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HomeDisability Insurance AgentsFlorida › Miami Gardens

Find Disability Insurance Agents Near You in Miami Gardens, FL

Browse disability insurance agents serving Miami Gardens, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Miami Gardens, Florida is Insurance World, rated 5.0 stars across 193 reviews. Other highly rated options include GoldenTrust Insurance Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE), Estrella Insurance. This directory lists 15 disability insurance agents serving Miami Gardens.

Showing 15 disability insurance agents in Miami Gardens, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insurance World18400 NW 75th Pl Unit 119(305) 418-0222
2GoldenTrust Insurance Miami Gardens5663 NW 195th Dr(305) 998-7133
3AJM Agencies Auto Insurance (PROGRESSIVE)4888 NW 183rd St #207(786) 556-5210
4Estrella Insurance17325 NW 27th Ave #202(305) 925-4090
5Brightway Insurance, Miami Lakes18191 NW 68th Ave Suite 222(305) 676-6762
6Del Toro Insurance3753 NW 167th St Suite 102(786) 533-2513
7Gardens Insurance Inc1818 NW 183rd St(305) 621-0072
8Adavi Insurance Inc & Miami Gardens Multi Services Inc4526 NW 183rd St(305) 620-6636
9Sebanda Insurance19577 NW 57th Ave(305) 888-1427
10Renew Insurance LLC16533 NW 57th Ave(305) 624-7300
IW
18400 NW 75th Pl Unit 119
Insurance World
Disability Insurance Agent · Miami Gardens, FL

Insurance World serves the Miami Gardens, Florida, area as a disability insurance agent, assisting clients in securing financial protection during periods of illness or injury. The company works with individuals to evaluate their specific coverage needs, focusing on policies that offer income replacement and long-term security. Their services include helping applicants understand policy terms and complete the submission process for individual disability plans. The firm specifically handles short-term and long-term disability insurance options for local residents.

GI
5663 NW 195th Dr
GoldenTrust Insurance Miami Gardens
Disability Insurance Agent · Miami Gardens, FL

GoldenTrust Insurance Miami Gardens provides disability insurance agent services, helping clients navigate coverage options to protect their income due to injury or illness. The company offers assistance with policy selection, application processes, and ongoing plan reviews to ensure coverage remains aligned with individual needs. It also helps clients understand the terms of long-term and short-term disability policies, including benefit periods and elimination periods. This agent works with professionals and small business owners, services single-family homes, apartments, retail, and restaurants.

AA
4888 NW 183rd St #207
AJM Agencies Auto Insurance (PROGRESSIVE)
Disability Insurance Agent · Miami Gardens, FL

Located in Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE) serves local homeowners, businesses, and property managers seeking essential disability insurance coverage. The agency assists clients in understanding policy options that protect income when unexpected health issues prevent work. Navigating disability insurance requirements in this region demands familiarity with evolving state regulations and personal financial planning. Their team provides focused guidance on selecting appropriate individual or group disability plans to suit diverse needs. They also extend their services to clients throughout the nearby North Miami Beach area of the metro.

EI
17325 NW 27th Ave #202
Estrella Insurance
Disability Insurance Agent · Miami Gardens, FL

Estrella Insurance provides disability insurance agent services to individuals in and around Miami Gardens, Florida. It assists clients by explaining various disability coverage options, helping them understand policy terms, and guiding them through the application process to secure financial protection. The company also offers ongoing policy reviews to adjust coverage as personal circumstances change. Its service plans include renewal management and claims support. Estrella Insurance serves single-family homes, apartments, retail businesses, and restaurants across the local community.

BI
18191 NW 68th Ave Suite 222
Brightway Insurance, Miami Lakes
Disability Insurance Agent · Miami Gardens, FL

Brightway Insurance, Miami Lakes, serves Miami Gardens and the neighboring South Florida communities, specializing in disability insurance agent services. It handles applications for long-term and short-term disability coverage, helping individuals secure income protection. The agency explains policy options, assists with medical underwriting requirements, and coordinates with insurers to match needs with appropriate plans. Its typical approach involves reviewing a client's occupation and income details to recommend a suitable benefit structure, then guiding them through the application process until coverage is issued.

DT
3753 NW 167th St Suite 102
Del Toro Insurance
Disability Insurance Agent · Miami Gardens, FL

Del Toro Insurance serves homeowners, renters, and business owners in Miami Gardens, Florida, by offering disability insurance policies that protect income during periods of illness or injury. The agency helps clients understand their coverage needs and provides guidance through the application process to secure suitable plans. It assists with long-term and short-term disability options, ensuring policyholders in the local area have financial safeguards in place. The firm also extends its services to the neighboring community of Hialeah.

