The top-rated disability insurance agent in Palm Beach Gardens, Florida is Sarah Cvetas-McLendon - State Farm Insurance Agent, rated 4.9 stars across 483 reviews. Other highly rated options include Gregg Blanchard Insurance Agency: Allstate Insurance, GreatFlorida Insurance: Michelle Silvester, Worth Insurance Services, LLC.. This directory lists 16 disability insurance agents serving Palm Beach Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sarah Cvetas-McLendon - State Farm Insurance Agent | 2925 PGA Blvd #101 | (561) 694-9616 |
| 2 | Gregg Blanchard Insurance Agency: Allstate Insurance | 4290 Professional Center Dr #101 | (561) 627-1707 |
| 3 | GreatFlorida Insurance: Michelle Silvester | 5100 PGA Blvd Suite 317 | (561) 202-6186 |
| 4 | Worth Insurance Services, LLC. | 12300 FL A1AAlt #203 | (561) 463-5814 |
| 5 | Ackerman Insurance Services, Inc. | 3307 Northlake Blvd STE 106 | (561) 624-2040 |
| 6 | American Insurance Plus- Employee Benefits | 3801 PGA Blvd Suite 600 | (561) 932-0660 |
| 7 | Brightway Insurance, The Murphy Agency | 4550 Donald Ross Rd I-110 | (561) 598-6300 |
| 8 | Estrella Insurance | 9091 N Military Trl Suite 5 | (561) 325-7879 |
| 9 | Giselle Camilo: Allstate Insurance | 4550 PGA Blvd #213 | (561) 253-8000 |
| 10 | Lay Insurance Group, Inc | 9770 Gardens E Dr | (561) 622-2886 |
Sarah Cvetas-McLendon - State Farm Insurance Agent serves the Palm Beach Gardens, Florida area. The agency provides disability insurance agent services to local residents. They help individuals understand how disability coverage can protect income if illness or injury prevents work. Guiding clients through policy options and claims paperwork is a key part of their work. The agency handles both short-term and long-term disability insurance solutions for the community.
Gregg Blanchard Insurance Agency: Allstate Insurance offers a range of disability insurance services designed to help protect individuals’ incomes in Palm Beach Gardens, Florida. The agency works with clients to review coverage options and maintain policies that address changing needs over time. Service plans include annual policy reviews and assistance with claims filing to ensure ongoing support. As an Allstate agent, the provider services single-family homes, apartments, retail establishments, and restaurants in the local area.
GreatFlorida Insurance: Michelle Silvester assists local property managers, small business owners, and homeowners in Palm Beach Gardens, Florida, who need to protect their income if an illness or injury prevents them from working. The agency helps clients understand disability coverage options that replace lost wages during recovery. This location focuses on matching policies to individual financial situations and daily expenses. The agency also serves individuals and businesses throughout the neighboring Jupiter and North Palm Beach metro communities.
Worth Insurance Services, LLC serves individuals in Palm Beach Gardens and surrounding communities in Palm Beach County. The company acts as a disability insurance agent, helping clients understand their options for income protection. It handles the complexities of both short-term and long-term disability policies, guiding customers through enrollment and coverage details. A typical client situation is addressed by first assessing personal income needs, then comparing policy terms from multiple carriers to find a suitable fit.
Ackerman Insurance Services, Inc. in Palm Beach Gardens, FL offers disability insurance guidance through either a one-time policy purchase or an ongoing service relationship for future changes. Coverage addresses income protection if a client becomes unable to work due to injury or illness, a foundational need for local professionals and business owners. The agent explains plan options, including elimination periods and benefit durations, to match individual risk tolerance and budget. Service is available on both a one-time basis for initial setup and on an as-needed schedule for policy reviews or modifications.
In South Florida, seasonal workers and year-round residents often face income gaps due to unexpected illness or injury. American Insurance Plus- Employee Benefits, based in Palm Beach Gardens, provides disability insurance agent services to help individuals and small businesses secure income protection. Their consultations focus on realistic policy options and local coverage needs. An initial, no-obligation assessment of a client’s current financial situation and loss-of-income risks is the first step toward determining appropriate disability insurance solutions.
Brightway Insurance, The Murphy Agency in Palm Beach Gardens, Florida assists clients with financial protection by specializing in disability insurance coverage. These policies replace a portion of income if illness or injury prevents one from working, helping maintain household stability. The agency serves a range of local businesses, including professional offices, warehouses requiring physical labor, and food service establishments where on-the-job risks are common.
Estrella Insurance serves residents of Palm Beach Gardens and the surrounding areas as a Disability Insurance Agent. The company helps individuals secure coverage to protect their income if illness or injury prevents them from working. It also assists local business owners in providing disability benefits for their employees, extending its support across the commercial sector. Serving the greater Palm Beach County region, the firm works with clients to assess their needs and find suitable policies. Follow-up service between regular check-ins ensures that coverage remains aligned with changing personal or professional circumstances.
Giselle Camilo: Allstate Insurance specializes in disability insurance agency services, providing policies that replace a portion of income if illness or injury prevents work. The company offers general insurance guidance to clients in Palm Beach Gardens, Florida, and surrounding areas. It helps individuals evaluate coverage options tailored to their professional and financial needs. As hurricane season approaches, the agent assists residents in reviewing disability policies to ensure financial protection during storm-related disruptions and recovery.
Lay Insurance Group, Inc in Palm Beach Gardens, FL assists residents in this area with disability insurance needs for their households. The agency also handles commercial disability coverage for local business owners and employees seeking protection for workplace-related income loss. Service extends throughout Palm Beach Gardens and the surrounding communities. For each client, policies are reviewed and matched to current life circumstances, helping individuals prepare for potential loss of income due to illness or injury. Continued support ensures coverage adapts to changing situations until the next scheduled consultation.
What Does a a Disability Insurance Agent in Palm Beach Gardens Cost?
Disability insurance agent services in Florida typically involve commissions paid by the insurance company, not directly by you. Policy premiums vary widely based on age, health, occupation, and coverage amount. For a healthy 40 year old professional in Palm Beach Gardens, monthly premiums often range from 100 to 300 dollars for a policy that replaces 60 percent of income. Costs can be higher for high risk occupations or pre existing conditions. This is general information, not insurance advice.
About disability insurance agents in Palm Beach Gardens
A disability insurance agent in Palm Beach Gardens can help you understand your policy options and file claims. Florida law requires agents to be licensed by the state and follow specific regulations. Local agents know the unique needs of Palm Beach Gardens residents, including coverage for self-employed professionals and small business owners.
Frequently Asked Questions
What does a disability insurance agent in Palm Beach Gardens do?
A disability insurance agent helps you choose a policy, explains coverage terms, and assists with claim filings. They can also review existing policies to ensure you have adequate protection. In Florida, agents must follow state insurance codes and disclose policy limitations clearly.
How do I choose a disability insurance agent in Palm Beach Gardens?
Look for a licensed agent with experience in disability insurance. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of Florida specific regulations, such as the 90 day elimination period common in many state policies.
Are there Florida laws that affect disability insurance claims?
Yes, Florida has specific laws including a 5 year statute of limitations for filing a lawsuit on a disability policy. The state also requires insurers to provide a written explanation for claim denials. An agent can help you understand these time limits and your rights under Florida law.
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