The top-rated disability insurance agent in Lehigh Acres, Florida is Fiesta Auto Insurance & Tax Service, rated 5.0 stars across 651 reviews. Other highly rated options include Mayra Leon - State Farm Insurance Agent, Estrella Insurance, GreatFlorida Insurance: Brian Lariviere. This directory lists 19 disability insurance agents serving Lehigh Acres.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 3200 Lee Blvd Unit A | (239) 790-5400 |
| 2 | Mayra Leon - State Farm Insurance Agent | 3114 Lee Blvd Ste A4 | (239) 674-0462 |
| 3 | Estrella Insurance | 1315 Homestead Rd N # C | (239) 366-4316 |
| 4 | GreatFlorida Insurance: Brian Lariviere | 1322 Homestead Rd N # B | (239) 369-0014 |
| 5 | YI Insurance Services LLC | 5580 8th St W Unit 9 | (201) 232-6787 |
| 6 | Royal Family Insurance | 904 Lee Blvd # 102 | (239) 674-9016 |
| 7 | Universal Insurance Brokers | 111 Lee Blvd | (239) 204-2208 |
| 8 | Goodlad & Swank Insurance | 702 Leeland Heights Blvd W | (239) 674-7630 |
| 9 | Al Deleon & Associates Inc | 2814 Lee Blvd #19 | (239) 368-5775 |
| 10 | David Schuman: Allstate Insurance | 4622 Lee Blvd | (239) 369-1313 |
Fiesta Auto Insurance & Tax Service serves Lehigh Acres, Florida, offering assistance with disability insurance coverage. The company helps local residents secure income protection plans that replace a portion of earnings if an injury or illness prevents them from working. Policy options can be tailored to individual employment situations and financial needs. The agency also provides guidance on benefit terms and waiting periods for disability insurance. Specific services handled in this area include short-term and long-term disability insurance policy applications.
Mayra Leon, a disability insurance agent in Lehigh Acres, FL, provides a range of services including initial policy consultations and ongoing coverage management. She assists clients with claims filing and helps adjust existing plans as life circumstances change. Maintenance plans include regular policy reviews to ensure continued eligibility and adequate benefit levels. The office serves single-family homes, apartments, retail businesses, and restaurants.
As residents of Lehigh Acres prepare for seasonal shifts in employment or unexpected health changes, protecting income becomes a pressing concern. Estrella Insurance helps address this need by guiding clients through disability insurance options tailored to local work patterns. The agent explains how these policies replace a portion of earnings if illness or injury prevents working. Every consultation begins by reviewing the client’s current coverage and financial obligations to determine appropriate benefit levels, followed by a detailed assessment of their employment situation and health history before policy issuance.
Homeowners, renters, and small business owners in Lehigh Acres turn to GreatFlorida Insurance: Brian Lariviere for disability insurance agent services. The company helps clients understand policy options that replace a portion of income if an illness or injury prevents them from working. This includes guiding individuals through coverage terms, premium considerations, and application requirements tailored to local needs. The agency also serves the greater Fort Myers metropolitan area and neighboring communities throughout Lee County.
YI Insurance Services LLC serves Lehigh Acres and the surrounding communities in southwest Florida. The company handles disability insurance, a specialized field focused on providing income protection for individuals who cannot work due to illness or injury. This independent agency works with clients to explore policy options that fit individual financial situations and coverage needs. For a standard case, it begins by reviewing a client's current employment benefits and medical history before researching available policies from different carriers to present suitable choices.
Royal Family Insurance in Lehigh Acres, FL, serves as a local resource for disability insurance needs, offering clients the choice between a single, one-time policy consultation or recurring coverage management and updates. Disability insurance provides income protection for residents who become unable to work due to illness or injury, helping to replace lost wages during recovery. Service appointments and policy reviews are available on a one-time, scheduled, or as-needed basis according to client requirements.
Specializing in disability insurance planning, Universal Insurance Brokers in Lehigh Acres, Florida, guides individuals through the process of securing income protection policies. It evaluates local employment risks and policy options to help clients cover essential living expenses during periods of injury or illness. The agency also reviews existing coverage with customers to identify gaps that could affect financial stability. During the seasonal hurricane preparation period, it assists residents in understanding how short-term or long-term disability benefits may apply to recovery-related work disruptions.
Many Lehigh Acres residents face a period of reduced income after an unexpected injury or illness. As a dedicated disability insurance agent in the area, Goodlad & Swank Insurance helps workers evaluate their protection options. The company explains how employer-sponsored plans and individual policies can cover a portion of lost wages. They clarify benefit periods, elimination periods, and the difference between own-occupation and any-occupation definitions. An initial consultation typically involves reviewing a client’s current coverage and income sources. This first assessment allows an agent to identify gaps and suggest relevant policy features.
Based in Lehigh Acres, Florida, Al Deleon & Associates Inc provides professional guidance on securing income protection through disability insurance. The agency specializes in helping clients evaluate policies that replace a portion of their earnings if illness or injury prevents them from working. Its advisors take the time to explain different coverage options and waiting periods. This firm supports a variety of commercial clients, including individuals who own offices, operate warehouses, or manage food service establishments.
Serving the Lehigh Acres area, David Schuman: Allstate Insurance provides residential disability insurance to help protect local homeowners' income in case of injury or illness. Commercial disability coverage is also available for small businesses seeking to safeguard their operations and employees. Their policies offer plans tailored to address individual financial needs during recovery periods. Many clients return for follow-up consultations to update their coverage between their regular scheduled visits with the agent.
What Does a a Disability Insurance Agent in Lehigh Acres Cost?
Disability insurance agents in Florida are typically paid by commission from the insurance company, so there is no direct cost to you for their services. Some agents may charge a flat fee for policy reviews or claim assistance, ranging from 100 to 500 dollars. Costs vary based on the type of policy and complexity of your case. This is general information, not insurance advice.
About disability insurance agents in Lehigh Acres
Disability insurance agents in Lehigh Acres, Florida help residents understand their policy options and file claims. Florida law requires insurers to respond to claims within specific timeframes under Florida Statute 627.70131. An agent can guide you through the process and explain your coverage rights.
Frequently Asked Questions
What does a disability insurance agent in Lehigh Acres do?
A disability insurance agent helps you choose a policy, file claims, and communicate with the insurance company. They explain policy terms and can assist with appeals if a claim is denied. Agents do not provide legal advice but can refer you to an attorney if needed.
How long do I have to file a disability claim in Florida?
Florida law does not set a universal deadline for filing disability claims, but most policies require prompt notice. You should report a disability as soon as possible to avoid delays. Check your policy for specific time limits, which are often 30 to 90 days.
Can a disability insurance agent help with an appeal in Florida?
Yes, an agent can help you gather documents and submit a formal appeal to the insurance company. Florida law requires insurers to provide a reason for denial under Florida Statute 627.4133. An agent can guide you through the appeals process but cannot represent you in court.
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