The top-rated boat insurance agent in Opelika, Alabama is Freeway Insurance, rated 4.7 stars across 415 reviews. Other highly rated options include Eric McDade - State Farm Insurance Agent, Alfa Insurance - Stephanie Graham, Bill White - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Opelika.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 2468 Pepperell Pkwy | (334) 523-7169 |
| 2 | Eric McDade - State Farm Insurance Agent | 907 2nd Ave ste a | (334) 759-7431 |
| 3 | Alfa Insurance - Stephanie Graham | 709 2nd Ave | (251) 423-4286 |
| 4 | Bill White - State Farm Insurance Agent | 401 S 8th St | (334) 749-8319 |
| 5 | D. Lane Agency | 1622 Pepperell Pkwy STE-1 | (334) 744-5050 |
| 6 | Direct Auto Insurance | 1906 Pepperell Pkwy | (334) 275-4817 |
| 7 | The Brown Insurance Group | 1707 2nd Ave Ste B | (334) 787-9934 |
| 8 | Phil Henderson Ins Agency Inc | 312 N 24th St | (334) 364-0566 |
| 9 | Highpoint Insurance Group | 107 18th St | (334) 741-9979 |
| 10 | Byars Cooper Insurance Group | 507 S 7th St | (334) 741-2017 |
Freeway Insurance serves Opelika, Alabama, and the surrounding area as a boat insurance agency. It provides protection for a range of watercraft, helping local owners secure coverage that can address liability risks and physical damage. The agency works with policies to fit various types of boats used on nearby lakes and rivers. Their specific services include hull insurance and protection against theft and vandalism.
Eric McDade - State Farm Insurance Agent serves the Opelika, AL area and surrounding Lee County communities. As a boat insurance agent, the company helps local boat owners protect their watercraft with tailored coverage options. Policies can address risks such as collision, theft, and liability on area lakes and rivers. The agency also assists clients with obtaining protection for fishing boats and personal watercraft like jet skis.
Alfa Insurance - Stephanie Graham serves boat owners and marine enthusiasts in Opelika, Alabama, providing tailored insurance coverage for watercraft. The agency assists clients in protecting personal watercraft, fishing boats, and other recreational vessels against common risks like accidents, theft, and weather damage. Policies are designed to meet the specific needs of individual boaters and local waterfront property owners. Services include policy reviews and claims support. The agency also extends its coverage expertise to nearby communities within Lee County, including the Auburn area.
Bill White - State Farm Insurance Agent provides boat insurance coverage for clients throughout the Opelika, Alabama area, including policies for both small fishing boats and larger recreational watercraft. The office offers service plans that help customers understand their policy details and make coverage adjustments as needed. Routine policy reviews are available to ensure protection remains appropriate for changing needs. The company serves local homeowners and renters, and also provides coverage for owners of retail spaces and restaurants.
Based in Opelika, AL, D. Lane Agency serves clients in the greater Auburn area and surrounding communities. The firm handles boat insurance policies for personal watercraft, fishing boats, and other recreational vessels on nearby lakes. To prepare a typical coverage plan, the agent first discusses a client’s specific vessel and storage situation, then matches that profile with appropriate liability and physical damage options.
Direct Auto Insurance in Opelika, Alabama, provides boat insurance coverage that includes protection against physical damage, liability, and theft. It offers service plans to help maintain coverage for seasonal use and storage periods. Claims assistance is available to navigate incidents on inland lakes and rivers. The agency also writes policies for bass boats, pontoon boats, and personal watercraft. It services single-family homes, apartments, retail businesses, and restaurants that need to insure watercraft kept on residential or commercial properties in the area.
The Brown Insurance Group in Opelika, AL helps clients distinguish between a one-time boat insurance policy for a single season and recurring coverage that ensures year-round protection. Their policies address common local risks on nearby lakes and rivers, including liability, physical damage, and theft. This agency operates on both a one-time and as-needed basis, allowing boat owners to request coverage adjustments during storm seasons or before extended storage periods.
Specializing in boat insurance solutions, Phil Henderson Ins Agency Inc in Opelika, AL assists clients in protecting their watercraft from common risks. Its general work involves securing coverage for liability, physical damage, and equipment losses on lakes and rivers throughout the region. The agency reviews policies to match hull values and navigation patterns, ensuring adequate protection without overinsurance. It also helps boat owners address seasonal concerns such as storm damage during Alabama’s active spring thunderstorm season, when sudden weather can threaten moored vessels unexpectedly.
Highpoint Insurance Group works with boat owners in Opelika, Alabama, to arrange coverage tailored to local waterways and marine activity. This agency offers specialized endorsements for equipment, towing assistance, and liability protection, helping clients customize policies beyond basic hull insurance. Boaters benefit from local advice on seasonal inland lake risks and coverage requirements. The firm assists commercial and recreational sectors, including marina offices, equipment storage warehouses, and lakeside food service operations.
What Does a a Boat Insurance Agent in Opelika Cost?
Boat insurance costs in Alabama typically range from 200 to 600 dollars per year for basic liability coverage. Full coverage policies for larger boats can cost 500 to 1,500 dollars annually. Factors like boat value horsepower and claims history affect the price. This is general information and not insurance advice.
About boat insurance agents in Opelika
Boat insurance agents in Opelika Alabama help protect your watercraft from risks on Lake Martin and other local waterways. Alabama law requires liability coverage for boats with more than 25 horsepower. An agent can explain how state regulations affect your policy and help you meet legal requirements.
Frequently Asked Questions
What does a boat insurance agent in Opelika do?
A boat insurance agent in Opelika helps you choose a policy that covers your boat against damage theft and liability. They explain coverage options like physical damage and uninsured boater protection. They also ensure your policy meets Alabama legal requirements for watercraft.
Is boat insurance required in Alabama?
Alabama does not require boat insurance for all watercraft. However liability insurance is required for boats with more than 25 horsepower. An agent can help you understand when coverage is mandatory and recommend additional protection.
How can I find a boat insurance agent in Opelika Alabama?
You can search online for local independent agents or contact major insurance companies that serve Opelika. Many agents offer quotes by phone or in person. Be ready to provide your boat details and boating history for an accurate quote.