Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 10 disability insurance agents in Fleming Island, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nathaniel Herring - State Farm Insurance Agent
3521 US-17 Unit A, Fleming Island, FL 32003
(904) 269-5200
nateinsuresme.com
Michael Murray: Allstate Insurance
4701 US-17 Ste 101, Fleming Island, FL 32003
(904) 269-2200
agents.allstate.com
Wendell Chindra - State Farm Insurance Agent
865 Hibernia Rd #109, Fleming Island, FL 32003
(904) 297-4063
clayquote.com
Brightway Insurance, Fleming Island
5000 US-17 Suite 14, Fleming Island, FL 32003
(904) 928-8184
brightway.com
Tim Rust Insurance
1835 E West Pkwy East West Prwy, Fleming Island, FL 32093
(904) 264-0500
Summit Reinsurance Services, Inc.
414 Old Hard Rd Ste 102, Fleming Island, FL 32003
(904) 269-2850
summit-re.com
Heidi Hansen - Aflac Insurance Agent
3659 Westover Rd, Fleming Island, FL 32003
(904) 568-4106
local.aflac.com
Robert Woerner II - Aflac Insurance Agent
1348 Holmes Landing Dr, Fleming Island, FL 32003
(904) 298-4538
Cypress Phipps, Bankers Life Agent
1845 Town Center Blvd UNIT 210, Fleming Island, FL 32003
(904) 269-0228
branches.bankerslife.com
Jared Slay, Bankers Life Agent
1845 Town Center Blvd UNIT 210, Fleming Island, FL 32003
(904) 269-0228
agents.bankerslife.com
What Does a Disability Insurance Agent in Fleming Island Cost?
The cost of disability insurance in Florida varies based on age, health, occupation, and coverage amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. Costs are higher for high-risk jobs or pre-existing conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Fleming Island do?
A disability insurance agent helps you find and purchase a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, exclusions, and how Florida law affects your coverage. Agents also assist with filing claims and understanding your rights under Florida Statutes Section 627.
Is disability insurance required in Florida?
No, Florida does not require individuals to carry disability insurance. However, employers may offer it as a benefit, and agents can help you buy a private policy. Florida law does not regulate private disability insurance rates, so comparing options with an agent is important.
How do Florida laws affect disability insurance claims?
Florida law requires insurance companies to handle claims in good faith, as outlined in Florida Statutes Section 624.155. If a claim is denied, you have the right to appeal. An agent can explain the time limits for filing appeals, which are typically 180 days from the denial date.