The top-rated condo insurance agent in St Louis Park, Minnesota is John Simeone - State Farm Insurance Agent, rated 5.0 stars across 258 reviews. Other highly rated options include Brandon Walter - State Farm Insurance Agent, Ben Meyer - State Farm Insurance Agent, Gus Anchondo - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving St Louis Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Simeone - State Farm Insurance Agent | 5821 Cedar Lk Rd S S | (952) 417-7222 |
| 2 | Brandon Walter - State Farm Insurance Agent | 4801 Excelsior Blvd | (612) 843-8444 |
| 3 | Ben Meyer - State Farm Insurance Agent | 6310 Minnetonka Blvd | (952) 920-4035 |
| 4 | Gus Anchondo - State Farm Insurance Agent | 8800 MN-7 #300 | (952) 767-2467 |
| 5 | Hatzung Insurance | 4021 Vernon Ave S | (952) 927-4600 |
| 6 | Patrick Loree - State Farm Insurance Agent | 3981 Zarthan Ave S | (952) 546-4240 |
| 7 | Farmers Insurance - Charles Woodson | 6200 Excelsior Blvd STE 102 | (952) 925-4274 |
| 8 | Susan A Haub - State Farm Insurance Agent | 6801 Wayzata Blvd | (952) 929-6729 |
| 9 | Smart Stop Brokers | 5775 Wayzata Blvd Suite 700 | (763) 703-3119 |
| 10 | Tom Schmitz - State Farm Insurance Agent | 5619 W Lake St | (952) 929-7069 |
John Simeone - State Farm Insurance Agent serves St Louis Park, Minnesota, and the surrounding metro area, specializing in condo insurance. The agency helps condo owners protect their units and personal belongings from common risks like fire, theft, and water damage. It also assists with liability coverage for incidents that occur inside the home. In this area, the agency handles loss assessment coverage for shared building structures and personal property endorsements for high-value items.
Brandon Walter - State Farm Insurance Agent provides comprehensive condo insurance services in St Louis Park, MN, including tailored policy reviews and coverage adjustments to meet individual owner needs. The agency assists with loss assessment protection, personal property valuation, and liability options. Service plans include regular policy check-ins to ensure coverage keeps pace with market changes. The agency services single-family homes, apartments, retail spaces, and restaurants.
Ben Meyer’s agency in St Louis Park, MN serves condo owners, homeowners, and property managers seeking tailored insurance coverage for their specific residential needs. They help clients evaluate protection for shared building elements and individual units, offering policies designed to address common risks in multi-unit dwellings. Local support is provided with a focus on explaining policy details and coverage options clearly. The agency also works with residents in nearby Golden Valley and throughout the western Minneapolis metro area.
Gus Anchondo - State Farm Insurance Agent serves St Louis Park, MN, and the surrounding communities, handling a range of condo insurance needs for local unit owners. The agency addresses common requirements such as coverage for interior structures, personal property, and liability protection. For each client, it works through a standard process of reviewing individual policy gaps and HOA master policy details. This approach ensures a tailored plan is built specifically for the unit being insured.
Hatzung Insurance in St Louis Park, MN provides condo coverage, drawing a clear distinction between one-time policy purchases and recurring service options that include periodic policy reviews and adjustments. Condo insurance packages typically protect interior structures, personal belongings, and liability exposures unique to this housing type. Tailoring a policy requires careful coordination with a building’s master association coverage to avoid gaps or overlaps. Service here operates on both a scheduled basis for annual check-ins and an as-needed basis when policyholders require immediate assistance with claims or coverage questions.
Patrick Loree - State Farm Insurance Agent in St Louis Park, MN specializes in condo insurance policies that protect individual units and personal property. The agency also helps residents secure standard homeowners or renters coverage. Beyond policy selection, the office advises clients on how shared building liability and association master policies affect individual needs. As winter approaches, the agent commonly reviews policies to ensure coverage for burst pipes or ice dam damage that can occur in condominiums.
Farmers Insurance - Charles Woodson offers comprehensive condo insurance services in St Louis Park, MN, focusing on protecting individual unit owners from common perils like fire, theft, and water damage. Its specialty add-ons include coverage for loss of personal property, liability claims, and loss assessments from the condo association. The company serves a variety of commercial sectors, including small offices, warehouses, and food service establishments, providing tailored policies for each.
As winter snow melts over St Louis Park, spring runoff can test a condo's roof and foundation, reminding owners to review their coverage. Susan A Haub - State Farm Insurance Agent helps local condo owners navigate policies that protect shared walls and personal belongings from such seasonal damage. Coverage typically addresses water intrusion, liability for guest injuries, and loss assessments from the association. The process starts with a walkthrough of your unit to identify specific risks and existing protections.
Smart Stop Brokers in St Louis Park, MN is known for tailoring condo insurance policies to the unique needs of individual unit owners, offering coverage that protects personal belongings and interior structures. It serves local clients by providing liability protection and loss assessment coverage for shared building areas as a standard part of its service range. Clients can add on a water backup endorsement for protection against sewer or drain overflows.
Tom Schmitz - State Farm Insurance Agent in St Louis Park, MN provides residential condo insurance services for individual unit owners. Commercial coverage is also offered for condo associations and multi-unit properties throughout the local area. Each policy can be tailored to address specific needs like personal liability and interior improvements. The agency assists clients with routine policy reviews and claims support. Follow-up service is available between regular visits to help adjust coverage as personal circumstances or building rules evolve.
What Does a a Condo Insurance Agent in St Louis Park Cost?
Typical condo insurance costs in St Louis Park range from 200 to 600 dollars per year for standard HO-6 policies. Factors affecting price include the unit value, deductible chosen, and location within the city. Premiums may be higher for units in older buildings or areas with higher crime rates. This is general information and not insurance advice.
About condo insurance agents in St Louis Park
Condo insurance agents in St Louis Park help owners protect their units and personal property. Minnesota law requires condo associations to carry master policies, but individual owners need their own HO-6 policy for interior fixtures and liability. Agents in this area understand local building codes and the specific needs of St Louis Park condo communities.
Frequently Asked Questions
What does a condo insurance agent in St Louis Park do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how your policy coordinates with the association master policy required under Minnesota law.
Is condo insurance required in Minnesota?
Minnesota law does not require individual condo owners to carry insurance, but most lenders and condo associations do require it. Your agent can help you meet these requirements and avoid gaps in coverage.
How does Minnesota law affect condo insurance coverage?
Minnesota Statute 515B.3-113 requires condo associations to maintain a master property policy. Individual HO-6 policies then cover what the master policy does not, such as interior improvements and personal liability.
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