The top-rated disability insurance agent in Homosassa, Florida is Ed Buckley - State Farm Insurance Agent, rated 4.9 stars across 320 reviews. Other highly rated options include GreatFlorida Insurance: Beau Barry, Sheldon-Palmes Insurance, Brightway, The Wilson Agency, Nature Coast. This directory lists 11 disability insurance agents serving Homosassa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ed Buckley - State Farm Insurance Agent | 3916 S Suncoast Blvd | (352) 628-6944 |
| 2 | GreatFlorida Insurance: Beau Barry | 3928 S Suncoast Blvd | (352) 400-4227 |
| 3 | Sheldon-Palmes Insurance | 8469 W Grover Cleveland Blvd | (352) 628-1030 |
| 4 | Brightway, The Wilson Agency, Nature Coast | 5335 S Suncoast Blvd | (352) 565-7698 |
| 5 | Atlas Insurance Services, LLC | 4550 S Suncoast Blvd | (352) 621-0140 |
| 6 | Whiting Agency | 5490 S Suncoast Blvd | (352) 621-3288 |
| 7 | Steve Centola Insurance | 8110 S Suncoast Blvd | (352) 382-2551 |
| 8 | Accent Insurance Dennis and Pamela Reich | 1 Golfview Dr | (301) 233-1317 |
| 9 | Affordable Auto Insurance Agency | 5440-5562 S Oakridge Dr | (239) 426-9380 |
| 10 | Insurance Den | 8120 S Suncoast Blvd | (352) 628-2331 |
Ed Buckley - State Farm Insurance Agent serves customers in Homosassa, FL, offering disability insurance coverage to local residents and workers. This agency works with individuals to help protect their income if illness or injury prevents them from performing their job duties. Policies can replace a portion of lost wages during a disability period. The agent assists with both short-term and long-term disability insurance plans tailored to clients' specific financial needs and employment situations.
GreatFlorida Insurance: Beau Barry provides services as a Disability Insurance Agent based in Homosassa, Florida. The agency focuses on helping individuals secure disability coverage that can replace lost income in the event of an injury or illness. It also offers specialized supplemental policies designed to protect against specific health-related financial gaps. This allows the company to serve a variety of commercial sectors, including offices, warehouses, and food service establishments that need tailored disability protection for their operations.
Sheldon-Palmes Insurance in Homosassa, FL provides services as a disability insurance agent, helping clients select and secure income protection policies. The company assists with evaluating coverage options, guiding applicants through underwriting, and managing ongoing policy maintenance or adjustments as needs change. By comparing different disability plans, they help individuals and business owners build financial safeguards against lost income from injury or illness. Their services support a range of properties, including single-family homes, apartments, retail, and restaurants.
Brightway, The Wilson Agency, Nature Coast serves homeowners, businesses, and property managers in the Homosassa area by offering disability insurance agent services. These policies help replace income if a client cannot work due to illness or injury, providing financial protection for individuals and their families. The agency assists with policy selection tailored to local needs and manages the application process for coverage. It also serves clients in the neighboring Crystal River community.
Atlas Insurance Services, LLC serves clients in Homosassa, Florida, and the surrounding communities of Citrus County. It handles disability insurance policies designed to replace a portion of income if an individual cannot work due to illness or injury. The agency works with clients to understand their specific financial obligations and employment situations. To handle a typical job, it begins by reviewing the client's current coverage and needs before presenting policy options suited to their budget and risk profile.
Whiting Agency in Homosassa, Florida assists clients by first explaining whether they choose a one-time policy evaluation or an ongoing review of their protection needs, then matching them with disability coverage suited to their employment situation. The agent helps navigate the differences between short-term and long-term benefit structures, ensuring options align with individual income requirements. Service is offered on both a one-time consultation and an as-needed basis for future policy adjustments.
Specializing in disability insurance planning, Steve Centola Insurance helps clients seeking coverage to protect income during illness or injury. The Homosassa, FL agency works with individuals and local professionals to evaluate short‑term and long‑term policy options that align with different occupational risks. Clients typically begin with a consultation to review their current coverage gaps and employer benefits. The agency also provides assistance during open enrollment periods when many residents assess new policy needs after a change in health or employment status.
When seasonal residents return to Homosassa for the cooler months, many seek updated income protection for the year ahead. Accent Insurance Dennis and Pamela Reich works with clients in Citrus County to explain long-term and short-term disability options tailored to local careers in fishing, construction, and healthcare. The agency focuses on matching policy features with an individual’s monthly expenses. An initial consultation begins with a coverage-needs review and a review of existing employer benefits.
Affordable Auto Insurance Agency provides disability insurance agent services in Homosassa, Florida. The company works with individuals and employers to secure coverage that replaces a portion of lost income when an injury or illness prevents someone from working. These policies are designed to offer financial protection during recovery periods. The agency serves a range of commercial sectors, including local offices, warehouses, and food service businesses.
Insurance Den provides residential disability insurance services to individuals in Homosassa, Florida, ensuring income protection for local households. The company also extends commercial disability coverage to small businesses in the surrounding Citrus County area. An agent helps clients understand policy options suited to their specific employment and health situations. Following an initial consultation, customers may schedule follow-up meetings to adjust coverage as their needs change between regular annual reviews.
What Does a a Disability Insurance Agent in Homosassa Cost?
Disability insurance agent services in Florida typically cost nothing upfront because agents earn commission from the insurance company. Policy premiums vary widely from 1% to 3% of your annual income. For a 40-year-old earning $50,000 per year, a policy might cost $500 to $1,500 annually. Costs depend on your health, occupation, and benefit period. This is general information, not insurance advice.
About disability insurance agents in Homosassa
A disability insurance agent in Homosassa, Florida helps individuals and business owners secure income protection. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents understand the unique needs of Homosassa residents, including those in the fishing and tourism industries.
Frequently Asked Questions
What does a disability insurance agent in Homosassa do?
A disability insurance agent helps you find a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms and compare options from different insurance companies. They also assist with filing claims and understanding Florida insurance regulations.
How do I choose a disability insurance agent in Homosassa?
Look for an agent licensed in Florida with experience in disability coverage. Check their reputation with the Florida Department of Financial Services. Ask about their knowledge of local employment types like construction or healthcare.
What Florida laws apply to disability insurance agents?
Florida agents must follow the Florida Insurance Code under Title XXXVII. They must disclose policy exclusions and limitations clearly. Florida also has a 60-day time limit for insurers to respond to a claim after receiving proof of loss.
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