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HomeCondo Insurance AgentsMinnesota › Prior Lake

Find Condo Insurance Agents Near You in Prior Lake, MN

Browse condo insurance agents serving Prior Lake, Minnesota. Updated 2026-07-14.

The top-rated condo insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 13 condo insurance agents serving Prior Lake.

Showing 13 condo insurance agents in Prior Lake, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mandi Vote- State Farm Insurance Agent16731 State Hwy 13 Suit 109(612) 255-0941
2AB & B Insurance14198 Commerce Ave NE #700(952) 226-1226
3Jeremy Senn - State Farm Insurance Agent14033 Commerce Ave NE Suite 102(952) 447-8700
4Lakes Insurance6885 Boudin St NE(612) 750-3108
5Prior Lake State Agency16677 Duluth Ave SE UNIT 101(952) 447-8350
6DeRose Commercial Insurance Group15875 Franklin Trail SE #105(651) 999-8985
7Van Curler Independent Insurance Agency16228 Main Ave SE UNIT 111(952) 226-1160
8Nick Atkinson & Associates Inc American Family Insurance14180 Commerce Ave NE STE 107(952) 226-6999
9Oak Tree Insurance15870 Franklin Trail SE #105a(952) 469-9261
10Goosehead Insurance - Jessica Gillin16268 Eagle Creek Ave SE(612) 439-5544
MV
16731 State Hwy 13 Suit 109
Mandi Vote- State Farm Insurance Agent
Condo Insurance Agent · Prior Lake, MN

Mandi Vote- State Farm Insurance Agent serves Prior Lake and Scott County, providing specialized condo insurance coverage for local homeowners. The agency helps unit owners understand how master policies interact with individual needs, addressing gaps in personal liability and interior structural protection. Policies typically cover dwelling improvements, personal property, and loss of use. Common services handled in this area include helping clients assess adequate personal liability limits and endorsements for water backup or sewer damage.

AB
14198 Commerce Ave NE #700
AB & B Insurance
Condo Insurance Agent · Prior Lake, MN

AB & B Insurance provides comprehensive condo insurance coverage and personal risk assessment services for property owners in Prior Lake, MN. Its service plans include policy reviews, coverage gap analysis, and tailored consultations to match individual building types and resident needs. Annual maintenance options ensure policies remain updated with local building codes and replacement cost trends. The agency services single-family homes, apartment complexes, retail spaces, and restaurants within the region.

JS
14033 Commerce Ave NE Suite 102
Jeremy Senn - State Farm Insurance Agent
Condo Insurance Agent · Prior Lake, MN

Serving homeowners, property managers, and condo associations in Prior Lake, Minnesota, this agency offers specialized condo insurance policies. It provides coverage for individual unit interiors, personal property, liability protection, and loss assessment fees. Policies are designed to fill gaps left by a building’s master insurance plan. The agent helps clients understand their specific coverage needs based on building age and HOA bylaws. Services extend to residents in Shakopee, ensuring consistent protection for condo owners across the southwestern metro area.

LI
6885 Boudin St NE
Lakes Insurance
Condo Insurance Agent · Prior Lake, MN

Lakes Insurance serves homeowners, condo owners, and property managers throughout Prior Lake, Minnesota, helping them navigate the specialized insurance requirements that come with condominium living. Its agents assist clients in securing coverage that addresses shared building structures, personal belongings, and liability exposures unique to community associations. They work to explain policy differences between master and individual unit coverage so residents understand their protection needs. The agency also provides its condo insurance expertise to clients in nearby Shakopee and other areas within the southwest metro.

PL
16677 Duluth Ave SE UNIT 101
Prior Lake State Agency
Condo Insurance Agent · Prior Lake, MN

Prior Lake State Agency serves Prior Lake, Minnesota, and the surrounding communities with dedicated condo insurance coverage. The agency handles policies tailored specifically for condominium owners, addressing the unique needs of individual unit coverage and association master policy gaps. They work with various local condominium associations and individual homeowners to ensure proper protection of personal property and interior structures. When managing a typical assignment, the agency carefully reviews the client’s master insurance policy to identify coverage deficiencies and recommends specific endorsements to fill those gaps, ensuring comprehensive protection for the policyholder.

