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Find Disability Insurance Agents Near You in Lakeland, FL

Browse disability insurance agents serving Lakeland, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Lakeland, Florida is Better Place Insurance Group - Medicare & Health Insurance Advisors, rated 4.9 stars across 2,203 reviews. Other highly rated options include Garland Insurance, Inc., Advantage Insurance, Lock Insurance, A Division of World. This directory lists 20 disability insurance agents serving Lakeland.

Showing 20 disability insurance agents in Lakeland, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Better Place Insurance Group - Medicare & Health Insurance Advisors2525 Drane Field Rd Suite 25(863) 603-3701
2Garland Insurance, Inc.5620 US Hwy 98 N(863) 683-9334
3Advantage Insurance4404 Florida Ave S Suite 8(863) 808-1808
4Lock Insurance, A Division of World225 Doris Dr(863) 646-4300
5Headley Insurance Agency3544 Florida Ave S(863) 701-7411
6HealthMarkets Insurance - Daniel Smith2290 Lakeland Hills Blvd(863) 661-5735
7Healthmarkets Insurance - Jeff Ford2298 Lakeland Hills Blvd(863) 559-7390
8Boley Insurance3615 Florida Ave S Suite 910(863) 258-9088
9GreatFlorida Insurance: Donna Todd3678 Harden Blvd(863) 583-4807
10Ensure Financial Group1253 W Memorial Blvd(863) 592-2943
BP
2525 Drane Field Rd Suite 25
Better Place Insurance Group - Medicare & Health Insurance Advisors
Disability Insurance Agent · Lakeland, FL

Better Place Insurance Group - Medicare & Health Insurance Advisors serves the Lakeland, Florida area as a disability insurance agent. The company assists local residents in understanding their disability coverage options to protect income during unexpected medical events. With a focus on individual needs, the agency helps clients navigate plan selections and application processes. This office specifically handles short-term and long-term disability insurance policies for individuals and families.

GI
5620 US Hwy 98 N
Garland Insurance, Inc.
Disability Insurance Agent · Lakeland, FL

Garland Insurance, Inc., based in Lakeland, FL, provides a range of services as a disability insurance agent, including helping individuals assess their need for income protection and guiding them through policy options. The company assists clients in understanding the terms of disability coverage, including waiting periods and benefit durations, and offers ongoing support for policy maintenance and claims filing. Its clientele includes single-family homes, apartment residents, retail employees, and restaurant workers.

AI
4404 Florida Ave S Suite 8
Advantage Insurance
Disability Insurance Agent · Lakeland, FL

Serving Lakeland, Florida, and surrounding communities, Advantage Insurance provides guidance on disability insurance policies for local residents. This work involves helping clients understand how income protection coverage can support them if illness or injury prevents regular employment. The company assists with policy selection based on individual occupational demands and financial situations. For each case, it begins by reviewing a client’s specific earnings and daily tasks, then matches those details with appropriate coverage options from available insurers.

LI
225 Doris Dr
Lock Insurance, A Division of World
Disability Insurance Agent · Lakeland, FL

Lock Insurance, A Division of World serves Lakeland residents, local business owners, and professionals seeking income protection. As a disability insurance agent, the company helps customers understand policy options that replace lost earnings due to illness or injury. It assists with plan selection to match individual budgets and employment situations. Coverage guidance is also available for self-employed contractors and small business operators in the area. The agency extends its services to communities throughout Polk County, including the neighboring city of Winter Haven.

HI
3544 Florida Ave S
Headley Insurance Agency
Disability Insurance Agent · Lakeland, FL

Headley Insurance Agency in Lakeland, FL provides disability insurance agent services designed to protect income. Clients can choose between a one-time policy consultation to assess coverage needs or recurring service options for ongoing policy management. Coverage helps replace a portion of salary if injury or illness prevents working, offering essential financial security for local professionals and business owners. Service runs on either a one-time consultation or as-needed basis depending on the client's request for policy adjustments or new quotes.

HI
2290 Lakeland Hills Blvd
HealthMarkets Insurance - Daniel Smith
Disability Insurance Agent · Lakeland, FL

HealthMarkets Insurance - Daniel Smith specializes in helping individuals secure disability income protection policies in Lakeland, Florida. As a disability insurance agent, the agency guides clients through the process of evaluating personal coverage needs and selecting suitable plans. It works with local professionals, self-employed workers, and others to address potential income loss from illness or injury. This service proves especially valuable during open enrollment periods or after a significant life change, such as a new job or a recent medical diagnosis affecting insurability.

