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Find Disability Insurance Agents Near You in Estero, FL

Browse disability insurance agents serving Estero, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Estero, Florida is Regency Insurance Group a Hilb Group Company, rated 4.8 stars across 1,373 reviews. Other highly rated options include Ted Todd Insurance: Allstate Insurance, Brightway Insurance, The Dorrian Agency, Lane Insurance Group. This directory lists 11 disability insurance agents serving Estero.

Showing 11 disability insurance agents in Estero, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Regency Insurance Group a Hilb Group Company23190 Fashion Dr p216(239) 628-4344
2Ted Todd Insurance: Allstate Insurance23160 Fashion Dr #223(239) 561-1100
3Brightway Insurance, The Dorrian Agency19970 S Tamiami Trl #104(239) 280-5480
4Lane Insurance GroupLocated in the Galleria, 21105 Design Parc Ln #103(239) 947-7474
5Charley Insurance23160 Fashion Dr #226(239) 280-5555
6Sagacity Insurance Professionals10600 Chevrolet Way Suite 224(239) 533-9755
7State Insurance USA, LLC10600 Chevrolet Way #107(239) 567-9992
8Florida Blue Center - Ft. Myers8041 Plaza del Lago Dr(239) 494-3460
9Coastline Insurance Group, Inc.23190 Fashion Dr #210(239) 217-6005
10Responsive Insurance Inc9470 Corkscrew Palms Cir #103(239) 596-3177
RI
23190 Fashion Dr p216
Regency Insurance Group a Hilb Group Company
Disability Insurance Agent · Estero, FL

Regency Insurance Group, a Hilb Group Company, serves the Estero, Florida area as a disability insurance agent. The agency assists local residents and businesses in securing income protection against illnesses or injuries that prevent work. It navigates the complexities of both short-term and long-term disability policies to match individual needs. Claims support is coordinated to ensure clients understand their coverage during difficult health events. Specific services include helping employees enroll in employer-sponsored group disability plans and advising professionals on individual own-occupation policies.

TT
23160 Fashion Dr #223
Ted Todd Insurance: Allstate Insurance
Disability Insurance Agent · Estero, FL

Ted Todd Insurance: Allstate Insurance in Estero, FL, offers a range of disability insurance services designed to help protect income in the event of illness or injury. The agency provides initial policy consultations and ongoing plan management to ensure coverage remains appropriate over time. Local agents assist clients in understanding optional riders and benefit structures that align with individual needs. The company serves homeowners, renters, and small business operators, including those managing retail spaces and restaurants across the area.

BI
19970 S Tamiami Trl #104
Brightway Insurance, The Dorrian Agency
Disability Insurance Agent · Estero, FL

Homeowners, small business owners, and self-employed professionals in Estero, Florida turn to Brightway Insurance, The Dorrian Agency for disability insurance agent services. The agency helps clients understand policy options that replace income if illness or injury prevents work. Guidance is provided on benefit amounts, elimination periods, and coverage durations tailored to individual financial situations. Premiums are explained clearly alongside policy terms. This coverage also serves residents in the nearby communities of Bonita Springs and the greater Fort Myers area.

LI
Located in the Galleria, 21105 Design Parc Ln #103
Lane Insurance Group
Disability Insurance Agent · Estero, FL

Lane Insurance Group serves clients in Estero, Florida, and the surrounding communities of Bonita Springs, Fort Myers, and Naples. The company focuses exclusively on disability insurance, handling individual and employer-sponsored policies designed to protect income during illness or injury. It helps clients understand the distinctions between short-term and long-term coverage based on their specific professional and financial situations. Lane Insurance Group typically approaches each engagement by thoroughly reviewing the client’s occupation and existing benefits before recommending appropriate options.

CI
23160 Fashion Dr #226
Charley Insurance
Disability Insurance Agent · Estero, FL

For individuals seeking either a single disability policy or ongoing coverage adjustments as their career evolves, Charley Insurance in Estero, FL provides both one-time policy placements and recurring service options. Their coverage process assesses a client’s occupation-specific income risks to match suitable disability income protection plans. Local workers requiring short-term or long-term benefit structures can consult about the appropriate type of safety net. Service appointments with this disability insurance agent run on either a scheduled review basis or as needed for life changes.

