The top-rated disability insurance agent in Pinellas Park, Florida is Strategic Insurance Services, rated 4.9 stars across 344 reviews. Other highly rated options include Gator Insurance Service, Jerger & Sons Insurance Agency, Freeway Insurance. This directory lists 12 disability insurance agents serving Pinellas Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Strategic Insurance Services | 4501 Mainlands Blvd W | (866) 467-0123 |
| 2 | Gator Insurance Service | 6390 Park Blvd | (727) 544-0064 |
| 3 | Jerger & Sons Insurance Agency | 7785 66th St N | (727) 449-1494 |
| 4 | Freeway Insurance | 5201 Park Blvd | (727) 203-7005 |
| 5 | ARCW Leavitt Insurance Services | 9067 Belcher Rd | (727) 544-8841 |
| 6 | Estrella Insurance | 7251 49th Street N | (727) 308-3380 |
| 7 | Get Covered USA | 6219 66th St N | (727) 417-5534 |
| 8 | Florida Blue Center - Pinellas Park | 3758 Park Blvd | (727) 342-1512 |
| 9 | O.E. Wilson Insurance Inc. Largo | 10675 66th St N | (727) 535-0524 |
| 10 | Bay Area Home & Auto Insurance | 8680 49th Street N | (727) 547-1777 |
Strategic Insurance Services in Pinellas Park, Florida offers a full range of disability insurance agent services, including policy consultations to help clients understand coverage options. The company provides ongoing service plans to manage claims and adjust policies as income protection needs evolve. These plans ensure financial safeguards remain aligned with changing health conditions. Servicing this area, the agency works with single-family homes, apartments, retail establishments, and restaurants to protect their income streams against disability risks.
Gator Insurance Service serves the greater Pinellas Park and Tampa Bay area, operating as a local disability insurance agent. The company assists clients in finding income protection policies designed to replace a portion of earnings if illness or injury prevents them from working. Monthly premiums are typically tailored to individual occupations and health profiles. The agency handles both short-term and long-term disability insurance, guiding applicants through policy selection and the enrollment process.
Jerger & Sons Insurance Agency serves homeowners, businesses, and self-employed professionals in the Pinellas Park area who need tailored disability income protection. The firm helps clients understand policy options that replace a portion of lost wages due to illness or injury. Its agents work to match coverage limits with individual occupations and income levels in the local workforce. The agency also extends its services to nearby communities throughout the St. Petersburg–Clearwater metropolitan region.
As hurricane season approaches Pinellas Park, residents often review their financial protections. Freeway Insurance offers Disability Insurance Agent services to help local clients evaluate income-replacement options during recovery periods. The agency works with individuals navigating gaps in employer coverage or seeking standalone policies. Each consultation begins with a thorough review of the client's current earnings and potential benefit needs. This initial assessment documents existing health conditions and employment stability before recommending specific plan types.
Serving Pinellas Park and the surrounding Tampa Bay area, ARCW Leavitt Insurance Services handles disability insurance for local residents. The agency assists individuals in protecting their income in case of illness or injury. They help clients navigate policy options that replace a portion of lost wages. To handle a typical job, the agent first reviews the client’s occupation and income level, then presents tailored plan choices for their specific needs.
Estrella Insurance assists individuals in Pinellas Park, Florida with financial protection against lost income due to illness or injury. As a dedicated Disability Insurance Agent, the company focuses on policies that replace a portion of salary when a client cannot work. This specialty helps local professionals maintain stability during recovery. Short-term or long-term coverage needs are evaluated for clients in regional offices, warehouses, and food service establishments to ensure continuity of earnings during periods of disability.
Get Covered USA in Pinellas Park, Florida, offers specialized disability insurance agent services, including long-term and short-term disability coverage, helping individuals protect their income. It also provides general guidance on policy options, assisting clients with applications and claims navigation. The company addresses employment-related coverage needs, and specifically helps new parents assess how parental leave and potential health complications might affect their need for additional disability protection.
Located in Pinellas Park, Florida, Florida Blue Center - Pinellas Park provides disability insurance agent services tailored to local residents and businesses. Clients can choose between one-time guidance for a single policy or recurring support for ongoing coverage management. The center assists with securing income replacement plans that protect against lost wages due to illness or injury. Specific plans vary by individual needs and eligibility. Service runs on both a scheduled and as-needed basis, accommodating both initial enrollment and periodic policy reviews without a rigid calendar.
Disability often strikes without warning, turning a steady income into uncertainty for workers across Pinellas Park. O.E. Wilson Insurance Inc. Largo assists local residents by explaining policy options that replace lost wages during recovery periods. The agency focuses on matching clients with coverage suited to their occupations and budgets. Office procedures typically begin with a brief assessment of current earnings and existing benefits to outline potential protection gaps. This initial fact-finding step helps determine the most appropriate plan for each individual situation.
What Does a a Disability Insurance Agent in Pinellas Park Cost?
Disability insurance agent services in Florida typically cost nothing upfront because agents earn commissions from insurance carriers. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. For example, a 40-year-old earning 50000 per year might pay between 500 and 1500 annually. Group plans through employers often cost less. This is general information and not insurance advice.
About disability insurance agents in Pinellas Park
Disability insurance agents in Pinellas Park Florida help residents understand their policies and file claims. Florida law requires insurers to respond to claims within specific timeframes, such as 30 days for initial decisions. Agents can assist with both private policies and employer-sponsored plans common in the Tampa Bay area.
Frequently Asked Questions
What does a disability insurance agent in Pinellas Park do?
A disability insurance agent helps you choose a policy and guides you through the claims process. They explain policy terms and assist with required documentation. Agents do not provide legal advice but can refer you to an attorney if needed.
How does Florida law affect disability insurance claims?
Florida Statute 627.613 requires insurers to pay or deny a claim within 30 days of receiving proof of loss. If denied, you have up to 60 days to request an internal review. Agents can help you meet these deadlines.
What types of disability insurance are available in Pinellas Park?
Common types include short-term disability, long-term disability, and individual policies. Many employers in Florida offer group coverage through payroll deductions. Agents can compare options from multiple carriers.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs