The top-rated disability insurance agent in Jacksonville, Florida is Stephanie Lempesis - State Farm Insurance Agent, rated 4.9 stars across 511 reviews. Other highly rated options include 925 Partners Insurance Agency, Mere, A & B Insurance Agency, Inc. This directory lists 23 disability insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Lempesis - State Farm Insurance Agent | 13453 N Main St STE 106 | (904) 329-1699 |
| 2 | 925 Partners Insurance Agency | 12735 Gran Bay Pkwy Ste 130 | (855) 925-1200 |
| 3 | Mere | 9428 Baymeadows Rd STE 137 | (904) 643-7750 |
| 4 | A & B Insurance Agency, Inc | 2153 Blanding Blvd | (904) 388-6446 |
| 5 | Secure Choices Insurance Services | 6271 Dupont Station Ct | (904) 242-8893 |
| 6 | John Beck Insurance Inc | 8726 Atlantic Blvd | (904) 721-3129 |
| 7 | Insurance Planet | 7999 Philips Hwy #209 | (904) 990-7797 |
| 8 | Scrudato Insurance | 707 Peninsular Pl Ste. 201 | (904) 822-9765 |
| 9 | Jose Lopez at Comparion Insurance Agency | 8789 San Jose Blvd Ste 110 | (904) 380-7908 |
| 10 | Chris O'Farrell - State Farm Insurance Agent | 731 Duval Station Rd #113 | (904) 751-6643 |
Stephanie Lempesis - State Farm Insurance Agent serves clients in the Jacksonville, Florida area, providing disability insurance as a core service. An agent in this role helps individuals secure protection for their income if illness or injury prevents them from working. The company works with local residents to understand their coverage needs and guide them through policy options. Services typically include evaluating short-term and long-term disability plans. This agency specifically handles individual disability income policies and group disability coverage for small businesses in the region.
925 Partners Insurance Agency in Jacksonville, Florida provides disability insurance agent services to help individuals and businesses secure income protection. The agency assists clients in selecting policies that replace a portion of earnings if illness or injury prevents work. Ongoing plan reviews keep coverage aligned with changing needs and financial situations. It serves single-family homes and apartments as well as retail operations and restaurants in the local area.
Mere, a disability insurance agent in Jacksonville, FL, helps clients understand the difference between one-time policies, which cover a specific period, and recurring options that provide ongoing income protection. Coverage typically replaces a portion of earnings if injury or illness prevents work, tailored to individual professions and benefit needs. Service runs on an as-needed basis, with consultations arranged for policy selection or claims assistance.
A & B Insurance Agency, Inc serves Jacksonville and the surrounding Northeast Florida communities, handling disability insurance policies that replace a portion of income when a client cannot work due to illness or injury. The company works with individuals to assess their occupation type and monthly expenses, helping them select a plan that fits their budget. To handle a typical job, the agent begins by reviewing the client’s current coverage and financial needs before comparing policy options from multiple carriers.
Jacksonville’s coastal climate and active retiree community create a steady need for financial protection against unexpected income loss. Secure Choices Insurance Services guides local professionals and small-business owners through the process of selecting disability coverage that fits their specific employment situation. The agency explains how disability insurance can replace a portion of income during recovery from illness or injury. After an initial chat about work duties and current benefits, they schedule a straightforward benefits inspection step
John Beck Insurance Inc serves Jacksonville-area residents, business owners, and self-employed professionals seeking income protection through disability policies. The agency assists clients in understanding coverage options that replace lost earnings during illness or injury. Guided by local industry standards, the agent helps individuals and families evaluate short-term and long-term disability plans suited to their financial needs. The practice supports property managers and small business operators concerned about employee benefit packages. John Beck Insurance Inc also extends its disability insurance services to clients in the neighboring community of Orange Park, Florida.
Insurance Planet focuses on disability insurance coverage, helping clients replace lost income due to illness or injury. Serving Jacksonville, Florida, the agency guides individuals through disability policy options for short-term and long-term needs. It regularly assists local professionals in securing benefits before a medical issue arises. Given Florida’s hurricane season, the agency also helps clients review coverage gaps that could leave them vulnerable after storm-related injuries.
Scrudato Insurance assists Jacksonville residents and business owners with insurance needs, specializing as a disability insurance agent. This dedicated focus means helping clients secure income protection policies that provide financial stability if illness or injury prevents work. The agency guides individuals and employers through plan selection and application processes, explaining coverage options and terms. Scrudato Insurance serves professionals in various commercial environments, including offices, warehouses, and food service operations, tailoring disability solutions for each workplace setting.
Jose Lopez at Comparion Insurance Agency serves the Jacksonville, Florida area by helping residents secure disability insurance coverage to protect their income in case of illness or injury. For local business owners, the agency also offers commercial disability policies designed to safeguard their operations. Services extend throughout the entire Jacksonville metro region, including surrounding neighborhoods. After an initial consultation and policy setup, the agent provides ongoing support by reviewing clients' changing needs, offering follow-up assistance or adjustments to coverage between regular annual visits.
Chris O'Farrell - State Farm Insurance Agent is known for providing disability insurance services to residents of Jacksonville, Florida. The agency assists individuals in securing income protection plans that replace a portion of lost earnings during illness or injury. Clients can explore policy options that help cover everyday expenses while unable to work. A specialty the agency offers is the addition of a rider for future benefit increases.
What Does a a Disability Insurance Agent in Jacksonville Cost?
Disability insurance premiums in Florida typically range from 1 percent to 3 percent of your annual income. For a 40 year old in Jacksonville earning 60,000 dollars, a policy might cost 600 to 1,800 dollars per year. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Jacksonville
A disability insurance agent in Jacksonville Florida can help you find a policy that protects your income if you become unable to work. Florida law does not require employers to provide disability insurance, so many workers purchase individual plans. Agents in Jacksonville understand local industries like healthcare and construction and can guide you through Florida specific rules for claims and benefit periods.
Frequently Asked Questions
What does a disability insurance agent in Jacksonville do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. They do not handle claims but can advise on how Florida law affects your coverage.
Are disability insurance benefits taxable in Florida?
Florida has no state income tax, so you do not pay state tax on disability benefits. However, if your employer paid the premiums, benefits may be subject to federal income tax. An agent can explain how premium payment methods affect tax treatment.
What Florida laws apply to disability insurance policies?
Florida Statute 627.667 governs disability insurance policies sold in the state. It requires a 10 day free look period for individual policies. Florida also has a 2 year contestability period for misstatements on applications. Agents must be licensed by the Florida Department of Financial Services.
Disability Insurance Agents in Other Florida Cities
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