The top-rated disability insurance agent in Doral, Florida is Ceas Insurance, rated 5.0 stars across 143 reviews. Other highly rated options include The Herrera Insurance Group, LLC., Axtor Insurance, L and C Insurance Providers Florida. This directory lists 18 disability insurance agents serving Doral.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ceas Insurance | 3105 NW 107th Ave Suite 464 | (574) 401-9720 |
| 2 | The Herrera Insurance Group, LLC. | 8180 NW 36th St Suite 310 | (305) 264-0177 |
| 3 | Axtor Insurance | 3401 NW 82nd Ave Suite 104 | (305) 786-0001 |
| 4 | L and C Insurance Providers Florida | 6020 NW 99th Ave # 209 | (888) 913-6988 |
| 5 | Luis Gonzalez - State Farm Insurance Agent | 10828 NW 58th St | (305) 597-3939 |
| 6 | Avila Insurance Corp | 8725 NW 18th Terrace Suite 107 | (786) 780-8510 |
| 7 | Providence Insurance Group | 8400 NW 36th St Suite 450 | (305) 640-0777 |
| 8 | Sebanda Insurance | 9594 NW 41st St unit 111 | (305) 390-8841 |
| 9 | Univista Insurance | 2500 NW 79th Ave SUITE 263 | (305) 402-4950 |
| 10 | Insurability | 8200 NW 41st St Suite 200 | (786) 644-3133 |
Ceas Insurance serves the Miami-Dade County area from its Doral, Florida location, specializing in disability insurance agent services. The agency helps individuals and professionals protect their income by guiding them through policy options for long-term and short-term coverage. They assist clients in evaluating benefit amounts, waiting periods, and policy features based on occupation and lifestyle. Ceas Insurance handles individual disability policies and employer-sponsored group disability plans.
The Herrera Insurance Group, LLC. assists clients in Doral, FL, by offering a range of services related to disability insurance, including policy selection and application support. Their service plans involve guiding individuals through the claims process to help maintain coverage during periods of disability. They service a variety of properties, such as single-family homes, apartments, retail establishments, and restaurants.
Axtor Insurance serves Doral, Florida, and the surrounding Miami-Dade communities. The company handles disability insurance, providing policies that replace a portion of income if a client becomes unable to work due to illness or injury. Clients in the area often need coverage that addresses both short-term recovery periods and longer-term potential disabilities. Axtor Insurance approaches this work by carefully evaluating each client’s occupation and income needs to recommend a suitable policy from available options.
L and C Insurance Providers Florida serves homeowners, businesses, and property managers in Doral, FL, as a disability insurance agent. They help clients understand how disability coverage can replace lost income if injury or illness prevents work. The company assists with policy selection to meet individual or business financial protection needs. Assistance includes explaining benefit periods, waiting periods, and coverage terms. Their services also extend to the surrounding Miami metro area, including nearby communities such as Hialeah.
Luis Gonzalez operates as a State Farm Insurance agent in Doral, FL, offering both one‑time disability income policies to replace lost wages during a short‑term illness and recurring coverage through individual long‑term disability plans that provide ongoing monthly benefits. Policies are tailored to protect local professionals and small‑business owners against income interruption. The agency does not serve clients on a fixed schedule; consultations and policy adjustments are provided on an as‑needed basis.
As hurricane season nears Doral, residents often review their financial protections against income loss from injury or illness. Avila Insurance Corp helps local workers select disability insurance policies that replace a portion of their earnings when they cannot work. The agency assists clients in understanding waiting periods and benefit durations for both short-term and long-term coverage. Each initial consultation begins with a free assessment of the applicant’s current income and occupational risks.
Providence Insurance Group provides specialized disability insurance agent services to residents of Doral, Florida. The company assists clients with evaluating personal income protection needs and explaining policy options for long-term and short-term disability coverage. It guides individuals through the application process and helps navigate medical underwriting requirements. The company also addresses specific concerns, such as protecting a new parent’s income during maternity or paternity leave.
Sebanda Insurance provides disability insurance services to Doral, Florida, and the surrounding communities of Miami‑Dade County. The agency handles individual long‑term and short‑term disability policies designed to replace a portion of income during illness or injury. It also assists local professionals and small‑business owners in understanding policy terms and benefit calculations. To manage each case, the agency begins with a thorough assessment of the client’s occupation and current income, then compares plans to recommend coverage that fits both the budget and specific protection needs.
Univista Insurance in Doral, Florida, distinguishes between one-time policy reviews and recurring long-term planning for disability coverage. Clients can explore group or individual plans that provide income protection if illness or injury prevents work. The agency assists in understanding policy terms, benefit periods, and elimination periods common to the area. Service runs on an as-needed basis, accommodating both initial consultations and ongoing adjustments to existing coverage.
Insurability assists individuals in the Doral area with securing disability insurance policies. The agency specializes in both short-term and long-term coverage solutions that help protect income during illness or injury. Its agents guide clients through policy options tailored to personal or professional needs. Services are available to support employees in various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Doral Cost?
Disability insurance agent services in Florida are typically paid through commissions from the insurance carrier, so there is often no direct fee to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old professional might pay between 1% and 3% of their annual income for a policy. This is general information, not insurance advice.
About disability insurance agents in Doral
Disability insurance agents in Doral, Florida help individuals and businesses find coverage that protects income if injury or illness prevents work. Florida law requires agents to be licensed by the Florida Department of Financial Services. A local agent can guide you through policy options and the claims process specific to Florida regulations.
Frequently Asked Questions
What does a disability insurance agent in Doral do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and needs. They also assist with filing claims and understanding policy terms under Florida insurance law.
How do I know if I need disability insurance in Florida?
If you rely on your income to pay bills and support your family, disability insurance can replace a portion of your earnings if you cannot work. Florida does not have a state short-term disability program, so private coverage is important for many workers.
Are there time limits for filing a disability claim in Florida?
Yes, most disability insurance policies in Florida require you to submit proof of loss within 90 days of the disability. Check your specific policy for deadlines because missing them can delay or deny benefits.
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