ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeCondo Insurance AgentsMinnesota › Rochester

Find Condo Insurance Agents Near You in Rochester, MN

Browse condo insurance agents serving Rochester, Minnesota. Updated 2026-07-14.

The top-rated condo insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 587 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Rochester.

Showing 20 condo insurance agents in Rochester, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shawn Christensen - State Farm Insurance1903 Broadway Ave S(507) 282-1500
2Bruce Fujan - State Farm Insurance Agent5025 Hwy 52 N(507) 281-5194
3Fortress Insurance & Financial Services2766 Commerce Dr NW STE D(507) 424-6200
4David Jorgenson - State Farm Insurance Agent401 16th Ave NW Suite 105(507) 216-5274
5Atlas Insurance Brokers5721 Bandel Rd NW(507) 252-8720
6Arment & Associates, LLC American Family Insurance923 N Broadway Ave(507) 289-7494
7Connor Faupel Insurance Agency3552 West River Pkwy NW(507) 261-9306
8Matt Kechely - State Farm Insurance Agent1712 37th St NW(507) 282-2637
9Ted W. Smith Insurance3228 6th Ave NE(507) 252-4640
10Sam Ghareeb Insurance Broker1500 1st Ave NE #111c(507) 358-4497
SC
1903 Broadway Ave S
Shawn Christensen - State Farm Insurance
Condo Insurance Agent · Rochester, MN

Shawn Christensen - State Farm Insurance serves the Rochester, MN metro area as a local condo insurance agent. The agency helps condominium owners protect their units and personal belongings from common risks like fire, theft, and water damage. Coverage options often align with the unique needs of condo HO-6 policies, which fill gaps left by a building's master insurance plan. The agency regularly handles loss assessment coverage and personal liability protection for condo residents.

BF
5025 Hwy 52 N
Bruce Fujan - State Farm Insurance Agent
Condo Insurance Agent · Rochester, MN

Bruce Fujan - State Farm Insurance Agent in Rochester, MN provides a comprehensive range of condo insurance services designed to protect individual unit owners and association interests. The agency helps clients understand and secure coverage for dwelling, personal property, and liability protection, addressing gaps in master policies. Regular policy reviews ensure coverage keeps pace with changing property values and local building costs. Maintenance and service plans are tailored to condominium communities, offering flexible payment options and ongoing support for claims. The agency services properties including single-family homes, apartments, retail spaces, and local restaurants.

FI
2766 Commerce Dr NW STE D
Fortress Insurance & Financial Services
Condo Insurance Agent · Rochester, MN

Serving homeowners and property managers in Rochester, Minnesota, Fortress Insurance & Financial Services provides coverage plans tailored specifically for condo insurance needs. This agency helps clients protect their individual units and personal belongings, bridging the gap between personal property and building master policies. Policyholders can address liability concerns and interior structural risks common to multi-unit dwellings. The agency further extends its condo insurance services to the nearby community of Byron, ensuring broader coverage access throughout Olmsted County.

DJ
401 16th Ave NW Suite 105
David Jorgenson - State Farm Insurance Agent
Condo Insurance Agent · Rochester, MN

David Jorgenson - State Farm Insurance Agent in Rochester, MN provides condo insurance coverage that addresses both common area liability and personal property protection. Clients may choose between a one-time policy setup for single-unit owners or recurring annual coverage that automatically updates with building changes. Comprehensive plans typically protect against theft, fire, water damage, and unit owner liability within the condominium complex. Service runs on an as-needed basis for individual policy adjustments.

AI
5721 Bandel Rd NW
Atlas Insurance Brokers
Condo Insurance Agent · Rochester, MN

Atlas Insurance Brokers serves Rochester, Minnesota, and the surrounding communities in Olmsted County. The company handles condo insurance policies tailored specifically for condominium unit owners in the area. It works to address the unique coverage needs arising from a condo association’s master policy and the owner’s personal liability. To handle a typical job, the agency first reviews the client’s current master policy summary, then matches individual coverage for interior improvements, personal property, and loss assessment protection.

AA
923 N Broadway Ave
Arment & Associates, LLC American Family Insurance
Condo Insurance Agent · Rochester, MN

Arment & Associates, LLC American Family Insurance provides specialized condo insurance policies in Rochester, MN, covering individual unit interiors and shared building structures. Its general services include liability protection and personal property coverage tailored for condominium owners in this area, helping clients meet their homeowners association requirements. The agency also assists policyholders with loss assessment coverage and disaster planning, such as preparing for Minnesota’s winter freeze risks to prevent burst pipe damage.

CF
3552 West River Pkwy NW
Connor Faupel Insurance Agency
Condo Insurance Agent · Rochester, MN

As the harsh Minnesota winters give way to spring thaws, condo owners in Rochester must account for potential water damage from ice dams or melting snow. Connor Faupel Insurance Agency addresses these seasonal risks by structuring coverage tailored to shared-wall dwellings and common-area liabilities. The company guides clients through policy details that align with local homeowners association bylaws, ensuring proper protection for both interior finishes and personal belongings. A typical start involves an in-person inspection of the unit to assess specific structural exposures.

