The top-rated disability insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,323 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 11 disability insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 6 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 7 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
| 8 | HEALTH INSURANCE SERVICES | 1448 NE 163rd St Unit E | (561) 552-2272 |
| 9 | All Ways Insurance-Florida | 2040 NE 163rd St #309 | (305) 944-4868 |
| 10 | Automobile Insurance Co Inc | 3909 NE 163rd St #308 | (305) 949-3642 |
Estrella Insurance provides disability insurance services to residents and businesses in North Miami Beach, Florida. Residential clients receive guidance on personal income protection policies, while commercial coverage helps local employers safeguard their workforce against lost wages due to illness or injury. Service remains focused within the greater North Miami Beach area. Clients often return between regular visits to review their policy adjustments or inquire about updated coverage options as their circumstances change.
Mercado Insurance Agency North Miami offers a range of services focused on helping individuals secure disability income protection. The agency assists clients in understanding policy options and can help with plan enrollment or policy maintenance. It also provides ongoing support to review coverage as personal circumstances evolve. The company serves a broad client base, including single-family homeowners, apartment renters and owners, retail businesses, and restaurants throughout the North Miami Beach area.
Del Toro Insurance in North Miami Beach, Florida, is known as a reliable resource for disability insurance agent services. The company assists clients in understanding and selecting policies that provide income protection during periods of illness or injury. These policies help replace lost wages when a disability prevents someone from working. Del Toro Insurance serves individuals and professionals seeking to secure their financial stability. This office can coordinate disability coverage as an add-on alongside related plans such as accident or critical illness insurance.
Skylake Insurance serves the North Miami Beach area and the broader Miami-Dade County region as a disability insurance agent. The company assists clients in securing income protection plans that provide financial stability in the event of an illness or injury. Focusing on individual needs, the agency guides residents through the selection and application process for long-term disability policies and short-term disability coverage tailored for local professionals and business owners.
The agency serves local residents, business owners, and self-employed professionals in North Miami Beach, Florida, who need personal disability income protection. It assists clients in understanding individual policy options designed to replace lost earnings from illness or injury. Services include helping evaluate waiting periods, benefit amounts, and coverage durations that fit diverse professional needs. Working with this local agent provides guidance on building a financial safety net tied to one’s specific occupation. The agency also regularly serves policyholders throughout the surrounding Aventura and greater Miami metropolitan area.
AllStar Direct Insurance & Financial Services serves North Miami Beach, Florida, and the surrounding communities, handling disability insurance policies for local residents and businesses. Its work focuses on helping individuals secure income protection in case of illness or injury that prevents them from working. The agency manages the application process and assists clients in understanding policy terms. To handle a typical job, it reviews each client’s specific occupation and income needs to recommend coverage that aligns with their personal circumstances.
Royalty Insurance Agency in North Miami Beach, FL offers disability insurance as both a one-time policy purchase and a recurring coverage service, with each client’s situation reviewed individually. Coverage typically replaces a portion of income if the policyholder becomes unable to work due to illness or injury, helping to maintain financial stability. This agency provides customized plans that address short-term or long-term needs depending on the applicant’s occupation and health profile. Service for existing policies and new inquiries runs on a scheduled and as-needed basis.
HEALTH INSURANCE SERVICES offers disability insurance agent services in North Miami Beach, Florida. The agency assists local clients in understanding and selecting policies that protect income when illness or injury prevents work. It guides individuals through plan options, eligibility requirements, and application procedures. The service is particularly helpful for professionals seeking coverage before upcoming surgical procedures or planned medical leave.
In South Florida, hurricane season and shifting local regulations often create gaps in income protection for working residents. All Ways Insurance-Florida, based in North Miami Beach, serves as a local disability insurance agent helping individuals and small businesses evaluate coverage options tailored to their employment situation. This agency assists clients in comparing policy structures that address both temporary and long-term earning disruptions. The initial consultation at this office typically involves a detailed assessment of current income exposure and an outline of available plan features.
Automobile Insurance Co Inc serves the Miami-Dade County area from its location in North Miami Beach, Florida, as a Disability Insurance Agent. The company assists individuals and businesses in navigating disability insurance options to protect income during illness or injury. It works with clients to evaluate coverage needs and file claims. Services include short-term disability policies for temporary medical leave and long-term disability plans for extended protection.
What Does a a Disability Insurance Agent in North Miami Beach Cost?
Disability insurance agent services in Florida typically do not charge a separate fee because agents earn commissions from the insurance carrier. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. For example, a 40 year old earning 60000 per year might pay between 600 and 1800 annually for a policy. Costs depend on your age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in North Miami Beach
A disability insurance agent in North Miami Beach Florida helps residents find coverage that protects their income if they cannot work. Florida law requires agents to be licensed by the state and follow specific regulations. Local agents understand the unique needs of South Florida workers and can explain policy options clearly.
Frequently Asked Questions
What does a disability insurance agent in North Miami Beach do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and needs. They explain key terms like elimination periods and benefit amounts. Agents in Florida must hold a valid insurance license from the state.
How do I choose a disability insurance agent in North Miami Beach?
Look for an agent with experience in disability coverage and knowledge of Florida insurance laws. Ask about their familiarity with local employers and self-employment situations. Check that they are licensed through the Florida Department of Financial Services.
Are there Florida laws that affect disability insurance policies?
Yes, Florida Statute Section 627.6675 governs disability insurance policies in the state. This law sets requirements for policy renewability and cancellation. An agent can explain how these rules apply to your specific situation.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs