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HomeDisability Insurance AgentsFlorida › Gainesville

Find Disability Insurance Agents Near You in Gainesville, FL

Browse disability insurance agents serving Gainesville, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Gainesville, Florida is Liberty DSI, rated 4.9 stars across 694 reviews. Other highly rated options include Cotton's All Lines Insurance, Inc., Brightway Insurance, The Moffat Agency, Amanda Campbell Agency. This directory lists 20 disability insurance agents serving Gainesville.

Showing 20 disability insurance agents in Gainesville, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Liberty DSI5200-B Newberry Rd(352) 338-0552
2Cotton's All Lines Insurance, Inc.1222 NW 16th Ave(352) 338-1222
3Brightway Insurance, The Moffat Agency9127 SW 52nd Ave D-103(352) 519-1900
4Amanda Campbell Agency1140 NW 76th Blvd(352) 758-2720
5Acceptance Insurance3231 SW 35th Blvd(352) 534-8030
6Aubrey Rogers Insurance2400 NW 6th St(352) 373-2003
7McGriff-Williams Insurance3501 W University Ave(352) 724-8584
8Ruz Ogra - State Farm Insurance Agent3545 SW 34th St Ste D(352) 240-1779
9Insight Insurance Group747 SW 2nd Ave STE 160(352) 460-1239
10Hummingbird Insurance Gainesville FL9145 SW 49th Pl(352) 247-8734
LD
5200-B Newberry Rd
Liberty DSI
Disability Insurance Agent · Gainesville, FL

Liberty DSI serves the Gainesville, Florida area as a disability insurance agent. It assists local professionals and residents in selecting income protection plans tailored to individual occupations. The agency guides clients through policy terms, coverage limitations, and the benefits claims process specific to Florida regulations. Its offerings include short-term disability policies for temporary income replacement and long-term disability plans for extended periods of incapacity.

CS
1222 NW 16th Ave
Cotton's All Lines Insurance, Inc.
Disability Insurance Agent · Gainesville, FL

Cotton's All Lines Insurance, Inc. provides comprehensive disability insurance agent services to clients in the Gainesville, Florida area. Their service approach includes helping individuals assess their need for income protection and guiding them through policy options to fit their circumstances. The firm also offers ongoing maintenance of existing policies, such as reviewing coverage levels and assisting with claim support when necessary. They serve a variety of property types, including single-family homes, apartment complexes, retail spaces, and restaurants.

BI
9127 SW 52nd Ave D-103
Brightway Insurance, The Moffat Agency
Disability Insurance Agent · Gainesville, FL

Brightway Insurance, The Moffat Agency in Gainesville, FL serves local homeowners, small business owners, and property managers seeking disability insurance coverage. The agency helps clients protect their income by offering policies that provide financial support if illness or injury prevents them from working. It guides customers through the process of selecting appropriate coverage tailored to individual needs and employment circumstances. This agency also extends its services to residents and business owners throughout the greater Alachua County area, including the nearby community of Hawthorne.

AC
1140 NW 76th Blvd
Amanda Campbell Agency
Disability Insurance Agent · Gainesville, FL

For individuals needing a single policy evaluation, disability insurance agents offer one-time consultation, while others requiring ongoing adjustments to a coverage portfolio can choose recurring service plans. With access to major insurers serving the Gainesville area, the Amanda Campbell Agency works with clients to select short-term or long-term disability coverage that fits their occupation and income needs. This service operates on a one-time, scheduled, or as-needed basis depending on the client's preferences and future policy review requirements.

AI
3231 SW 35th Blvd
Acceptance Insurance
Disability Insurance Agent · Gainesville, FL

In the wake of life changes that reduce work capacity, Gainesville residents often seek the financial protection disability insurance provides. Acceptance Insurance assists local clients in navigating coverage options tailored to individual health and employment situations. Their agents explain policy terms and exclusions clearly, helping applicants understand how benefits relate to income replacement needs. An initial consultation involves reviewing current earnings and occupational duties to determine appropriate benefit periods and elimination periods.

AR
2400 NW 6th St
Aubrey Rogers Insurance
Disability Insurance Agent · Gainesville, FL

Serving Gainesville, Florida, and the surrounding communities in Alachua County, Aubrey Rogers Insurance handles disability insurance agent services for local residents and professionals. The agency works with clients to understand their specific income protection needs and policy options available in the region. To address a typical job, it takes time to review an individual’s occupation, current coverage gaps, and future financial goals before presenting suitable plan selections tailored to their unique circumstances.

MW
3501 W University Ave
McGriff-Williams Insurance
Disability Insurance Agent · Gainesville, FL

McGriff-Williams Insurance specializes in offering policies that replace a portion of income when illness or injury prevents work. The Gainesville, Florida agency also supports local professionals and self-employed individuals by explaining coverage options and coordinating paperwork. Its general services include evaluating existing policies, clarifying benefit periods and waiting times, and helping clients understand policy exclusions. As the start of the year approaches, many individuals seek its assistance when employer-sponsored benefits change during open enrollment periods.

