The top-rated condo insurance agent in Minnetonka, Minnesota is Joe Breen - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include Melinda Bialke: Allstate Insurance, Nesbit Agencies, Trusted Insurance Agency. This directory lists 16 condo insurance agents serving Minnetonka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Breen - State Farm Insurance Agent | 6001 Shady Oak Rd Suite 260 | (612) 255-1923 |
| 2 | Melinda Bialke: Allstate Insurance | 14525 MN-7 Ste 260 | (952) 473-2110 |
| 3 | Nesbit Agencies | 5900 Rowland Rd | (952) 941-9418 |
| 4 | Trusted Insurance Agency | 5100 Thimsen Ave Ste 228 | (612) 861-4868 |
| 5 | Marty Mjelleli - State Farm Insurance Agent | 10501 Wayzata Blvd #7 | (952) 546-6111 |
| 6 | Tim Wagner - State Farm Insurance Agent | 14665 Excelsior Blvd | (952) 935-1141 |
| 7 | John Erlandson - State Farm Insurance Agent | 17917 MN-7 | (952) 999-4323 |
| 8 | Tyler Fandrich - State Farm Insurance Agent | 13911 Ridgedale Dr #470 | (952) 935-9533 |
| 9 | Valley Insurance | 11812 Wayzata Blvd | (952) 500-0956 |
| 10 | D Winters Insurance Services | 13312 Inverness Rd | (612) 430-9170 |
Joe Breen - State Farm Insurance Agent serves the Minnetonka, Minnesota area as a local provider of condo insurance coverage. This agency helps individual condominium owners secure policies that protect their personal property and interior structures, which are typically not covered by a building's master policy. Condo insurance also addresses liability risks unique to shared living spaces, such as incidents occurring within a unit or in common areas. The agency offers access to standard policy endorsements for water backup and loss assessment coverage.
Melinda Bialke: Allstate Insurance primarily serves condominium owners in Minnetonka, helping them secure coverage for their individual units and personal property. The agency assists both resident owners and those leasing their condos. Standard policies typically address interior damage, personal liability, and loss-of-use expenses. Clients benefit from guidance tailored to local condo association requirements and Minnesota-specific insurance considerations. The agent additionally serves homeowners and property managers in the surrounding Minneapolis–Saint Paul metro area, including neighboring communities such as Hopkins or Edina.
Nesbit Agencies provides a comprehensive range of condo insurance solutions in Minnetonka, Minnesota, including coverage for common areas and individual unit policies. The agency offers service plans that help clients maintain proper liability and property protection, assisting with policy reviews and claims coordination. It helps policyholders update coverage limits as building codes change. The company serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Serving Minnetonka, MN, and the surrounding communities, Trusted Insurance Agency handles the specific needs of condo owners in the area. Its work focuses on securing coverage for individual units, personal property, and interior structural elements typically not covered by a building’s master policy. Understanding local association bylaws is central to crafting appropriate policies. The agent typically begins by reviewing the condo association’s master policy to identify gaps, then builds a tailored individual policy around those uncovered risks.
Marty Mjelleli - State Farm Insurance Agent in Minnetonka, MN, provides condo insurance options tailored to condo owners. A one-time service focuses on setting up a specific policy for a single unit, including building and liability coverage. Recurring service involves annual policy reviews and adjustments to match changing property needs. Coverage can protect interior structures, personal belongings, and loss assessment fees. The service runs on an as-needed basis for claims and major changes, with scheduled annual reviews to maintain appropriate limits.
Specializing in condo insurance policies tailored for attached dwelling coverage and master policy gap protection, Tim Wagner - State Farm Insurance Agent serves the Minnetonka, MN area. The agency carries out risk assessments for personal liability and individual unit contents while assisting clients in understanding association master deductible provisions. Its general service work includes bundling coverage with auto or life policies to simplify household management. Condo owners frequently seek help in winter after discovering buried water pipes that leak upon thawing.
As summer storms and seasonal changes affect Minnetonka condos, John Erlandson - State Farm Insurance Agent helps owners review their building’s risk factors and coverage gaps. Condo insurance agents in this area commonly assist with loss assessments and interior improvements. The process begins with a detailed discussion of the association’s master policy. Clients then review personal liability and deductible options. An inspection of each unit’s unique features and shared walls is the initial-assessment step.
Tyler Fandrich - State Farm Insurance Agent provides personal insurance services focused on safeguarding condominium units in Minnetonka. The agency understands the specific protection needed for interior improvements and personal liability within shared building structures. Clients can also acquire policies that cover additional loss assessments from the homeowners association. This office serves various commercial sectors in the area, including professional offices, warehouse facilities, and food service operations.
Valley Insurance in Minnetonka, Minnesota, is known for providing targeted coverage solutions tailored specifically for condominium owners. The agency’s service range covers gap protection between a condo association’s master policy and an individual unit owner’s personal assets. It also helps clients understand the unique risks of shared-building living, including liability for common areas. In addition to basic structural and contents coverage, it can add on a specialty service for loss assessment protection against special assessments from the association.
What Does a a Condo Insurance Agent in Minnetonka Cost?
Typical condo insurance costs in Minnetonka range from 200 to 500 dollars per year for a standard HO-6 policy. Factors include the unit value, deductible amount, and location within the building. Policies with higher coverage limits or additional endorsements for water backup may cost more. This is general information and not insurance advice.
About condo insurance agents in Minnetonka
Condo insurance agents in Minnetonka help unit owners secure HO-6 policies that cover personal property and interior improvements. Minnesota law requires condo associations to carry master insurance, but individual owners need their own policy for deductibles and upgrades. A local agent can explain how the Minnesota Common Interest Ownership Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Minnetonka do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, liability, and interior fixtures. They also explain how your policy interacts with the association master policy per Minnesota statutes 515B. They can compare quotes from multiple insurers to fit your budget.
Is condo insurance required in Minnetonka Minnesota?
Most condo associations in Minnetonka require owners to carry an HO-6 policy as part of their bylaws. While Minnesota state law does not mandate it, lenders will require it if you have a mortgage. An agent can help you meet both association rules and lender requirements.
How do Minnesota condo insurance laws affect my policy?
Minnesota Statute 515B governs condo associations and requires the master policy to cover common areas and original structures. Your individual policy covers everything inside your unit including upgrades and personal property. An agent can help you understand the gap between the master policy deductible and your coverage limits.
Condo Insurance Agents in Other Minnesota Cities
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