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Find Condo Insurance Agents Near You in Winona, MN

Browse condo insurance agents serving Winona, Minnesota. Updated 2026-07-14.

The top-rated condo insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 condo insurance agents serving Winona.

Showing 20 condo insurance agents in Winona, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Schmit Insurance Group1159 Gilmore Ave #3(507) 458-0007
2Anthony Vote - State Farm Insurance Agent1201 Gilmore Ave Ste F-6(507) 452-9270
3A.J. Kanz American Family Insurance163 Walnut St(507) 454-4638
4Strategic Insurance Group157 W 3rd St Suite E(507) 858-5365
5Steve Young Agency Inc American Family Insurance1502 W Service Dr(507) 454-1185
6Wunderlich Insurance Agency601 Main St(507) 454-3348
7State Farm Insurance678 Mankato Ave #100(507) 452-2934
8Farm Bureau Financial Services: Steve Jansen163 W 2nd St(507) 615-5166
9Farmers Insurance - David Jensen350 E Sarnia St Ste 5(507) 474-7005
10WA Group (formerly Winona Agency)174 Center St(507) 452-3366
SI
1159 Gilmore Ave #3
Schmit Insurance Group
Condo Insurance Agent · Winona, MN

Schmit Insurance Group serves the Winona, Minnesota metro area and focuses on providing condo insurance policies to local residents. The agency helps condominium owners obtain coverage that protects their individual units against common risks like fire and theft. They work with clients to understand the specific requirements of each homeowners' association. Policy options typically address personal liability and special assessments that may arise from shared building damages. The firm assists with tailoring dwelling coverage for interior structures and securing protection for personal belongings within the unit.

AV
1201 Gilmore Ave Ste F-6
Anthony Vote - State Farm Insurance Agent
Condo Insurance Agent · Winona, MN

Anthony Vote - State Farm Insurance Agent provides customizable condo insurance services for residents of Winona, Minnesota, protecting personal property, liability, and interior building structures. Policyholders may select payment plans and coverage limits that suit their specific needs and schedules. Annual reviews and policy adjustments help keep protection aligned with changes in the local real estate market or personal circumstances. The agent services single-family homes, apartments, retail storefronts, and restaurants throughout the greater Winona area.

JK
163 Walnut St
A.J. Kanz American Family Insurance
Condo Insurance Agent · Winona, MN

Serving condo owners and homeowner associations in Winona, Minnesota, this agency assists clients in tailoring coverage for their individual units and shared building elements. Its agents work to clarify common areas, liability protection, and loss assessment provisions that are unique to condominium living. Full policies are designed to safeguard personal belongings and interior structures while complementing master association plans. The office supports property investors seeking to protect their rental units as well. Service extends to the surrounding areas of Goodview and Stockton.

SI
157 W 3rd St Suite E
Strategic Insurance Group
Condo Insurance Agent · Winona, MN

Strategic Insurance Group serves Winona and the surrounding communities in southeastern Minnesota, handling specialized condo insurance policies for local homeowners. The agency addresses coverage gaps unique to condominium ownership, including interior improvements, loss assessment, and personal liability. Each client receives a tailored policy review that aligns master association requirements with individual unit protection. The agency uses a consultative process to evaluate exposures and recommend appropriate coverage limits, ensuring an efficient claim resolution when needed.

SY
1502 W Service Dr
Steve Young Agency Inc American Family Insurance
Condo Insurance Agent · Winona, MN

The Steve Young Agency Inc American Family Insurance specializes in providing tailored condo insurance policies for owners in Winona, MN. It generally works with residents to review master policy gaps, ensuring personal belongings, interior improvements, and liability needs are covered. This agency also helps clients adjust coverage as building association requirements change. During winter months in the Mississippi River region, it assists condo owners with protection against ice dam damage and freezing pipe claims.

WI
601 Main St
Wunderlich Insurance Agency
Condo Insurance Agent · Winona, MN

With the freeze-thaw cycles common in Winona winters, properties along the Mississippi face specific risks to plumbing and roofing. Wunderlich Insurance Agency in Winona focuses on connecting condo owners with policies that account for these seasonal exposures. As a dedicated condo insurance agent, the company helps clients choose coverages that protect their unit and personal belongings while addressing common association master policy gaps. The process begins with a detailed inspection of the property to assess current conditions and individual coverage needs.

SF
678 Mankato Ave #100
State Farm Insurance
Condo Insurance Agent · Winona, MN

For a condo owner, a one-time policy visit provides a single coverage review for a specific need, whereas recurring annual check-ins help adjust protection as personal property or liability requirements change over time. This Winona, MN agency addresses risks like water damage and personal liability for shared-building living. Service runs on an as-needed basis, allowing clients to schedule appointments whenever individual circumstances call for an updated condo evaluation.