GI
1818 NW 183rd St
Gardens Insurance Inc
Disability Insurance Agent · Miami Gardens, FL

Some disability insurance agents offer one-time policy consultations, while Gardens Insurance Inc structures recurring service for ongoing coverage adjustments. This Miami Gardens, FL agency helps local residents evaluate policy options that can replace income if illness or injury prevents work. Obtaining this coverage often involves reviewing waiting periods, benefit amounts, and policy exclusions specific to each client. Service arrangements run on an as-needed basis, with no fixed schedule for follow-up consultations or policy reviews beyond client requests or renewal dates.

AI
4526 NW 183rd St
Adavi Insurance Inc & Miami Gardens Multi Services Inc
Disability Insurance Agent · Miami Gardens, FL

Adavi Insurance Inc & Miami Gardens Multi Services Inc provides disability insurance as either a one-time policy purchase or through recurring premium structures, with coverage options tailored to protect local income streams. Serving Miami Gardens, Florida, this agency helps individuals understand how disability insurance can replace earnings during illness or injury. Clients may choose between term or permanent disability plans, addressing both short-term and long-term needs. Service here operates on a scheduled basis, with periodic policy reviews and adjustments available through appointment.

SI
19577 NW 57th Ave
Sebanda Insurance
Disability Insurance Agent · Miami Gardens, FL

Sebanda Insurance serves Miami Gardens, Florida, and the neighboring communities in Miami-Dade County. The agency handles disability insurance applications for local professionals and self-employed individuals who need income protection. It focuses on helping clients understand how disability coverage can replace a portion of their earnings during a medical leave or injury recovery. By reviewing each client’s occupation, existing benefits, and financial needs, the agent develops a customized policy recommendation that aligns with their specific situation.

RI
16533 NW 57th Ave
Renew Insurance LLC
Disability Insurance Agent · Miami Gardens, FL

Renew Insurance LLC assists clients in Miami Gardens with disability insurance needs, including both short‑term and long‑term income protection policies. It serves professionals and self‑employed individuals by evaluating their coverage to maintain financial stability during a disabling illness or injury. The agency also reviews existing plans for policy gaps and advises on individual or group disability options. As hurricane season approaches, it helps local residents understand how disability insurance can safeguard their income when storm‑related injuries prevent them from working.

DT
17201 NW 27th Ave
Del Toro Insurance
Disability Insurance Agent · Miami Gardens, FL
(786) 623-4006
deltoroinsurance.com
UI
17560 NW 27th Ave #111
Univista Insurance
Disability Insurance Agent · Miami Gardens, FL
(645) 202-5621
univistainsurance.com/location/miamigardens-fl-33056-1
HI
5901 NW 183rd St #101
HighLine Insurance Inc
Disability Insurance Agent · Miami Gardens, FL
(305) 280-0444
BI
111 NW 183rd St Ste 108
Bendell Insurance Group
Disability Insurance Agent · Miami Gardens, FL
(786) 698-6383
RI
17845 NW 27th Ave
Responsive Insurance Agency
Disability Insurance Agent · Miami Gardens, FL
(305) 621-9111

What Does a a Disability Insurance Agent in Miami Gardens Cost?

Disability insurance agent services in Florida typically involve no direct fee to you. Agents earn commissions from insurance carriers, usually 5 to 15 percent of the annual premium. Policy costs vary widely based on age, health, occupation, and coverage amount. A typical individual policy might cost 1 to 3 percent of your annual income per year. This is general information, not insurance advice.

About disability insurance agents in Miami Gardens

Disability insurance agents in Miami Gardens help residents and businesses secure income protection policies. Florida law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the unique needs of Miami Gardens workers and can explain policy options clearly.

Frequently Asked Questions

What does a disability insurance agent do in Miami Gardens?

A disability insurance agent helps you find and apply for disability insurance policies. They explain policy terms, coverage limits, and waiting periods. They do not provide legal advice but can connect you with resources if needed.

Do I need a disability insurance agent in Florida?

You do not need an agent, but using one can simplify the process. Agents know Florida insurance laws and can compare policies from different carriers. This can save you time and help you avoid common mistakes.

How do I choose a disability insurance agent in Miami Gardens?

Look for a licensed agent with experience in disability insurance. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of local employers and industry specific plans.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.