HI
2298 Lakeland Hills Blvd
Healthmarkets Insurance - Jeff Ford
Disability Insurance Agent · Lakeland, FL

In the Lakeland area, where seasonal employment fluctuates, residents often find themselves reassessing their income protection needs. Healthmarkets Insurance - Jeff Ford provides disability insurance agent services to help individuals secure coverage in the event of an injury or illness. The process focuses on matching clients with policies that align with their occupation and earnings. An initial assessment of a client's current financial situation and coverage gaps begins the consultation, ensuring that each case is reviewed before any specific policy is recommended.

BI
3615 Florida Ave S Suite 910
Boley Insurance
Disability Insurance Agent · Lakeland, FL

Boley Insurance provides professional guidance to individuals and businesses seeking financial protection against income loss due to injury or illness. As a disability insurance agent in Lakeland, FL, the company specializes in evaluating policy options that replace a portion of earned wages during periods of disability. Services are available for a range of commercial sectors, including professional offices, industrial warehouses, and food service operations experiencing Lakeland's distinct occupational risks.

GI
3678 Harden Blvd
GreatFlorida Insurance: Donna Todd
Disability Insurance Agent · Lakeland, FL

GreatFlorida Insurance: Donna Todd provides disability insurance services to residents in Lakeland and the surrounding area. The agency also offers commercial disability coverage tailored for local businesses. Their service area extends throughout Polk County and nearby communities. For individuals seeking income protection, they guide clients through policy options that replace lost wages during illness or injury. The agent helps business owners secure coverage for key employees. Clients often return for policy adjustments between regular employment reviews or life changes, ensuring their disability protection remains appropriate.

EF
1253 W Memorial Blvd
Ensure Financial Group
Disability Insurance Agent · Lakeland, FL
AG
2298 Lakeland Hills Blvd
Adam Gill - Licensed Insurance Agent
Disability Insurance Agent · Lakeland, FL
(863) 226-5044
adamgillinsurance.com
GI
2614 Lakeland Hills Blvd Suite 5
GreatFlorida Insurance: Debbie Dixon
Disability Insurance Agent · Lakeland, FL
(863) 859-7927
lakeland.greatflorida.com
FA
2210 Florida Ave S
Florida Authorized Insurance
Disability Insurance Agent · Lakeland, FL
(863) 802-1060
flauthorizedins.com
AI
4404 Florida Ave S Suite 9 & 10
Avansa Insurance
Disability Insurance Agent · Lakeland, FL
(863) 644-8777
avansagroup.com
KS
2290 Lakeland Hills Blvd
Keith Sumner HealthMarkets Insurance Agency
Disability Insurance Agent · Lakeland, FL
(863) 393-8365
keithsinsurance.com
MI
2929 Lakeland Highlands Rd #1
Mitchell Insurance Agency, Inc.
Disability Insurance Agent · Lakeland, FL
(863) 688-4455
mitchellfl.com
ES
2060 E Edgewood Dr
Ever Solution Insurance FL
Disability Insurance Agent · Lakeland, FL
(863) 733-0367
agents.allstate.com/usa/fl/lakeland
HI
100 E Main St
Heacock Insurance Group
Disability Insurance Agent · Lakeland, FL
(863) 683-2228
heacock.com
HI
724 W Dees Rd
HealthMarkets Insurance - David Norris
Disability Insurance Agent · Lakeland, FL
(863) 940-3582
healthmarkets.com/local-health-insurance-agent/dnorris
BI
1700 Florida Ave S
Business Insurance Center - Newsome and Associates
Disability Insurance Agent · Lakeland, FL
(863) 616-1755

What Does a a Disability Insurance Agent in Lakeland Cost?

Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 35 year old healthy professional in Lakeland, a policy with a 90 day elimination period might cost between $100 and $300 per month. Costs vary based on age, occupation, health, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Lakeland

Disability insurance agents in Lakeland Florida help individuals and businesses find coverage that protects income if injury or illness prevents work. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Local agents understand the needs of Polk County residents and can explain how Florida insurance regulations affect your policy.

Frequently Asked Questions

What does a disability insurance agent in Lakeland do?

A disability insurance agent helps you compare policies from different insurers and choose a plan that fits your needs. They explain policy terms such as elimination periods and benefit amounts. Agents do not provide legal advice but can guide you through the application process.

What Florida laws affect disability insurance policies?

Florida Statute 627.667 requires that disability insurance policies include a grace period of at least 7 days for monthly premiums. Also Florida law mandates a free look period of 10 days after you receive the policy. These rules protect consumers in Lakeland and across the state.

How do I choose a disability insurance agent in Lakeland?

Look for an agent who is licensed in Florida and has experience with disability coverage. Ask about their familiarity with local employers and self-employed professionals. You can verify a license through the Florida Department of Financial Services website.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.