FB
163 W 2nd St
Farm Bureau Financial Services: Steve Jansen
Condo Insurance Agent · Winona, MN

Farm Bureau Financial Services: Steve Jansen provides tailored coverage for condo owners in Winona, Minnesota. Their work focuses on safeguarding personal property and interior structures not covered by a building’s master policy. Specialty add-ons include protection for valuable personal items, loss-of-use coverage, and liability extensions for common-area incidents. The agency serves clients in commercial sectors such as offices, warehouses, and food service establishments, ensuring their unique insurance needs are addressed with appropriate policy options.

FI
350 E Sarnia St Ste 5
Farmers Insurance - David Jensen
Condo Insurance Agent · Winona, MN

Farmers Insurance - David Jensen in Winona, MN is a local agency known for providing personalized condo insurance solutions. It serves condo owners across the region with coverage tailored to protect individual units and shared building structures. Agents help clients understand policy nuances like interior liability and loss assessment protection. The agency also offers additional endorsements, such as coverage for valuable personal property upgrades inside the unit.

WG
174 Center St
WA Group (formerly Winona Agency)
Condo Insurance Agent · Winona, MN

Serving Winona, MN, WA Group (formerly Winona Agency) provides residential condo insurance designed to protect individual units and personal belongings. Commercial coverage is also available for condominium associations needing liability and property protection for common areas. Their service extends throughout the local region, helping owners and boards assess risks particular to multi-unit buildings. After issuing a policy, the agent follows up with clients between regular visits to review any changes in coverage needs or building updates.

FI
103 W Broadway St
Farmers Insurance - Jason Banitt
Condo Insurance Agent · Winona, MN
(507) 452-5916
agents.farmers.com/mn/winona/jason-banitt
JW
127 Johnson St
Jack Warnemunde - State Farm Insurance Agent
Condo Insurance Agent · Winona, MN
(507) 452-3907
jackwarnemunde.com
FI
902 E 2nd St Ste 108
Farmers Insurance - April Carrier
Condo Insurance Agent · Winona, MN
(507) 474-4115
agents.farmers.com/mn/winona/april-carrier
AI
474 W Sarnia St
Atlas Insurance Brokers of Winona
Condo Insurance Agent · Winona, MN
(507) 452-1951
atlasinsurancewinona.com
FB
163 W 2nd St
Farm Bureau Financial Services: Scott Evans
Condo Insurance Agent · Winona, MN
(507) 474-6210
fbfs.com/find-an-agent/scottevans
BG
50 W 2nd St #113
Brendel & Glenna Insurance: Dan Brendel
Condo Insurance Agent · Winona, MN
(507) 429-0444
brendelandglennainsurance.com
WR
601 Main St
Wunderlich Robb
Condo Insurance Agent · Winona, MN
(507) 454-3348
wunderlichinsurance.com
FI
78 W 3rd St
Farmers Insurance - Douglas Troke
Condo Insurance Agent · Winona, MN
(507) 452-0360
agents.farmers.com/mn/winona/douglas-troke
SI
267 S Baker St
Superior Insurance Services MN
Condo Insurance Agent · Winona, MN
(507) 225-0942
HI
203 E 3rd St
Hougom Insurance Agency
Condo Insurance Agent · Winona, MN
(608) 799-8434
hougominsurance.com

What Does a a Condo Insurance Agent in Winona Cost?

The cost of condo insurance in Minnesota typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors like your unit location in Winona, the age of the building, your deductible choice, and the amount of personal property coverage affect the premium. This is general information and not insurance advice.

About condo insurance agents in Winona

A condo insurance agent in Winona, Minnesota helps you understand the unique coverage needs for your condominium. In Minnesota, condo owners are often required by their association to carry a HO-6 policy that covers personal property and interior walls. An agent can explain how the master policy of your association interacts with your individual unit coverage.

Frequently Asked Questions

What does a condo insurance agent in Winona do?

A condo insurance agent helps you find a policy that protects your personal belongings and the interior of your unit. They also explain how Minnesota law and your condo association rules affect your coverage requirements.

Do I need condo insurance if my association has a master policy?

Yes, the master policy usually covers the building structure and common areas. You still need a HO-6 policy for your personal property, interior improvements, and liability protection. Minnesota law does not require condo insurance, but most lenders and associations do.

How much condo insurance do I need in Winona?

You should insure your personal belongings for their full replacement value and add enough liability coverage to protect your assets. Many agents recommend at least 100,000 dollars in liability coverage and a deductible you can afford. Your agent can help you calculate the right amounts based on your situation.

Condo Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.