RO
3545 SW 34th St Ste D
Ruz Ogra - State Farm Insurance Agent
Disability Insurance Agent · Gainesville, FL

As the hurricane season in Gainesville often disrupts daily life, securing financial protection becomes a priority for many residents. Ruz Ogra - State Farm Insurance Agent offers disability insurance to safeguard income if a medical condition prevents regular work. This coverage provides essential support during recovery, helping policyholders manage expenses when they cannot perform their job duties. A complimentary initial consultation is available to assess individual coverage needs and review current policies.

II
747 SW 2nd Ave STE 160
Insight Insurance Group
Disability Insurance Agent · Gainesville, FL

Insight Insurance Group operates as a disability insurance agent in Gainesville, Florida, focusing on income protection planning for individuals and business owners. The firm helps clients evaluate policy options that replace lost earnings if injury or illness prevents them from working. Its specialty includes long-term and short-term disability coverage tailored to professional needs. The agency serves commercial sectors such as offices, warehouses, and food service operations, ensuring employees and independent contractors in these environments have access to appropriate disability benefits.

HI
9145 SW 49th Pl
Hummingbird Insurance Gainesville FL
Disability Insurance Agent · Gainesville, FL

Hummingbird Insurance Gainesville FL provides disability insurance services to residential clients in the local area, helping individuals protect their income against unforeseen health issues. Commercial coverage is also offered for small business owners seeking to safeguard their operations and employees. The company serves clients throughout Gainesville, FL, ensuring access to essential financial protection plans. Regular follow-up appointments between routine visits allow the agent to review policies and address any changes in a client’s circumstances or needs.

GI
4908 NW 34th Blvd Suite 9
GreatFlorida Insurance: Edwin Duque
Disability Insurance Agent · Gainesville, FL
(352) 888-4119
gainesville.greatflorida.com
HA
2226 NW 8 Ct
Harbor and Associates Insurance
Disability Insurance Agent · Gainesville, FL
(352) 372-4141
HI
2830 NW 41 St suite h
Hartfield Insurance Group
Disability Insurance Agent · Gainesville, FL
(352) 870-9575
hartfieldinsgroup.com
AI
4424 NW 13th St Suite C-12
Anchor Insurance Agency
Disability Insurance Agent · Gainesville, FL
(352) 338-1906
SI
1432 SW 18th Pl
Strategy Insurance Company FL
Disability Insurance Agent · Gainesville, FL
(352) 221-9568
DI
4400 NW 23rd Ave Ste B
DuBose Insurance Group
Disability Insurance Agent · Gainesville, FL
(352) 204-0007
duboseinsurancegroup.com
JT
2246 NW 40th Terrace A
Joel Toigo Insurance
Disability Insurance Agent · Gainesville, FL
(352) 505-4510
BA
3131 NW 13th St #31
Brown & Associates Insurance
Disability Insurance Agent · Gainesville, FL
(352) 371-6322
brownassociatesinsurance.com
AF
1406 NW 6th St
Aflac
Disability Insurance Agent · Gainesville, FL
(352) 376-6498
aflac.com
IB
8180 NW 37th Rd
The Insurance Butler
Disability Insurance Agent · Gainesville, FL
(352) 367-1050
theinsurancebutler.com

What Does a a Disability Insurance Agent in Gainesville Cost?

Disability insurance agents in Florida typically charge a fee based on a percentage of the benefits they recover, often between 20% and 30% of back payments. Some agents charge an hourly rate ranging from $150 to $400 per hour. Costs vary by case complexity and the amount of benefits at stake. This is general information, not insurance advice.

About disability insurance agents in Gainesville

Disability insurance agents in Gainesville Florida help residents file claims and appeal denials for short term and long term disability benefits. Florida law requires agents to be licensed by the state and follow strict rules about disclosure and fiduciary duty. Agents familiar with the local economy can assist workers at UF Health, Santa Fe College, and other major employers in Alachua County.

Frequently Asked Questions

What does a disability insurance agent in Gainesville do?

A disability insurance agent helps you apply for disability benefits and appeals if your claim is denied. They explain policy terms, gather medical evidence, and communicate with the insurance company on your behalf.

How do I choose a disability insurance agent in Gainesville Florida?

Look for an agent licensed in Florida with experience handling disability claims. Ask about their familiarity with policies from major carriers like MetLife or The Standard, and check if they have worked with Gainesville employers.

Are there time limits for filing a disability claim in Florida?

Yes. Florida law does not set a specific deadline for filing an initial claim, but most policies require you to notify the insurer within 30 days of becoming disabled. For appeals, you typically have 180 days from the denial date under ERISA rules.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.