and assisting with claim filing procedures. The agency also helps clients understand experience modification factors and available risk reduction programs. It serves a variety of commercial clients, including single-family homes, apartments, retail, and restaurants.
Ferris Insurance Agency serves local businesses in the Rochester, New York area that require Workers' Compensation Insurance. It assists employers with policies that cover medical costs and lost wages for employees injured on the job. The agency helps navigate New York’s specific workers' compensation regulations for various commercial operations. Its services include policy selection and guidance for claims processes. Ferris Insurance Agency also covers neighboring communities in the Monroe County metro region, such as Greece.
What Does a a Workers' Compensation Insurance Agent in Rochester Cost?
Workers compensation insurance costs in New York vary by industry classification and payroll size. For a small business in Rochester, annual premiums typically range from 500 to 5,000 dollars per employee. Higher risk industries like construction may see rates above 10 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About workers' compensation insurance agents in Rochester
Workers compensation insurance agents in Rochester New York help businesses obtain coverage required by New York State law. New York requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through the classification codes and premium calculations specific to Monroe County industries.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Rochester New York?
Yes, New York State requires every employer with one or more employees to carry workers compensation coverage. This includes part time and seasonal workers. Failure to provide coverage can result in fines and stop work orders.
How does a workers compensation insurance agent in Rochester help with New York compliance?
An agent helps you select the correct classification codes for your employees based on job duties. They also ensure your policy meets New York State Insurance Fund requirements and can assist with annual payroll reporting.
Can a workers compensation insurance agent help reduce my premium in New York?
Yes, an agent can review your payroll classifications and suggest safety programs that may qualify for premium discounts. New York offers a Safety Group program that can provide dividend returns to qualifying employers.
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