The top-rated condo insurance agent in Roseville, Minnesota is Chris Ahles - State Farm Insurance Agent, rated 4.9 stars across 274 reviews. Other highly rated options include PJ Hangartner - State Farm Insurance Agent, Steven Blome - GEICO Insurance Agent, Trevor Larson - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Ahles - State Farm Insurance Agent | 2201 Lexington Ave N | (651) 487-4204 |
| 2 | PJ Hangartner - State Farm Insurance Agent | 1751 County B Rd W Ste 330 | (651) 429-7725 |
| 3 | Steven Blome - GEICO Insurance Agent | 2174 Snelling Ave N | (651) 846-2525 |
| 4 | Trevor Larson - State Farm Insurance Agent | 2780 E Snelling Ser Dr Suite 309 | (651) 356-6213 |
| 5 | Dick Petkoff - State Farm Insurance Agent | 2049 Snelling Ave | (651) 631-0505 |
| 6 | Square Choice Insurance Services LLC | 2489 Rice St # 160 | (651) 243-8987 |
| 7 | Ryan Gavrilescu - State Farm Insurance Agent | 2575 Hamline Ave N STE A | (651) 633-7355 |
| 8 | Breitenfeldt Group | 2575 Hamline Ave N STE C | (877) 732-9800 |
| 9 | Hal Tiffany Agency Inc | 2573 B Hamline Ave N | (651) 484-4002 |
| 10 | Safeway Insurance Agency LLC | 2353 Rice St #139 | (651) 292-9090 |
Chris Ahles - State Farm Insurance Agent serves the Roseville, Minnesota, area as a provider of condo insurance policies. They help condo owners secure coverage for their personal belongings and individual unit structures. The agency also assists clients in understanding how master policies from associations interact with personal needs. Local property protections are a key focus of their work. This agent handles both specialty condo endorsements and personal liability protection for owners.
PJ Hangartner - State Farm Insurance Agent in Roseville, MN, provides condo insurance policies covering dwelling protection, personal liability, and loss of use coverage for policyholders. It helps clients understand the scope of a master policy and fills gaps with individual unit coverage. Service includes reviewing policy limits and deductibles annually to match changing needs. The agency’s maintenance plans encourage routine inspections and updates to prevent common claims like water damage or theft. It services condominium units, single-family homes, apartments, retail spaces, and restaurants.
Homeowners seeking comprehensive coverage for their condominium property in Roseville, Minnesota can consult Steven Blome of GEICO Insurance Agent for tailored policy options. This local agency helps clients understand the gap between a condo association’s master policy and their personal unit, offering guidance on personal liability, interior damage, and loss assessments. By explaining common coverage needs in the Roseville area, they assist residents in protecting their investments. Their service also extends to clients in neighboring Arden Hills.
Located in Roseville, Minnesota, Trevor Larson - State Farm Insurance Agent provides condo insurance coverage for Roseville and the surrounding Twin Cities communities. The agency handles policies tailored specifically for condominium owners, addressing structural coverage and personal liability. Each client’s unique building and homeowner association requirements are assessed during the initial consultation. To handle a typical job, the agent carefully compares individual policy details with the master condo association policy to ensure proper gap-free protection for the unit owner.
Dick Petkoff - State Farm Insurance Agent in Roseville, MN offers both one-time policy purchases and recurring coverage options for condo owners, tailoring each plan to the specific needs of the property. The agency provides essential liability protection and dwelling coverage, helping to safeguard personal belongings and shared building areas. Consultations explain the distinction between individual unit policies and master association plans. Service appointments are available on an as-needed basis for policy updates, claims guidance, or to adjust coverage levels after home renovations.
Specializing in condo insurance, Square Choice Insurance Services LLC advises residents in Roseville, MN on coverage that addresses shared building liability and interior unit protection. The company helps policyholders understand master policy gaps and recommends personal contents and loss-assessment endorsements. It brings tailored solutions for condo owners navigating Minnesota’s varied deductibles and common area rules. During winter months, it assists with claims preparedness for burst pipes and ice dam damage that can impact individual units.
As the snow melts in Roseville each spring, homeowners begin assessing potential water damage risks to their condos. Ryan Gavrilescu - State Farm Insurance Agent addresses these seasonal concerns by reviewing condo insurance policies for adequate flood and seepage coverage. This local agency helps residents understand how their master policy interacts with individual unit protection, ensuring personal belongings and interior structures are safeguarded. A thorough initial assessment of current condo association and personal coverage is conducted to identify gaps and adjust limits accordingly, beginning with a detailed policy inspection step.
Breitenfeldt Group offers a comprehensive array of services as a Condo Insurance Agent in Roseville, Minnesota, helping clients evaluate coverage options for their condominium units. Its service plans focus on identifying appropriate policy types that address personal property, liability, and common area assessments. The company works closely with clients to explain distinctions between master policies and individual unit coverage needs. Breitenfeldt Group assists with policies for single-family homes, apartments, retail spaces, and restaurants.
Hal Tiffany Agency Inc provides home insurance guidance for clients in Roseville, Minnesota, with a focused specialty in condo insurance policies designed for individual unit owners. The agency assists property owners in selecting appropriate coverage that addresses shared building risks and personal liability concerns. Its services extend to commercial sectors such as offices, warehouses, and food service establishments.
Safeway Insurance Agency LLC serves residential clients in Roseville, MN, by providing condo insurance coverage that safeguards personal property and individual liability within their units. The agency can also assist with commercial insurance needs for small businesses or investment properties located in the surrounding area. Policies are tailored to address standard risks such as interior water damage or theft. After reviewing a policy or filing a claim, clients find the office responsive for follow-up needs between regular annual visits.
What Does a a Condo Insurance Agent in Roseville Cost?
The cost of condo insurance in Minnesota typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect your premium include the unit location, coverage limits, deductible amount, and claims history. For a condo in Roseville, you might pay around 400 to 600 dollars annually for basic coverage. This is general information and not insurance advice.
About condo insurance agents in Roseville
A condo insurance agent in Roseville Minnesota helps you find the right HO6 policy for your unit. Minnesota law requires condo associations to carry a master policy, but you still need personal coverage for your belongings and interior improvements. A local agent can explain how the master policy and your individual policy work together to protect your investment.
Frequently Asked Questions
What does condo insurance cover in Minnesota?
Condo insurance in Minnesota typically covers your personal property, interior walls and fixtures, and liability for accidents in your unit. It also provides loss assessment coverage if the condo association charges you for a shared loss. Your agent can help you choose coverage amounts based on your condo associations master policy.
Is condo insurance required in Roseville Minnesota?
Yes most mortgage lenders require condo insurance in Roseville. Even if you own your unit outright, a condo association may require you to carry a minimum level of coverage. An agent can review your associations bylaws to determine the required limits.
How do I choose a condo insurance agent in Roseville?
Look for an agent who is licensed in Minnesota and experienced with HO6 policies. Ask if they work with multiple insurance companies so you can compare quotes. A good agent will explain the difference between the associations master policy and your personal policy.
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