MK
1712 37th St NW
Matt Kechely - State Farm Insurance Agent
Condo Insurance Agent · Rochester, MN

Matt Kechely - State Farm Insurance Agent in Rochester, MN helps clients secure general liability protection for their condominium properties. This agent also provides tailored coverage add-ons that address common condo exposures, such as interior damage from water leaks and theft of personal belongings. By assessing each unit’s individual risks, the agency ensures policyholders receive appropriate protection. Its commercial condo insurance services can serve office spaces, shared storage warehouses, and onsite food service facilities.

TW
3228 6th Ave NE
Ted W. Smith Insurance
Condo Insurance Agent · Rochester, MN

Ted W. Smith Insurance assists residents in Rochester, MN, with residential condo coverage, including individual unit policies. The company also offers commercial insurance to protect shared building elements and association property. Service extends throughout the local area, ensuring proper policy alignment for unit owners. Clients receive detailed explanations of coverage during initial consultations. The agency encourages customers to review their policies with a service agent ahead of seasonal changes. This proactive approach allows for timely follow-up inquiries or repeat service adjustments between regular scheduled visits.

SG
1500 1st Ave NE #111c
Sam Ghareeb Insurance Broker
Condo Insurance Agent · Rochester, MN

Sam Ghareeb Insurance Broker is a Rochester, Minnesota agency known for specializing in condo insurance, offering policies tailored to individual unit owners. Coverage typically protects interior fixtures, personal belongings, and liability within a condominium complex. The agency assists clients in navigating master policy gaps and securing appropriate dwelling and loss assessment endorsements. Additional services often include bundling options with auto or renters policies for consolidated protection. A specialty service it can provide is scheduled personal property coverage for high-value items like jewelry or fine art.

AA
511 Northern Hills Dr NE #3
All Apple Insurance Agency / Paul M. Peterson
Condo Insurance Agent · Rochester, MN
(507) 285-5760
allappleagency.com
SC
3334 19th St NW STE 204
Shawn Capelle Agency Inc American Family Insurance
Condo Insurance Agent · Rochester, MN
(507) 285-9927
amfam.com/agents/minnesota/rochester/shawn-capelle
SI
894 7th St NW
Safechoice Insurance Agency
Condo Insurance Agent · Rochester, MN
(507) 280-9282
safechoicemn.com
HI
411 12th St SE
Harmony Insurance Group
Condo Insurance Agent · Rochester, MN
(507) 280-8300
harmonyinsurancegroup.com
SI
826 Broadway Ave S
Sandvik Insurance Agency
Condo Insurance Agent · Rochester, MN
(507) 226-8481
sandvikinsuranceagency.com
DF
5721 Bandel Rd NW
Dave Faupel Agency
Condo Insurance Agent · Rochester, MN
(507) 269-8883
davefaupel.com
SH
894 7th St NW
Song Hong Insurance Agency
Condo Insurance Agent · Rochester, MN
(507) 280-9282
HI
1635 Greenview Dr SW
Heartman Insurance
Condo Insurance Agent · Rochester, MN
(507) 288-3834
heartman.com
AO
1801 Greenview Dr SW #103
Auto-Owners Insurance Rochester Claims
Condo Insurance Agent · Rochester, MN
(507) 288-6162
auto-owners.com
DI
1027 7th St NW UNIT 208
Dekok Insurance Group Inc
Condo Insurance Agent · Rochester, MN
(507) 226-8121
dekokinsurancegroup.com

What Does a a Condo Insurance Agent in Rochester Cost?

Condo insurance in Minnesota typically costs between 300 and 600 dollars per year for a standard HO6 policy. Factors that affect price include your units location in Rochester, the deductible amount, and the value of your personal property. Older buildings or units with high value finishes may cost more. This is general information and not insurance advice.

About condo insurance agents in Rochester

Condo insurance agents in Rochester Minnesota help you protect your unit with an HO6 policy. Minnesota law requires condo associations to insure common areas but your personal property and interior walls are your responsibility. A local agent can explain how to meet your mortgage lenders requirements and avoid gaps in coverage.

Frequently Asked Questions

What does a condo insurance agent in Rochester do?

A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior fixtures, and liability. They review your condo associations master policy to ensure you have enough coverage for deductibles and improvements. Agents in Rochester know local building costs and Minnesota insurance regulations.

Is condo insurance required in Minnesota?

Yes, most mortgage lenders require you to have an HO6 policy. Even if you own your unit outright, Minnesota law does not require condo insurance but your association bylaws may mandate it. An agent can help you understand what your association requires.

How much condo insurance do I need in Rochester?

You need enough coverage to rebuild your units interior and replace your personal property. A good rule is to insure for at least 20 percent of your units value or the amount specified by your association. Your agent can calculate the right limits based on Rochester construction costs.

Condo Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.