The top-rated workers' compensation insurance agent in Somers, New York is The K Merritt Agency, rated 4.8 stars across 268 reviews. Other highly rated options include City Building Owners Insurance, Girolamo Insurance, Health Plans NY Group Health Insurance Experts New York. This directory lists 12 workers' compensation insurance agents serving Somers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The K Merritt Agency | 366 US-202 | (914) 276-3400 |
| 2 | City Building Owners Insurance | 293 NY-100 #109 | (877) 576-5200 |
| 3 | Girolamo Insurance | 253 US-202 | (914) 962-9777 |
| 4 | Health Plans NY Group Health Insurance Experts New York | 189 NY-100 | (914) 633-1717 |
| 5 | Richard Sweig Insurance | Max Broker Services LLC | 30 David Rd | (914) 248-6797 |
| 6 | State Farm Insurance | 1885 Commerce St | — |
| 7 | Growth Insurance New York | 100 W Hill Dr | (914) 477-3651 |
| 8 | Stuart E Cohen Ltd | 293 NY-100 | (877) 576-5200 |
| 9 | Acrisure Somers, NY (Hudson Sound Brokerage Corporation) | 101 The Ln | (914) 669-6000 |
| 10 | The Gerlitz Group | The Cottage House, 189 NY-100 | (914) 277-2227 |
The K Merritt Agency serves the Somers, New York, area as a workers' compensation insurance agent. It assists local businesses in securing coverage that meets state-mandated requirements for employee injury benefits. The agency also guides employers through the classification of job roles to ensure accurate premium calculations. It handles policy renewals tailored to individual business needs. This agent provides injury reporting support and helps employers manage their claims experience.
City Building Owners Insurance provides workers’ compensation insurance solutions to local businesses, assisting with policy selection and claims management to protect employers and employees. Its service plans include risk assessment consultations and support for compliance with state coverage requirements in the Somers, New York area. Maintenance services involve periodic policy reviews to adjust coverage as business operations change. The company services single-family homes, apartments, retail establishments, and restaurants in its coverage region.
Girolamo Insurance serves local businesses operating in Somers, New York, and the surrounding area by providing workers’ compensation insurance agent services. The company works with commercial clients to help secure coverage that addresses workplace injury claims and medical expenses for employees. Its core activity involves assessing business risks and connecting enterprises with suitable compensation policies that comply with regional regulations. Girolamo Insurance is accessible to companies with unique industry requirements and also extends its client reach to neighboring communities within Westchester County.
Health Plans NY Group Health Insurance Experts New York serves businesses in Somers and the surrounding Hudson Valley communities, handling workers’ compensation insurance for local employers. It manages the mandatory coverage that provides medical care and wage replacement for job-related injuries or illnesses. To assess a client's needs, the agent typically reviews payroll classifications, loss histories, and industry-specific risk factors before presenting compliant policy options from available carriers.
Richard Sweig Insurance | Max Broker Services LLC serves Somers, New York, as a workers’ compensation insurance agent. Unlike one-time policy purchases, the firm offers ongoing coverage management that adapts as a business’s payroll and risk profile shift. Common local workers’ compensation policies protect employers against medical expenses and lost wages for job-related injuries. This agent assists clients in selecting appropriate coverage limits and compliance with New York state requirements for injury reporting. Services are available on an as-needed basis for policy renewals, claims guidance, or initial policy setup.
As local businesses in Somers evaluate their payroll ahead of the slower winter season, securing appropriate workers’ compensation coverage becomes a pressing priority. Growth Insurance New York advises employers on policies that comply with New York State requirements while balancing premium costs. The agency focuses on matching coverage with the specific occupational risks common to the area, such as manual labor or retail environments. A typical initial step involves scheduling an on-site inspection of the workplace to assess safety protocols and determine accurate classification codes.
Stuart E Cohen Ltd provides workers' compensation insurance services for businesses in the Somers, New York area. The agency specializes in designing coverage that addresses the specific risks of each client's operations, including regulatory compliance and loss prevention. Their offerings can serve various commercial sectors, including offices, warehouses, and food service. This includes assistance with policy renewals and managing workplace injury claims to support ongoing business stability.
Acrisure Somers, NY (Hudson Sound Brokerage Corporation) provides residential workers’ compensation insurance services for local homeowners and their household staff. The agency also arranges commercial coverage policies for small businesses in the Somers area and surrounding Westchester County communities. Agents work to secure appropriate policies that meet state requirements and individual workplace needs. Clients often contact the agency for periodic policy reviews or to adjust coverage after regular risk assessment visits.
The Gerlitz Group, based in Somers, NY, is a workers' compensation insurance agent known for helping local employers navigate statutory coverage requirements. The agency serves small to mid-sized businesses across the region, offering policies that protect both workers and company operations. It also provides payroll classification guidance to ensure accurate premium calculations. For add-on coverage, the firm assists clients in securing employer’s liability insurance to address claims outside standard workers' comp parameters.
What Does a a Workers' Compensation Insurance Agent in Somers Cost?
The cost of workers compensation insurance in New York varies by industry, payroll, and claims history. For a small business in Somers, annual premiums typically range from a few hundred to several thousand dollars. Rates are set by the New York Compensation Insurance Rating Board. This is general information and not insurance advice.
About workers' compensation insurance agents in Somers
Workers compensation insurance agents in Somers New York assist local businesses with obtaining required coverage under New York State law. New York requires nearly all employers to carry workers compensation insurance. Agents in Somers can help you navigate the specific requirements of the New York Workers Compensation Board and find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Somers do?
A workers compensation insurance agent helps Somers businesses find and purchase a policy that meets New York State requirements. They can explain coverage options, assist with payroll classification, and help with the New York State insurance forms.
Is workers compensation insurance mandatory for businesses in Somers New York?
Yes, New York State law requires most employers to carry workers compensation insurance. Failure to provide coverage can result in fines, stop-work orders, and personal liability. An agent can help you understand exemptions for certain sole proprietors or corporate officers.
How do I choose a workers compensation insurance agent in Somers?
Look for an agent licensed in New York with experience in your industry. Ask about their knowledge of New York Workers Compensation Board rules and their ability to compare quotes from multiple carriers. A local agent can also provide guidance on safety programs to reduce premiums.
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