DC
15875 Franklin Trail SE #105
DeRose Commercial Insurance Group
Condo Insurance Agent · Prior Lake, MN

DeRose Commercial Insurance Group in Prior Lake, MN helps clients choose between one-time policies for a new purchase or ongoing coverage that renews annually. Their work focuses on securing protection for individual condo units against interior damage, liability, and loss of personal property. They arrange separate deductibles and coverage gaps that the building’s master policy does not address. Service for new policies runs on a one-time basis, while renewals and policy adjustments are handled as scheduled or as needed.

VC
16228 Main Ave SE UNIT 111
Van Curler Independent Insurance Agency
Condo Insurance Agent · Prior Lake, MN

Van Curler Independent Insurance Agency offers condo insurance expertise in Prior Lake, MN, tailoring coverage specifically for homeowners associations and individual unit owners. It provides guidance on protecting personal property, interior improvements, and liability within a shared building structure. The agency handles general policy reviews and helps clients understand how master policies interact with personal coverage needs. During Minnesota’s harsh winters, it assists condominium owners in preparing for potential freeze-related water damage and structural claims common to this season.

NA
14180 Commerce Ave NE STE 107
Nick Atkinson & Associates Inc American Family Insurance
Condo Insurance Agent · Prior Lake, MN

As autumn storms and winter ice threaten Lake Village and nearby condos, Nick Atkinson & Associates Inc American Family Insurance specializes in policies that protect shared structures and individual units. From liability coverage to loss assessment protection, they tailor plans for the unique needs of condo owners in Prior Lake. An initial policy review is conducted to identify gaps and confirm appropriate coverage limits for your specific association requirements.

OT
15870 Franklin Trail SE #105a
Oak Tree Insurance
Condo Insurance Agent · Prior Lake, MN

Oak Tree Insurance in Prior Lake, MN, provides residential condo insurance services to local property owners seeking coverage for their units and personal belongings. Commercial coverage is also available for condominium associations or individual business spaces within such buildings. The agency serves clients throughout Prior Lake and the surrounding areas. A typical engagement involves an initial assessment of policy needs, followed by claims assistance or policy adjustments upon request between regular service intervals.

GI
16268 Eagle Creek Ave SE
Goosehead Insurance - Jessica Gillin
Condo Insurance Agent · Prior Lake, MN
SC
16186 Main Ave SE
Speiker & Company, Ltd
Condo Insurance Agent · Prior Lake, MN
(952) 440-6500
speikercompany.com
BS
15875 Franklin Trail SE Ste 106
Brad & Sue Hansen Agency
Condo Insurance Agent · Prior Lake, MN
(952) 222-4479
FI
16228 Main Ave SE Ste 106
Farmers Insurance - Thomas Streetar
Condo Insurance Agent · Prior Lake, MN
(952) 447-4191
agents.farmers.com/mn/prior-lake/thomas-streetar

What Does a a Condo Insurance Agent in Prior Lake Cost?

The cost of a condo insurance policy in Prior Lake typically ranges from 200 to 600 dollars per year for a standard unit. Factors such as the unit value, location, deductible amount, and coverage limits affect the premium. For example, a higher deductible can lower your annual cost. This is general information and not insurance advice.

About condo insurance agents in Prior Lake

A condo insurance agent in Prior Lake, Minnesota can help you find a policy that covers your personal property and interior walls. Minnesota law requires condo associations to carry a master policy, but you still need individual coverage for your unit and belongings. An agent can explain how these policies work together to protect your investment.

Frequently Asked Questions

What does a condo insurance policy in Minnesota cover?

A standard condo policy in Minnesota covers your personal property, interior fixtures, and liability for accidents in your unit. It also provides loss of use coverage if your unit becomes uninhabitable. Your policy typically starts where the association master policy ends.

Do I need condo insurance if the association has a master policy in Prior Lake?

Yes, you still need individual condo insurance. The association master policy covers the building structure and common areas, but it does not cover your personal belongings, interior upgrades, or liability. Your individual policy fills these gaps.

How does Minnesota law affect my condo insurance coverage?

Minnesota Statute 515B.3-113 requires condo associations to maintain property insurance on the common elements. However, unit owners are responsible for insuring their own unit improvements and personal property. Your agent can help you understand your specific obligations under this law.

Condo Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.