The top-rated disability insurance agent in Palm Bay, Florida is Ryan Hill - State Farm Insurance Agent, rated 5.0 stars across 365 reviews. Other highly rated options include Space Coast Family Insurance, Patriot Growth Insurance Service, LLC, Sarpoolaki Insurance Center,LLC. This directory lists 19 disability insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 2 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 3 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 4 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 5 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 6 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 7 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE #111 | (321) 724-8851 |
| 8 | Access One Insurance (AOI) | 1900 Palm Bay Rd NE | (321) 676-4118 |
| 9 | We Insure Pinnacle | 5240 Babcock St NE #300b | (321) 326-6160 |
| 10 | Renegade Insurance - Palm Bay | 4961 Babcock St NE STE 7 | (321) 450-3076 |
Ryan Hill - State Farm Insurance Agent in Palm Bay, FL provides disability insurance services designed to help protect individuals against income loss due to injury or illness. Ongoing service includes policy reviews and claims assistance to ensure coverage adapts to changing financial situations. The agent handles a range of needs, performing initial consultations to explain plan options. Its service extends to individuals in single-family homes, apartments, and various commercial properties including retail and restaurants.
Space Coast Family Insurance serves homeowners, businesses, and property managers in Palm Bay, Florida, seeking disability insurance coverage. The agency provides individual and group policies that replace a portion of income when a client cannot work due to illness or injury. Representatives work with clients to understand policy terms, benefit periods, and waiting periods, helping them select appropriate plans for their financial situation. This agency also serves the surrounding communities in Brevard County, including Melbourne and the Indian Harbour Beach area.
Patriot Growth Insurance Service, LLC serves the Palm Bay, Florida, metro area and surrounding Brevard County communities as a disability insurance agent. It assists local residents and workers in securing coverage that can provide income protection if an injury or illness prevents regular employment. The agency typically guides clients through the process of comparing and applying for disability policies suited to individual professional and financial situations. It handles both short-term and long-term disability insurance plans for individuals in this area.
Serving Palm Bay and the surrounding communities in Brevard County, Sarpoolaki Insurance Center, LLC handles disability insurance policies designed to replace a portion of lost income when a client cannot work due to illness or injury. The agency works to match individuals with coverage that meets their specific financial needs and employment situation. For a typical case, the agent first gathers detailed information about a client’s occupation and earnings to identify suitable plans from multiple insurers, then compares policy benefits and waiting periods before presenting the most appropriate option for review.
At GreatFlorida Insurance in Palm Bay, Florida, disability insurance agent Sabrina Lee helps clients understand the difference between a policy purchased with a one-time premium and one requiring ongoing regular payments, covering income loss from illness or injury. Customers may select coverage that replaces a percentage of monthly earnings or provides a lump sum for a total disability. Service is available on a one-time basis for a single policy purchase or on an as-needed schedule for future consultations or policy adjustments.
In Palm Bay, where seasonal storms can disrupt work and income, many residents seek ways to protect their financial stability. Brightway Insurance, The DeJesus Legacy Agency provides disability insurance agent services, helping clients secure coverage that replaces a portion of earnings if illness or injury prevents them from working. Such policies require careful tailoring to individual occupations and budgets. The agency begins this process by scheduling a thorough initial-assessment step to review the client’s current needs and typical monthly expenses.
Offering tailored coverage for income protection and long-term financial stability, Monty McCart: Allstate Insurance serves Palm Bay, FL as a disability insurance agent. The agency guides clients through policy options that replace lost wages when illness or injury prevents work. This service includes assessing individual needs, explaining plan benefits, and coordinating claims support. During Florida’s active hurricane season, the office helps customers understand how disability insurance can cover recovery periods when storm-related injuries or property repairs demand time away from employment.
Access One Insurance (AOI), located in Palm Bay, Florida, serves as a disability insurance agent, helping individuals secure coverage that replaces income during periods of illness or injury. The company specializes in assessing clients’ needs and connecting them with suitable disability policies to protect against financial loss. It serves a range of commercial sectors, including offices, warehouses, and food service operations, providing tailored insurance options for different work environments.
We Insure Pinnacle, based in Palm Bay, FL, is known for helping individuals protect their income through disability insurance agent services. The company assists clients in the local area with evaluating policies that provide financial support if illness or injury prevents them from working. Its service range includes guiding customers through application processes and explaining key coverage features. For added financial security, the agency can also coordinate disability coverage to complement short-term health benefit plans.
Renegade Insurance - Palm Bay serves Palm Bay, Florida residents seeking disability insurance for income protection. It also addresses commercial coverage needs for local businesses. The practice extends service throughout the wider Palm Bay area. As a disability insurance agent, the firm assists clients in understanding policy options and application procedures. Follow-up assistance to adjust existing coverage or answer claims questions is provided between regular visits to maintain ongoing policyholder support.
What Does a a Disability Insurance Agent in Palm Bay Cost?
Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40 year old earning $50,000 per year a policy might cost between $500 and $1,500 annually. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Palm Bay
Disability insurance agents in Palm Bay Florida help individuals and businesses find coverage that protects income if illness or injury prevents work. Florida law does not require employers to provide disability insurance so many residents seek private policies. Local agents understand the unique needs of Brevard County workers and can explain options like short term and long term disability plans.
Frequently Asked Questions
What does a disability insurance agent in Palm Bay do?
A disability insurance agent helps you compare policies from different carriers and find a plan that fits your budget and needs. They explain policy terms like elimination periods and benefit amounts. Agents also assist with filing claims and understanding Florida insurance regulations.
Do I need disability insurance if I live in Palm Bay Florida?
Florida does not have a state paid family leave program so private disability insurance is important for income protection. Many Palm Bay employers offer group coverage but it may not be enough. An agent can help you decide if an individual policy is right for you.
How long does it take to get disability insurance in Florida?
The application process usually takes 2 to 6 weeks depending on your health and the insurer. Florida law allows insurers to review medical records and may require a paramedical exam. An agent can speed up the process by helping you complete forms correctly.
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