The top-rated condo insurance agent in Woodbury, Minnesota is Dan Wright - State Farm Insurance Agent, rated 5.0 stars across 629 reviews. Other highly rated options include Mike Theisen - State Farm Insurance Agent, Next Level Insurance, Luke Lehman - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Woodbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Wright - State Farm Insurance Agent | 710 Commerce Dr Ste 120 | (651) 731-6221 |
| 2 | Mike Theisen - State Farm Insurance Agent | 7455 Currell Blvd #106 | (952) 225-5452 |
| 3 | Next Level Insurance | 8534 Titanium Cir | (651) 728-5639 |
| 4 | Luke Lehman - State Farm Insurance Agent | 6063 Hudson Rd #140 | (651) 968-8479 |
| 5 | Lindeman Insurance Agency, Inc. | 1818 Wooddale Dr #101 | (651) 739-9684 |
| 6 | Pathfinder Insurance Brokers | 7650 Currell Blvd Suite 306 | (651) 764-8844 |
| 7 | Minnesota Insurance Service Agency Inc. | 1818 Wooddale Dr UNIT 203 | (888) 217-0786 |
| 8 | Farmers Insurance - Terry Durbin | 1800 Wooddale Dr UNIT 203 | (651) 738-6686 |
| 9 | Farmers Insurance - Cory Muller | 700 Commerce Dr Ste 140 | (651) 273-2000 |
| 10 | Cludy Family Insurance Agency, Inc. | 700 Commerce Dr Suite 270 | (651) 332-5300 |
Dan Wright - State Farm Insurance Agent serves the Woodbury, Minnesota, area from his local office. The agency provides condo insurance policies tailored for individual unit owners. A standard policy covers the interior structure, personal belongings, and liability protection not included under a building's master plan. It addresses unique needs such as special assessments and loss of personal assets. Specific services handled include condo loss assessment coverage and personal property replacement cost options.
Mike Theisen - State Farm Insurance Agent in Woodbury, MN, provides a full range of condo insurance solutions, including coverage for personal property, liability, and loss of use. Regular policy reviews are offered to ensure protection keeps pace with changing needs between renewal periods. Personalized assistance helps clients understand policy details and adjust deductibles. The agency serves condominium owners, single-family homeowners, and renters in apartments. Services also extend to owners of retail spaces and local restaurants in the area.
Next Level Insurance serves condo owners, property managers, and homeowner associations in Woodbury, Minnesota, offering tailored coverage for individual units and shared building structures. The agency helps clients navigate unique condo insurance needs, including loss assessment and personal liability protection. It provides comprehensive policy reviews to ensure adequate coverage for interior finishes and personal belongings. Its service area also extends to nearby communities such as Oakdale and Lake Elmo within the greater East Metro region.
Luke Lehman - State Farm Insurance Agent serves the Woodbury, Minnesota area and surrounding communities, handling condo insurance policies for local residents and property owners. The agency manages specialized coverage for individual condominium units, including structural and personal property protection tailored to association requirements. It approaches each job by thoroughly reviewing building bylaws and the client’s unique needs to align policy details accordingly, then explains available options clearly before finalizing the plan.
Lindeman Insurance Agency, Inc. specializes in providing specialized condo insurance policies tailored to the unique needs of Woodbury MN condominium owners. The agency works to help clients navigate their association’s master policy and secure personal coverage for interiors, personal belongings, and liability. It guides policyholders through the process of assessing unit upgrades and ensuring adequate loss assessment protection. This service helps local residents prepare for risks such as unexpected water damage from a neighboring unit or costly special assessments after a storm.
Pathfinder Insurance Brokers in Woodbury, MN, guides clients in distinguishing between a standard homeowners policy tailored for a single-family dwelling and a specialized condo policy that covers interior fixtures and personal liability. Their work focuses on securing coverage for the unit’s structural improvements and shared-area assessments. Local condo insurance agents frequently evaluate master policies to identify gaps in personal property or loss assessment coverage. This service runs on an as-needed basis, available when clients purchase a new unit or review their annual renewal.
During the harsh Minnesota winter, burst pipes and ice dams are common threats in Woodbury condos. Minnesota Insurance Service Agency Inc. addresses these risks by offering condo insurance tailored to unit owners. As a local agent, it helps residents secure coverage that protects both interior finishes and personal property against unexpected weather damage. The agency’s process typically begins by scheduling an initial assessment of the individual unit’s layout and shared building exposure to determine appropriate coverage limits.
Farmers Insurance - Terry Durbin provides personal insurance coverage tailored for condominium owners in Woodbury, MN. This agency specializes in adapting standard policies to include protection for interior fixtures, personal liability, and loss assessment coverage. These add-ons address unique exposures that standard condo association master policies do not cover. Beyond residential condos, the agent can serve commercial sectors such as offices, warehouses, and food service establishments, helping their owners secure appropriate property and liability insurance.
Serving Woodbury homeowners along with renters and condo owners, this agency provides tailored residential condominium insurance policies to meet individual coverage needs. Commercial coverage is also available for local businesses requiring property and liability protection within the greater Washington County area. The agency emphasizes practical risk management for shared building elements and personal contents. Clients are encouraged to schedule a follow-up consultation between regular policy reviews to adjust coverage as their lifestyles or property values change.
What Does a a Condo Insurance Agent in Woodbury Cost?
The cost of a condo insurance policy in Minnesota typically ranges from 300 to 800 dollars per year for a standard unit. Factors that affect the price include the unit value, location in Woodbury, deductible amount, and coverage limits. Higher risk areas near lakes or with older plumbing may see higher rates. This is general information, not insurance advice.
About condo insurance agents in Woodbury
Condo insurance agents in Woodbury Minnesota help you understand the specific coverage needed for your unit. Minnesota law requires condo associations to maintain a master policy, but unit owners need their own HO6 policy for interior fixtures and personal property. A local agent can explain how these policies work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Woodbury do?
A condo insurance agent helps you find the right HO6 policy for your unit. They explain the difference between your associations master policy and your personal coverage. They can also help you understand Minnesota specific requirements for loss assessment coverage.
Do I need condo insurance in Minnesota if the association has a master policy?
Yes, you still need your own condo insurance in Minnesota. The association master policy typically covers the building structure and common areas. Your HO6 policy covers your personal belongings, interior improvements, and liability. It also provides loss assessment coverage if the association has a claim.
What is loss assessment coverage and why is it important in Minnesota?
Loss assessment coverage pays your share of a claim against the condo association master policy. In Minnesota, this is important because winter weather can cause roof or pipe damage that leads to large assessments. A good agent will help you choose an appropriate limit for this coverage.
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