The top-rated disability insurance agent in Port Orange, Florida is HIG Insurance - Port Orange, rated 4.9 stars across 252 reviews. Other highly rated options include Sherzer & Associates, Blake Thomas - State Farm Insurance Agent, GreatFlorida Insurance: Cal Seibert. This directory lists 19 disability insurance agents serving Port Orange.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HIG Insurance - Port Orange | 1650 Taylor Rd Suite 304 | (386) 944-5555 |
| 2 | Sherzer & Associates | 3853 S Nova Rd | (386) 788-3500 |
| 3 | Blake Thomas - State Farm Insurance Agent | 4639 S Clyde Morris Blvd Unit 107 | (386) 760-2020 |
| 4 | GreatFlorida Insurance: Cal Seibert | 415 Dunlawton Ave Suite 108 | (386) 256-4812 |
| 5 | Jeff Evans - State Farm Insurance Agent | 745 Dunlawton Ave | (386) 761-1860 |
| 6 | Goosehead Insurance - Gary & Sam Paul | 5889 S Williamson Blvd Suite 1414 | (386) 492-9057 |
| 7 | Bill McCabe - State Farm Insurance Agent | 900 N Swallow Tail Dr Ste 101 | (386) 761-4101 |
| 8 | Mark Gabriel: Allstate Insurance | 220 Dunlawton Ave | (386) 761-4000 |
| 9 | Caton-Hosey Insurance | 3731 S Nova Rd | (386) 767-3161 |
| 10 | Brightway Insurance, The Lester Agency | 3510 S Nova Rd #114 | (386) 888-7152 |
HIG Insurance - Port Orange serves Volusia County and the surrounding metro area, functioning as a disability insurance agent for local professionals and small business owners. It guides clients through the process of application, underwriting, and policy selection to protect income against illness or injury. The company also assists with reviewing policy terms and exclusions to ensure adequate coverage. Specific services include long-term disability insurance enrollment and short-term disability coverage arrangements.
Sherzer & Associates provides disability insurance agent services to clients in the Port Orange, Florida area. It assists individuals and business owners with evaluating their coverage needs and filing claims when necessary. The company helps clients understand policy terms and review existing plans to ensure they remain suitable through changing life or work circumstances. It offers ongoing support for policy maintenance and benefit adjustments. Sherzer & Associates serves properties including single-family homes, apartments, retail businesses, and restaurants.
Blake Thomas - State Farm Insurance Agent in Port Orange, Florida serves the Volusia County area and surrounding communities with disability insurance solutions. This agency handles policy options designed to replace a portion of lost income if an injury or illness prevents the agent’s clients from working. The company focuses on helping individuals understand how coverage can fit their personal financial situation. To handle a typical case, it reviews each client’s occupation, current income, and needs to recommend a suitable plan.
GreatFlorida Insurance: Cal Seibert in Port Orange, Florida, helps clients distinguish between individual long-term and short-term disability policies for one-time coverage assessments, versus recurring plan adjustments through ongoing service relationships. The agency provides guidance on protecting income from unexpected illness or injury, assisting with policy selection tailored to local employment needs. Service appointments are available on an as-needed basis, allowing clients to schedule consultations according to their changing circumstances and financial planning timelines.
Jeff Evans - State Farm Insurance Agent in Port Orange, FL serves homeowners, renters, and local businesses seeking disability insurance solutions. This agency helps clients understand how disability coverage can replace a portion of lost income during a temporary or permanent injury or illness. The agent works to explain policy options and tailor a plan that fits each customer’s individual financial needs. Their office also provides service to homeowners and workers in nearby Daytona Beach and the surrounding Volusia County communities.
Based in Port Orange, Florida, Goosehead Insurance - Gary & Sam Paul specializes in disability insurance agent services, offering tailored policy evaluations and plan selections for individual and professional needs. The agency helps clients assess coverage options to protect their income from unexpected medical events. Local workers can consult the team for policies that address short or long-term health setbacks. As seasonal occupations or physical demands increase risk in the area, the agency provides guidance during contract renewals or job transitions.
As hurricane season approaches in Port Orange, securing income against unexpected illness or injury becomes a pressing priority. Bill McCabe - State Farm Insurance Agent helps local professionals and families evaluate disability insurance policies that replace a portion of lost earnings during recovery. These plans provide essential financial stability when health issues prevent normal work duties. An initial consultation reviews an individual's income requirements and employment situation to determine appropriate coverage options, followed by a straightforward assessment of health history and benefit preferences.
Mark Gabriel: Allstate Insurance provides residential disability insurance to residents of Port Orange. The agency also offers commercial disability coverage for small businesses in the immediate area, assisting clients with policies that help protect income during illness or injury. Service extends throughout the greater Port Orange community. Agents meet with clients to review current coverage needs and can provide follow-up policy adjustments during regular scheduled visits. This allows long-term clients to receive consistent service and address any changes between their annual renewals.
Caton-Hosey Insurance assists individuals in Port Orange with locating disability coverage that addresses income protection needs. The agency specializes in policies designed to replace a portion of earnings if illness or injury prevents work. Client consultations typically review benefit durations, elimination periods, and occupational definitions within available plans. The company can help secure disability insurance for employees in diverse commercial environments, including offices, warehouses, and food service operations.
Brightway Insurance, The Lester Agency in Port Orange, FL, is known for guiding clients through the process of selecting disability insurance that protects their income. The agency serves individuals and professionals in the local area, offering policies designed to replace a portion of earnings if an illness or injury prevents them from working. Each policy is tailored to help cover essential living expenses during recovery. It can also add short-term disability coverage as a supplemental layer of protection for clients needing immediate benefit payouts.
What Does a a Disability Insurance Agent in Port Orange Cost?
Disability insurance agent services in Florida typically do not charge a separate fee. Agents earn commissions from the insurance company, which are included in the policy premium. Premiums can range from 1 percent to 3 percent of your annual income for individual policies. Group policies through employers may have lower costs. Costs vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Port Orange
Disability insurance agents in Port Orange, Florida help individuals and businesses find coverage that meets their needs. Florida law requires agents to be licensed by the state and follow specific regulations. Working with a local agent can provide guidance on policies that comply with Florida insurance statutes.
Frequently Asked Questions
What does a disability insurance agent in Port Orange do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain different plan options and assist with claims. Agents in Florida must hold a valid state license.
How do I choose a disability insurance agent in Port Orange?
Look for an agent with experience in disability insurance and a valid Florida license. Check their reputation with the Florida Department of Financial Services. Ask about their knowledge of state specific policy requirements.
Are there Florida laws that affect disability insurance policies?
Yes, Florida has laws about policy disclosures and claim handling. For example, Florida Statute 627.413 requires insurers to provide a copy of the policy within a certain time. Agents can explain how these laws apply to your situation.
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