SI
10600 Chevrolet Way Suite 224
Sagacity Insurance Professionals
Disability Insurance Agent · Estero, FL

As the seasonal population of Estero swells during the cooler months, many new residents and local workers find themselves without adequate income protection. Sagacity Insurance Professionals connects individuals with disability insurance policies designed to safeguard their earnings against unexpected illness or injury. They guide clients through comparing benefit periods and waiting terms for customized coverage. The process begins with an initial consultation to review current financial obligations and projected needs.

SI
10600 Chevrolet Way #107
State Insurance USA, LLC
Disability Insurance Agent · Estero, FL

State Insurance USA, LLC provides Disability Insurance Agent services to clients in Estero, Florida. It assists individuals in evaluating and selecting disability income protection policies tailored to their professional and personal needs. Ongoing support is offered through policy reviews and claims assistance to ensure coverage remains aligned with changing circumstances. Clients include self-employed professionals, small business owners, and those working in traditional employment structures. The company serves single-family homes, apartments, retail businesses, and restaurants in the surrounding area.

FB
8041 Plaza del Lago Dr
Florida Blue Center - Ft. Myers
Disability Insurance Agent · Estero, FL

Florida Blue Center - Ft. Myers in Estero, FL provides specialized assistance with disability insurance applications and claims navigation for local residents. The agency works with individuals to explain how income protection policies can replace lost wages during an illness or injury that prevents employment. It also guides clients through the process of selecting appropriate coverage for their unique financial situations. This office helps workers address concerns about the upcoming hurricane season by advising on disability policies that offer financial stability during storm-related recovery periods.

CI
23190 Fashion Dr #210
Coastline Insurance Group, Inc.
Disability Insurance Agent · Estero, FL

Coastline Insurance Group, Inc. works with individuals and businesses in Estero, FL to arrange disability insurance coverage that helps protect income during periods of illness or injury. The agency specializes in tailoring policies to address the unique financial risks that different work environments present. Its services are designed for settings ranging from professional offices and administrative centers to warehouses, distribution hubs, and food service operations.

RI
9470 Corkscrew Palms Cir #103
Responsive Insurance Inc
Disability Insurance Agent · Estero, FL

Responsive Insurance Inc provides residential disability insurance services to homeowners and renters in the Estero, FL area. Commercial coverage is available for local small businesses seeking income protection for their employees and owners. The agency assists clients throughout southwest Florida with policy selection and benefit guidance. Agents handle initial applications and claims submissions for both individual and group plans. Follow-up support is provided during regular service intervals to review coverage needs and policy adjustments between scheduled check-ins.

BI
23160 Fashion Dr Ste 217 12
Brightway Insurance, The Bolinger Agency
Disability Insurance Agent · Estero, FL
(239) 236-2226
brightway.com/agencies/fl/estero/0732

What Does a a Disability Insurance Agent in Estero Cost?

Disability insurance agents in Florida typically charge a fee for policy review and claim assistance. Fees range from 100 to 500 dollars for initial consultations. Some agents charge an hourly rate of 75 to 150 dollars. Costs vary by case complexity and policy type. This is general information, not insurance advice.

About disability insurance agents in Estero

Disability insurance agents in Estero Florida help residents navigate claims for short-term and long-term benefits. Florida law requires insurers to respond to claims within 90 days under most policies. An agent can assist with policy reviews and appeal filings to protect your income.

Frequently Asked Questions

What does a disability insurance agent in Estero do?

A disability insurance agent helps you understand your policy, file claims, and appeal denials. They know Florida insurance regulations and can guide you through the process.

How long do I have to file a disability claim in Florida?

Florida law does not set a single deadline for all policies. Most private policies require you to notify the insurer within 30 days of disability. Check your specific policy for exact time limits.

Can an agent help if my claim is denied in Florida?

Yes. An agent can review the denial letter and help you file an appeal. Florida law gives you up to 180 days to appeal a denial under most group disability plans.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.