The top-rated disability insurance agent in Orlando, Florida is Rodriguez Insurance, rated 4.9 stars across 786 reviews. Other highly rated options include Renegade Insurance, Health and Life Insurance Group LLC, Affordable Health and Life Insurance LLC. This directory lists 23 disability insurance agents serving Orlando.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance | 2218 S Chickasaw Trail | (407) 482-3314 |
| 2 | Renegade Insurance | 3120 S Kirkman Rd Ste 2B | (407) 268-6000 |
| 3 | Health and Life Insurance Group LLC | 9778 Myrtle Creek Ln | (407) 337-9862 |
| 4 | Affordable Health and Life Insurance LLC | 9778 Myrtle Creek Ln | (407) 858-8621 |
| 5 | LRA Insurance | 498 S Lake Destiny Dr Suite 200 | (407) 838-3445 |
| 6 | Insurance First | 3203 Conway Rd Suite 200 F | (407) 990-7262 |
| 7 | Bek Insurance | 4700 Millenia Blvd SUITE 500 5TH FL | (973) 722-7672 |
| 8 | LRM insurance Services Inc | 802 E Colonial Dr | (407) 701-4459 |
| 9 | Caple Howden Insurance | 10222 E Colonial Dr | (407) 657-8808 |
| 10 | Florida's Best Health Solutions | Sweet Maple Ave | (407) 712-4565 |
Rodriguez Insurance serves the Orlando, Florida metro area as a local disability insurance agent. It helps clients understand and select policies that provide income protection if an injury or illness prevents them from working. The agency assists with navigating complex benefit terms and comparing coverage options from different insurers. It works with individuals to find plans suited to various professions and income levels. Specific services include evaluating short-term disability policies for recovery periods and long-term disability policies for extended absences from work.
Renegade Insurance provides disability insurance agent services in the Orlando, Florida area. It offers guidance on long-term and short-term disability coverage options for local professionals. Service plans include initial policy consultations and ongoing support for claims and policy adjustments. The company facilitates coverage solutions through standard industry carriers. It typically arranges disability insurance protection for individual clients as well as small-business owners. The properties it commonly services include single-family homes, apartments, retail locations, and locally owned restaurants.
Health and Life Insurance Group LLC serves homeowners, renters, and small business owners in Orlando, Florida, who seek professional guidance in selecting disability insurance coverage. The agency helps clients understand how income replacement policies can protect their financial stability during an unexpected illness or injury. Each consultation focuses on matching individual needs with available plan options in the local market. The company also provides its services to residents and businesses in nearby Winter Park, ensuring broader access across the greater Orlando metro area.
Affordable Health and Life Insurance LLC in Orlando, FL distinguishes between one-time policy consultations and recurring service plans to accommodate short-term needs or ongoing portfolio management. Disability insurance agents at this firm primarily assist with income protection coverage tailored to local professionals and tradespeople. They evaluate occupational risks to design benefits that replace a portion of lost earnings due to illness or injury. Service operates either on a one-time consultation basis or as a scheduled annual policy review.
LRA Insurance serves clients in Orlando, Florida, and the surrounding communities, handling disability insurance agent work for individuals and small businesses. It focuses on helping clients understand their policy options to protect income against injury or illness. The company gathers each client’s specific financial situation and occupation to identify appropriate coverage levels. For a typical job, LRA Insurance compares available plans from different carriers to present a clear, tailored solution that aligns with the client’s budget and needs.
Insurance First specializes in disability insurance agent services for residents of Orlando, Florida, assisting individuals in securing income protection for medical leave or injury. The company guides clients through policy options designed to replace a portion of earnings during periods of inability to work. Whether addressing short-term recovery needs or long-term disability planning, the team provides tailored support to professionals and small business owners. This includes helping clients reassess their coverage in advance of local hurricane seasons, when employment stability and the ability to work may be unexpectedly disrupted.
In the Orlando area, fluctuating seasonal employment can create gaps in income protection, and Bek Insurance addresses this need by serving as a dedicated disability insurance agent. They focus on guiding local residents through options that replace lost wages if illness or injury prevents them from working. Their process begins with a thorough assessment of each client’s current occupation and financial obligations. An initial consultation is arranged to evaluate personal coverage requirements.
LRM Insurance Services Inc in Orlando, Florida focuses on helping individuals and businesses secure disability income protection. As a dedicated disability insurance agent, the company specializes in policies that replace a portion of lost earnings due to illness or injury. It serves a range of commercial sectors, including professional offices, warehouse and distribution centers, and food service operations.
Caple Howden Insurance offers disability insurance services for residents in Orlando and the surrounding Central Florida area. For commercial clients, the agency provides coverage solutions tailored to protect local businesses and their employees against income loss from injury or illness. The agency serves a broad service area encompassing Orlando and neighboring communities. Clients often return between regular scheduled updates to adjust their policies as personal or business circumstances change.
What Does a a Disability Insurance Agent in Orlando Cost?
The cost of disability insurance in Florida typically ranges from 1% to 3% of your annual income. For a 40 year old professional, a policy might cost between 50 and 150 dollars per month. Premiums vary based on age health occupation and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Orlando
Disability insurance agents in Orlando help individuals and businesses find coverage that protects income if you cannot work. Florida law does not require private disability insurance but many employers offer group plans. Agents can explain policy options and assist with claims under Florida statutes like the insurance code.
Frequently Asked Questions
What does a disability insurance agent in Orlando do?
An agent helps you compare policies from different carriers and explains coverage limits and waiting periods. They can also guide you through the application process and answer questions about Florida specific regulations.
How long do I have to file a disability claim in Florida?
Florida law does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
What types of disability insurance are available in Orlando?
Common types include short term disability and long term disability policies. Some are offered through employers while others are individual plans. Agents can help you choose based on your occupation and income needs.
Disability Insurance Agents in Other Florida Cities
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