The top-rated disability insurance agent in Fort Pierce, Florida is Breakwater Insurance, rated 5.0 stars across 329 reviews. Other highly rated options include Yvennette Servius - State Farm Insurance Agent, Univista Insurance, Nate Reighard - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Fort Pierce.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Breakwater Insurance | 101 N US Hwy 1 Suite 216 | (772) 828-3769 |
| 2 | Yvennette Servius - State Farm Insurance Agent | 4075 Virginia Ave | (772) 461-6622 |
| 3 | Univista Insurance | 1401 S US Hwy 1 | (772) 464-0712 |
| 4 | Nate Reighard - State Farm Insurance Agent | 2301 Sunrise Blvd | (772) 461-7900 |
| 5 | Bouvier Health, Life & Annuities | 2500 Virginia Ave Second Floor | (772) 242-4200 |
| 6 | Mary Payne: Allstate Insurance | 4001 Virginia Ave Ste B | (772) 461-3969 |
| 7 | Equality Insurance & Financial | 2417 Okeechobee Rd | (772) 466-7045 |
| 8 | Kretschmer Insurance | 2401 W Midway Rd | (772) 467-6656 |
| 9 | Estrella Insurance | 401 S 25th St | (772) 672-4941 |
| 10 | Prestige Insurance | S Federal Hwy | (772) 465-2886 |
Breakwater Insurance serves the Fort Pierce, Florida area as a disability insurance agent. The company helps clients navigate the process of securing income protection policies. It works with individuals to evaluate coverage options that safeguard their earnings in case of illness or injury. A standard disability insurance agent in this region also assists business owners with plans for key employee protection. Breakwater Insurance handles both short-term and long-term disability policies for local residents.
Yvennette Servius - State Farm Insurance Agent in Fort Pierce, FL, offers a full range of disability insurance services to local clients. These services include assessing individual coverage needs and guiding policy selection for income protection. The agent provides annual policy reviews to ensure coverage keeps pace with changing circumstances and offers ongoing support for claims filing and benefit management. The company also assists with plan adjustments when clients experience major life changes such as marriage or career shifts. It services single-family homes, apartments, retail businesses, and restaurants in the Fort Pierce area.
Univista Insurance serves Fort Pierce and the surrounding communities of Florida’s Treasure Coast as a Disability Insurance Agent. It handles applications for individual and employer-sponsored disability income policies, helping clients protect their earnings against illness or injury. The agency focuses on explaining policy terms, exclusions, and benefit periods to ensure informed decisions. It typically begins with a consultation to assess a client’s occupation and income needs, then tailors coverage solutions to fit specific financial situations and risk tolerances.
Nate Reighard - State Farm Insurance Agent in Fort Pierce, FL, serves homeowners, renters, and local business owners seeking financial protection. The agency focuses on disability insurance, helping clients secure income replacement if illness or injury prevents them from working. Services include policy reviews to match coverage with individual needs. Residents and business operators looking to safeguard their earnings can rely on this agent for straightforward guidance. The agency also covers the surrounding areas of the Treasure Coast, including nearby Port St. Lucie.
Serving Fort Pierce and the surrounding Treasure Coast communities, Bouvier Health, Life & Annuities handles disability insurance, helping local professionals and business owners secure income protection. The agency works to match clients with policies that suit their specific occupations and health situations. To handle a typical job, an agent begins by reviewing the client’s occupation and financial obligations, then compares several policy options to find suitable coverage.
Mary Payne and her team at Allstate Insurance offers clients the choice of purchasing disability coverage through a one-time policy purchase or a recurring premium plan, each ensuring income protection if an injury or illness prevents work. Clients in Fort Pierce, Florida, typically discuss benefit periods and elimination periods to align coverage with their financial needs. Services are available on an as-needed basis, allowing policyholders to review or adjust their disability insurance as their circumstances change.
Equality Insurance & Financial in Fort Pierce, FL specializes in offering disability insurance that protects income when illness or injury prevents work, along with general financial planning services. This independent agency works with residents to select policies suited to their professions and health histories. During peak tourist seasons, when many local hospitality and service workers take on extra shifts, the agency helps ensure those increased earnings have coverage.
As hurricane season approaches in Fort Pierce, Florida, many residents begin reviewing their financial protections against unexpected interruptions. Kretschmer Insurance helps local professionals evaluate how a temporary injury or illness might impact their household income. The agency focuses exclusively on disability insurance, guiding clients through the specific coverage options that match their work and budget needs. An initial consultation typically involves a review of current employment benefits and a personal financial assessment to determine an appropriate benefit period and elimination waiting time.
Estrella Insurance in Fort Pierce, Florida, offers disability insurance to help replace income if an illness or injury prevents work. Clients may choose between one-time disability coverage for a specific short-term event or a recurring policy that provides ongoing protection for longer absences. Policies are structured to pay a monthly benefit directly to the policyholder during the covered disability period, tailored for local residents seeking financial security. Services at this agency are provided on a scheduled basis for policy review and enrollment.
Prestige Insurance works with individuals and businesses in Fort Pierce to find appropriate coverage for income protection needs. As a disability insurance agent, the company guides clients through options for replacing lost wages during illness or injury. It manages applications and policy comparisons as part of the service. Offices in the area often seek this coverage for key employees. Warehouses and food service operations also represent typical commercial sectors it serves.
What Does a a Disability Insurance Agent in Fort Pierce Cost?
The cost of disability insurance in Florida varies by age, health, occupation, and coverage amount. Typical premiums range from 1% to 3% of your annual income. For a 40 year old in good health, a policy might cost between 100 and 300 dollars per month. Costs are higher for high risk occupations or pre-existing conditions. This is general information and not insurance advice.
About disability insurance agents in Fort Pierce
Disability insurance agents in Fort Pierce Florida help residents secure income protection and navigate claims. Florida law requires agents to be licensed by the state and follow specific regulations under Florida Statute 626. These agents can explain policy options and assist with the application process for short-term and long-term disability coverage.
Frequently Asked Questions
What does a disability insurance agent in Fort Pierce do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, premiums, and policy terms. They do not provide legal advice but can guide you through the insurance process.
How do I choose a disability insurance agent in Florida?
Look for an agent licensed by the Florida Department of Financial Services. Check their experience with disability policies and ask about their knowledge of Florida specific regulations. You can verify an agents license on the Florida DFS website.
Are there time limits for disability claims in Florida?
Yes. Florida disability insurance policies have specific time limits for filing claims and appeals. For example, many policies require you to submit proof of loss within 90 days. Check your policy or ask your agent for the exact deadlines.
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