The top-rated condo insurance agent in Oakdale, Minnesota is Matt Jonza - State Farm Insurance Agent, rated 5.0 stars across 1,183 reviews. Other highly rated options include Bob Lawrence - State Farm Insurance Agent, Chauncey Charlson - State Farm Insurance Agent, Cary Charlson - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving Oakdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Jonza - State Farm Insurance Agent | 434 Hale Ave N STE 160 | (651) 797-2120 |
| 2 | Bob Lawrence - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 698-0694 |
| 3 | Chauncey Charlson - State Farm Insurance Agent | 6993 35th St N Ste 1 | (651) 770-6266 |
| 4 | Cary Charlson - State Farm Insurance Agent | 6993 35th St N | (651) 770-1849 |
| 5 | Will Anderson Agcy, Inc. American Family Insurance | 6230 10th St N STE 430 | (651) 731-3234 |
| 6 | Farmers Insurance - Kevin McDonald | 6230 10th St N #110 | (651) 739-1891 |
| 7 | Tyson Norman - State Farm Insurance Agent | 1075 Hadley Ave N #109 | (651) 738-2863 |
| 8 | Amy Brown - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 735-4193 |
| 9 | Michelle Stinson Agency Inc American Family Insurance | 6230 10th St N Ste 320 | (651) 439-5240 |
| 10 | Heather Stefani - State Farm Insurance Agent | 984 Inwood Ave N | (651) 739-1177 |
Matt Jonza - State Farm Insurance Agent serves the greater Washington County area, including Oakdale, MN, specializing in condo insurance solutions. This agency assists local condo owners with protecting their personal property and liability inside their units. Policies are tailored to address the unique coverage gaps left by a condominium association’s master policy. Services include creating comprehensive personal property coverage and arranging loss assessment protection.
Serving homeowners, condominium associations, and property managers in Oakdale, MN, this agency provides condo insurance tailored to individual units and shared building structures. It helps clients navigate policies that cover personal belongings, interior fixtures, and liability within a governed association. Coverage options are designed to protect against common risks like fire, theft, and water damage affecting condo dwellers. The agent works to explain how master policies and individual unit policies interact for proper protection. The office also serves homeowners and renters in nearby Woodbury and the surrounding east metro area.
Chauncey Charlson - State Farm Insurance Agent serves Oakdale, Minnesota, and the surrounding communities. It handles condo insurance policies tailored to individual unit owners, covering personal property, liability, and interior structural damage typically excluded by a building's master policy. The agency approaches each job by reviewing the client's specific coverage needs against their condominium association’s master policy. It then customizes a policy to fill any gaps in protection.
Cary Charlson - State Farm Insurance Agent in Oakdale, MN provides a range of condo insurance services, including customized policy evaluations tailored to protect personal belongings and interior structures. The agency also offers assistance with adjusting coverage limits as property values change. For comprehensive property care, it explains maintenance plans that help policyholders understand policy requirements and claim processes. Services are available for single-family homes, apartments, retail establishments, and restaurants.
In the area of condo insurance, this agent helps clients choose between one-time event policies and recurring coverage options tailored to ongoing needs. For homeowners in Oakdale, MN, coverage typically includes personal property, liability protection, and loss assessment for shared building areas. Will Anderson Agcy, Inc. American Family Insurance advises on these types of considerations, working to match plans with individual circumstances. Service runs on a one-time or as-needed basis, depending on each client’s request for consultation or policy review.
Farmers Insurance - Kevin McDonald specializes in tailored condo insurance policies covering interior fixtures, personal liability, and loss assessment protection. The agency serves Oakdale, MN residents with personalized coverage evaluations and claims assistance for locally owned condominiums. Educators homeowners on policy nuances like shared wall responsibilities and master policy limitations. Regularly guides clients through seasonal concerns such as winter freeze damage to pipes or roofs from heavy snow accumulations, ensuring appropriate coverage adjustments before the cold season begins.
As winter approaches in Oakdale, MN, many condo owners review their coverage for potential ice-dam or burst-pipe protection. Tyson Norman - State Farm Insurance Agent offers consultations tailored to the unique liability and structural needs of condo owners in the area. Policies are crafted to reflect the building’s master policy and the unit owner’s personal property and assessments. A typical first step is a review of current coverages relative to the condo association’s master plan, followed by an inspection or initial-assessment appointment to identify any coverage gaps.
Amy Brown - State Farm Insurance Agent in Oakdale, MN provides comprehensive coverage for condominium owners. The agency specializes in tailored condo insurance policies that address shared building structures, personal property, and liability protection common to association living. It helps clients assess HO‑6 policy needs, board requirements, and potential coverage gaps. The agent serves residential condo owners as well as commercial sectors including office spaces, warehouses, and food service operations, ensuring diverse property risks are addressed with appropriate insurance solutions.
Serving condominium owners in the Oakdale, Minnesota area, Michelle Stinson Agency Inc American Family Insurance provides residential coverage for individual units and personal belongings. The agency also offers commercial protection for condo associations and shared property spaces. By developing thorough policy reviews that address local building regulations and deductibles, this insurer helps clients manage their specific risks. Clients can conveniently schedule follow-up consultations between regular visits to update their coverage as needs change.
Heather Stefani - State Farm Insurance Agent in Oakdale, MN is known for providing condo insurance tailored to the unique needs of local homeowners. Its service range includes standard dwelling coverage, personal property protection, and liability solutions for individual unit owners. Condo insurance agents in this area can help adjust for association master policies and common area gaps. A specialty service this agent can add on is loss assessment coverage for unexpected shared expenses.
What Does a a Condo Insurance Agent in Oakdale Cost?
Typical condo insurance in Minnesota costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like unit location, coverage amount, deductible, and claims history affect the price. A condo agent can help you get quotes from multiple companies. This is general information and not insurance advice.
About condo insurance agents in Oakdale
A condo insurance agent in Oakdale Minnesota helps you find coverage for your unit and personal property. Minnesota law requires condo associations to have a master policy but owners need their own HO-6 policy for interior structures and liability. Local agents understand Oakdale flood zones and winter weather risks.
Frequently Asked Questions
What does a condo insurance agent in Oakdale do?
A condo insurance agent helps you compare HO-6 policies from different insurers. They explain what the association master policy covers and what you need for your unit. They also advise on Minnesota specific requirements like loss assessment coverage.
Do I need condo insurance if the association has a master policy?
Yes, you still need an HO-6 policy. The master policy usually covers only the building shell and common areas. Your policy covers your interior walls, floors, cabinets, personal belongings, and liability. Minnesota law does not require owners to have HO-6 insurance but your lender likely does.
How does Minnesota law affect condo insurance costs?
Minnesota has a 120 day statute of limitations for filing a claim on a condo policy. This time limit can affect how quickly you need to report damage. Also Minnesota winter weather increases risk for frozen pipe claims which can raise premiums.
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