The top-rated workers' compensation insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent. This directory lists 24 workers' compensation insurance agents serving Schenectady.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hopmeier Evans Gage Agency | 2330 Broadway | (518) 377-7414 |
| 2 | Nikki Stone - State Farm Insurance Agent | 1334 Union St | (518) 930-7316 |
| 3 | Stephanie Mahoney - State Farm Insurance Agent | 3770 Carman Rd | (518) 355-2611 |
| 4 | Victor Gaudin - State Farm Insurance Agent | Victor Gaudin State Farm, 3610 State St Suite 4 | (518) 346-0200 |
| 5 | Shirley Martinez - State Farm Insurance Agent | 1426 Altamont Ave Suite 3 | (518) 355-5606 |
| 6 | Freeway Insurance | 225 State St Ste 114 | (518) 520-0449 |
| 7 | Empire Insurance Services, LLC | 610 Union St | (518) 378-3333 |
| 8 | VOOMA Insurance (formerly Shutts Agency) | 1740 Union St | (518) 372-5615 |
| 9 | Rickard Agency Inc | 2088a Curry Rd | (518) 356-1900 |
| 10 | Sykes Mallia Associates Inc | 160 Lafayette St | (518) 393-3618 |
Hopmeier Evans Gage Agency serves the Schenectady, New York, metro area as a workers’ compensation insurance agent. The company assists employers in obtaining coverage that meets state requirements and protects their workforce. Guiding clients through the classification of employees and the claims process, it helps businesses manage their premiums and reduce risk. In this region, it specifically handles policy audits and the development of return-to-work programs for injured staff.
Nikki Stone - State Farm Insurance Agent provides workers' compensation insurance coverage and related risk management services to businesses in the Schenectady area. Its service approach includes helping clients navigate policy options, claims filing, and payment plans tailored to local regulatory requirements. The agency also offers periodic policy reviews to ensure coverage aligns with changing business needs. It services a variety of commercial properties, including single-family homes with employees, apartments, retail stores, and restaurants.
Serving local businesses, property managers, and commercial property owners in Schenectady, NY, Stephanie Mahoney - State Farm Insurance Agent provides workers' compensation insurance policies. These plans help employers meet legal requirements and cover medical expenses for job-related injuries. The agency guides clients through policy options that suit different business sizes and industries. Working with State Farm, the office ensures coverage complies with New York state regulations while supporting financial protection. The agent also serves businesses in the neighboring communities of Niskayuna and Rotterdam.
Serving the greater Capital Region, including Schenectady and the surrounding communities, Victor Gaudin - State Farm Insurance Agent handles workers' compensation insurance for local businesses. This agent assists employers with coverage that addresses employee injuries and related medical expenses. The typical process begins by evaluating a client’s industry and payroll size to find a policy that meets state requirements. Victor Gaudin - State Farm Insurance Agent then manages the claims process by coordinating directly with adjusters to keep the business informed throughout each stage.
For clients requiring temporary coverage for a specific project, a single policy may suffice, while businesses needing ongoing liability protection typically select a renewable plan tailored to their operations. Shirley Martinez, serving Schenectady, helps employers secure workers' compensation insurance to cover medical expenses and lost wages for job-related injuries. This independent service evaluates each business’s risk profile to recommend appropriate limits and deductibles. Consultations and policy adjustments are available on an as-needed basis, with annual renewals scheduled automatically to ensure continuous compliance with state requirements.
Freeway Insurance provides residential workers’ compensation insurance services in Schenectady, New York, helping protect homeowners and domestic workers. The agency also extends commercial coverage to local businesses needing compliant workplace injury policies. Their service area includes Schenectady and the surrounding communities. Between regular visits, the office follows up with clients to update policies or adjust coverage for changing employment needs.
Empire Insurance Services, LLC specializes in workers’ compensation insurance for local businesses in Schenectady, New York, offering coverage options that address employee injury protection and comply with state regulations. The agency provides general insurance services such as policy reviews and claims guidance to help employers manage risk. As seasonal weather increases slips and falls on wet or icy surfaces, it assists clients in adjusting their coverage to address these temporary workplace hazards.
As the winter months bring increased slip-and-fall hazards across Schenectady, local businesses face heightened workers' compensation exposure. VOOMA Insurance, formerly known as Shutts Agency, provides tailored coverage solutions for employers seeking to protect their workforce from such seasonal risks. This workers' compensation insurance agent focuses on pairing businesses with policies that meet New York State compliance requirements while addressing industry-specific liability. A typical initial assessment involves a property inspection to evaluate safety protocols and identify potential claim triggers before a policy is issued.
Rickard Agency Inc in Schenectady provides guidance for employers navigating workers' compensation insurance requirements. The agency focuses specifically on structuring coverage plans that comply with New York regulations. It helps businesses manage claim processes and premium costs through ongoing policy support. Local companies from various commercial sectors rely on this firm for its specialized knowledge. Offices, warehouses, and food service operations are among the commercial sectors it routinely assists with tailored coverage solutions.
Sykes Mallia Associates Inc provides workers' compensation insurance for residential clients in Schenectady, New York. The agency also assists commercial businesses with their necessary coverage needs throughout the local area. Their services help employers meet state requirements while protecting their workforce. Clients receive guidance on policy options and claims support as issues arise. Following an initial placement, the agent maintains contact to review coverage adjustments. This ensures policies remain appropriate between regular visits and any event requiring follow-up service.
What Does a a Workers' Compensation Insurance Agent in Schenectady Cost?
Workers compensation insurance costs in New York vary by industry, payroll size, and claims history. For a small business in Schenectady, annual premiums can range from 500 to 5,000 dollars or more. High-risk industries like construction may see rates above 10,000 dollars per year. This is general information and not insurance advice.
About workers' compensation insurance agents in Schenectady
Workers compensation insurance agents in Schenectady help local businesses comply with New York State labor laws. New York requires nearly all employers to carry workers compensation coverage, with penalties for non-compliance. An agent can guide you through the NY Workers Compensation Board rules and find a policy that fits your business needs.
Frequently Asked Questions
Do all businesses in Schenectady need workers compensation insurance?
Yes, New York law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and stop-work orders.
How does a workers compensation insurance agent help in Schenectady?
An agent helps you understand NY-specific classification codes and premium calculations. They can compare policies from different carriers to find coverage that meets your business risk profile. They also assist with filing claims and managing audits.
What are the penalties for not having workers comp in New York?
Employers without coverage face fines up to 2,000 dollars for every 10-day period of non-compliance. They may also be liable for all medical costs and lost wages if an employee is injured. Criminal charges are possible for repeat violations.
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