The top-rated disability insurance agent in Immokalee, Florida is Hugo Rodriguez State Farm, rated 5.0 stars across 233 reviews. Other highly rated options include DEL TORO INSURANCE, Vicki Gauze LLC, Bruce Hendry Insurance, Inc.. This directory lists 12 disability insurance agents serving Immokalee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hugo Rodriguez State Farm | 1626 Lake Trafford Rd Unit 3 | (239) 324-0877 |
| 2 | DEL TORO INSURANCE | 105 S 1st St #5 | (239) 689-7408 |
| 3 | Vicki Gauze LLC | 406 S 2nd St | (239) 946-9192 |
| 4 | Bruce Hendry Insurance, Inc. | 711 W Main St | (239) 657-3614 |
| 5 | A Auto Buyers Insurance | 1255 N 15th St | (239) 657-1155 |
| 6 | Southwest Florida Insurance | 1312 New Market Rd W | (239) 657-9505 |
| 7 | Spooner Insurance Agency, Inc | 806 N 15th St | (239) 657-2569 |
| 8 | Immokalee Business Insurance | 711 W Main St | (239) 946-2831 |
| 9 | Ike Brown Insurance inc. | 105 S 1st St #5 | (239) 657-5147 |
| 10 | Collier County Insurance | 1312 N 15th St # 1 | (239) 657-3984 |
Hugo Rodriguez State Farm serves the Immokalee, Florida area as a disability insurance agent. The company helps local residents understand their options for replacing income if an illness or injury prevents them from working. Agents in this region typically guide clients through policy features, waiting periods, and benefit durations. Coverage can be tailored to fit both individual and employer-sponsored needs. The office handles long-term disability plans to protect against extended absences from work and short-term disability policies for temporary recovery periods.
DEL TORO INSURANCE serves the Immokalee, Florida area as a Disability Insurance Agent, guiding clients through the process of securing income protection policies. The company assists individuals in understanding how disability coverage can replace lost wages due to illness or injury. They help evaluate policy features, including benefit periods and elimination periods. Among the specific services it handles in this area are long-term disability insurance plans and short-term disability income policies.
Vicki Gauze LLC provides disability insurance agent services to individuals and businesses in Immokalee, Florida. It assists clients with understanding policy options and filing claims for income protection during periods of illness or injury. The company also offers ongoing policy reviews to ensure coverage remains appropriate as circumstances change. Vicki Gauze LLC serves a variety of property types, including single-family homes, apartment complexes, retail stores, and restaurants throughout the Immokalee area.
Homeowners, business owners, and property managers in Immokalee, FL, can consult Bruce Hendry Insurance, Inc. for disability insurance agent services. The agency helps clients evaluate income protection options to prepare for potential short-term or long-term medical leave. Policies discussed typically replace a portion of lost earnings when an illness or injury prevents working. This planning supports financial stability for families and local enterprises in the community. The firm also serves residents and businesses in the neighboring areas of Ave Maria and the broader Collier County region.
A Auto Buyers Insurance serves Immokalee, Florida, and the surrounding communities of Southwest Florida. It handles disability insurance coverage for local residents seeking income protection due to illness or injury. The agency works with clients to review policy options that replace a portion of lost earnings during a period of disability. For a typical job, it discusses the waiting period, benefit amount, and coverage duration to match the applicant’s employment situation and personal budget.
Southwest Florida Insurance distinguishes between one-time consultations to evaluate specific disability scenarios and recurring service agreements that adjust coverage as needs evolve. Disability insurance agents in this area help local residents navigate loss-of-income protections tied to accidents or illnesses that prevent work. Located in Immokalee, Florida, the agency focuses on disability insurance agent services, providing customized plan comparisons from multiple carriers. Service runs on a scheduled basis, with periodic reviews and policy updates throughout the year.
Serving residents of Immokalee, Florida, Spooner Insurance Agency, Inc specializes in disability insurance agent services, providing guidance on policies that replace lost income during periods of illness or injury. The agency helps individuals assess their coverage needs and navigate the complexities of short-term and long-term disability plans. With the arrival of hurricane season, local workers and self-employed professionals often seek its assistance to secure disability protection against storm-related injuries or prolonged recovery periods.
Seasonal farm work and unpredictable weather can interrupt income for residents around Immokalee, Florida. Immokalee Business Insurance helps local workers and small employers navigate these risks by explaining disability insurance options that protect earnings during illness or injury. The agent reviews typical coverage gaps tied to agricultural schedules and short-term contracts common to the area. This initial consultation involves a brief inspection of the applicant’s current financial obligations and work history to determine appropriate benefit levels.
Ike Brown Insurance inc. serves the local area by assisting individuals with protecting their income against unexpected medical or injury-related work absences. As a disability insurance agent in Immokalee, FL, this business helps clients understand policy options that provide regular payments during a covered period of disability. The company specializes in tailoring coverage to address both short-term and long-term needs, recognizing how a sudden loss of earnings can strain financial stability. Offices, warehouses, and food service operations may consult the firm for appropriate insurance solutions.
Collier County Insurance serves residents of Immokalee, Florida, and the surrounding area with disability insurance coverage. For local commercial clients, the agency also assists businesses in securing policies that protect employees against loss of income due to illness or injury. Working within the community, the company helps individuals and employers understand different plan options. Regular follow-up service ensures clients can review their coverage needs between scheduled visits, with adjustments made when personal or business circumstances change.
What Does a a Disability Insurance Agent in Immokalee Cost?
Disability insurance agent services in Florida typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. For example, a 40 year old worker earning 50000 per year might pay between 500 and 1500 annually for a policy. Costs depend on your occupation, health, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Immokalee
Disability insurance agents in Immokalee Florida help residents secure income protection for illness or injury. Florida law requires agents to be licensed by the state and follow specific regulations for policy sales and claims. Local agents understand the needs of agricultural workers and other Immokalee residents.
Frequently Asked Questions
What does a disability insurance agent in Immokalee do?
An agent helps you choose a disability policy that fits your job and income. They explain policy terms, exclusions, and benefit amounts. Agents also assist with filing claims and understanding Florida insurance laws.
Is disability insurance required in Florida?
Florida does not require individuals to have disability insurance. However, employers with certain group plans may offer it as a benefit. Self-employed workers in Immokalee often buy individual policies to protect their income.
How do Florida laws affect disability insurance claims?
Florida statutes set time limits for filing claims and appeals. For example, you typically have 180 days to file a claim after a disability begins. Agents can explain these deadlines and help you meet them.
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