The top-rated disability insurance agent in Ocala, Florida is Angie Lewis - State Farm Insurance Agent, rated 4.9 stars across 930 reviews. Other highly rated options include Bird Insurance Services, Brian Knight Insurance Agency, Kiefer Insurance. This directory lists 19 disability insurance agents serving Ocala.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Lewis - State Farm Insurance Agent | 416 E Fort King St | (352) 291-2444 |
| 2 | Bird Insurance Services | 516 SE 17th St | (352) 622-3899 |
| 3 | Brian Knight Insurance Agency | 6957 SW State Rd 200 | (352) 502-4568 |
| 4 | Kiefer Insurance | 2143 NE 2nd St | (352) 732-7501 |
| 5 | Holder Insurance | 1635 SW 1st Ave | (352) 237-1141 |
| 6 | Bill Lovell Insurance | 527 SW 10th St #200 | (352) 867-8777 |
| 7 | West Ocala Insurance | 4422 FL-40 | (352) 629-0400 |
| 8 | Tate & Associates proudly offering United Healthcare | 8810 SW State Rd 200 Unit 104 | (352) 237-1263 |
| 9 | The Incomologists | 44 SE 1st Ave #316 | — |
| 10 | GreatFlorida Insurance: Richard Robinson | 4065 SW 40th St | (352) 237-1189 |
Angie Lewis - State Farm Insurance Agent serves the Ocala, Florida, metro area and surrounding Marion County with disability insurance solutions. This agency helps individuals and business owners understand how disability coverage can protect income if illness or injury prevents them from working. Policies are tailored to replace a portion of lost earnings during recovery periods. The team also assists with long-term disability planning for professionals. Specific services handled in this area include individual disability income policies and group disability coverage for small local businesses.
Bird Insurance Services in Ocala, Florida, specializes in providing disability insurance coverage options for individuals seeking income protection. The company helps clients evaluate policy features, benefit amounts, and waiting periods tailored to varying personal needs and occupational risks. Ongoing service includes periodic policy reviews to adjust coverage as income levels and health circumstances change. Beyond individual plans, Bird Insurance Services also assists with group disability policies for small businesses, serving medical offices, retail operations, repair shops, and local restaurants in the area.
Homeowners, professionals, and small business owners in Ocala, Florida, turn to Brian Knight Insurance Agency for disability insurance services. The agency helps clients assess their income protection needs and navigate policy options to safeguard earnings in case of illness or injury. Tailored coverage plans are presented to align with individual financial situations and employment types. By working closely with each client, the agency ensures a clear understanding of policy benefits and limitations. This coverage area extends to the nearby communities of Silver Springs and the Belleview region.
As the Florida storm season creates unpredictable work schedules, local residents often seek financial protection through disability insurance. Kiefer Insurance, located in Ocala, helps clients understand how long-term coverage can safeguard income during unexpected health issues. The agency evaluates each individual’s employment situation and lifestyle risks to recommend appropriate policy structures. An initial consultation appointment is scheduled to review current earnings and desired benefit periods before any plan selection begins.
For disability coverage, a local agent can assist with either a one-time purchase of an individual policy or recurring adjustments to existing group plans through regular check-ins. In Ocala, Florida, Holder Insurance works as a disability insurance agent, helping residents understand options that replace income if injury or illness prevents work. Detailed evaluations consider occupation and personal financial needs to recommend appropriate coverage levels. Service for new policies is provided on a one-time basis, with ongoing revisions or plan reviews available as scheduled or as needed.
Specializing in disability income protection and long-term coverage planning, Bill Lovell Insurance in Ocala, Florida provides tailored guidance for professionals and self-employed individuals who need to safeguard their earning power. The agency assists clients in evaluating policy options that address income disruption due to illness or injury. This work helps residents recover financially after unexpected health issues. During open enrollment season or policy review periods, they assist with understanding waiting periods and benefit structures to ensure adequate coverage.
West Ocala Insurance serves Ocala and the surrounding Ocala-Marion County communities, handling disability insurance placements for local residents. It helps individuals secure income protection policies that replace a portion of lost wages if an injury or illness prevents them from working. The agency draws on standard underwriting guidelines to match each client with a suitable plan from its network of carriers. To handle a typical job, the company first reviews the applicant's occupation and medical history before comparing policy options.
Tate & Associates, proudly offering United Healthcare, serves the Ocala area as a disability insurance agent, helping individuals and businesses secure income protection coverage. Their work focuses on policies that replace a portion of lost earnings if illness or injury prevents the client from working. This specialty supports long-term financial stability during recovery periods. They serve a range of commercial sectors, including offices, warehouses, and food service operations.
GreatFlorida Insurance: Richard Robinson in Ocala, FL provides residential disability insurance agent services for individuals seeking income protection. The company also offers commercial coverage tailored for local businesses and their employees. Serving the greater Ocala area, the agency helps clients navigate policy options and application processes. Disability insurance agents regularly review policies to ensure they match changing needs, making follow-up service a standard part of client relationships between regular visits.
What Does a a Disability Insurance Agent in Ocala Cost?
The cost of disability insurance in Florida varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in a low-risk job, a policy may cost between $50 and $150 per month. High-risk occupations or larger benefits can cost more. This is general information, not insurance advice.
About disability insurance agents in Ocala
Disability insurance agents in Ocala Florida help individuals and business owners find coverage that protects income if injury or illness prevents work. Florida law requires agents to be licensed by the state and follow specific regulations for policy disclosures. Local agents can also assist with understanding Florida's 2-year benefit limitation for certain disability policies under state law.
Frequently Asked Questions
What does a disability insurance agent in Ocala do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your needs. They explain policy terms like elimination periods and benefit durations. Agents do not provide legal advice but can guide you through the application process.
How do I know if a disability insurance agent is licensed in Florida?
You can verify an agent's license on the Florida Department of Financial Services website. Look for a current Florida insurance license with the proper lines of authority. Agents must also complete continuing education each year to stay compliant.
Are there time limits for filing a disability claim in Florida?
Yes, Florida law requires you to file a claim within a reasonable time, often within 20 days of the disability. Some policies have specific deadlines like 90 days. An agent can help you understand the time limits in your policy.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs