The top-rated disability insurance agent in Sebastian, Florida is Jake Witt - State Farm Insurance Agent, rated 4.9 stars across 230 reviews. Other highly rated options include Schneider & Associates Insurance Agencies Inc, Jonathan Whitley - State Farm Insurance Agent, GreatFlorida Insurance: David Getty. This directory lists 14 disability insurance agents serving Sebastian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Witt - State Farm Insurance Agent | 9426 US-1 | (772) 500-5253 |
| 2 | Schneider & Associates Insurance Agencies Inc | 7960 US-1 #2 | (772) 664-3154 |
| 3 | Jonathan Whitley - State Farm Insurance Agent | 1301 US-1 | (772) 581-0330 |
| 4 | GreatFlorida Insurance: David Getty | 920 US-1 Suite A | (772) 228-9908 |
| 5 | Coastal and Marine Insurance | 11620 US-1 | (772) 581-8110 |
| 6 | Goosehead Insurance - Richard Sindone | 1603 US-1 Suite 101 | (772) 783-2077 |
| 7 | Amazing Health & Life Insurance | 316 Sandcrest Cir | (772) 783-0800 |
| 8 | A Better Solution Insurance Services | 1701 US-1 #9 | (772) 257-8600 |
| 9 | Sebastian River Insurance | 9611 US-1 #329 | (229) 292-2946 |
| 10 | National Insurance Services of North America - Nisona | 1627 US-1 #220 | (888) 564-2326 |
Jake Witt - State Farm Insurance Agent provides disability insurance agent services to the Sebastian, Florida area. The company assists clients in evaluating their coverage options for income protection and long-term financial security in the event of an illness or injury. It offers guidance on policy maintenance and periodic reviews to ensure plans remain aligned with changing circumstances. These services are available for individuals, including those in single-family homes, as well as professionals operating apartments, retail establishments, and restaurants.
Schneider & Associates Insurance Agencies Inc serves Sebastian and surrounding Indian River County, Florida, as a disability insurance agent. This firm assists individuals in securing coverage that provides income protection when illness or injury prevents them from working. It guides clients in selecting suitable policy terms for both short-term and long-term disability needs. The company handles applications with major carriers to help local residents safeguard their earnings. Among its specific services, it advises on individual disability policies and employer-sponsored group disability plans.
Homeowners, renters, and small business owners in Sebastian, Florida turn to Jonathan Whitley - State Farm Insurance Agent for disability insurance policies that help protect income if illness or injury prevents work. A local agency familiar with the region's workforce needs, it assists clients in understanding how disability coverage can safeguard family finances and business continuity. The agent also serves residents and commercial operators in neighboring Fellsmere and the surrounding areas of Indian River County.
Serving Sebastian, Florida, and the surrounding communities of Indian River County, GreatFlorida Insurance David Getty handles disability insurance agent services for local residents. This company assists individuals in finding coverage that can replace a portion of income if an injury or illness prevents them from working. To handle a typical job, it reviews a client's employment situation and financial needs to identify suitable policy options from available carriers.
Coastal and Marine Insurance in Sebastian, FL, assists clients with both one-time disability income assessments and recurring coverage reviews to ensure policies remain aligned with changing needs. The company focuses on individual disability insurance, helping to replace a portion of income if a client becomes unable to work due to illness or injury. Policies can be tailored to various occupations, with benefit periods and waiting times explained clearly. Service runs on either a one-time consultation or a scheduled annual review basis.
Goosehead Insurance - Richard Sindone specializes in disability insurance, offering policies designed to replace a portion of income if illness or injury prevents work. Its general service work includes helping clients in Sebastian, FL, compare plan options from multiple carriers to align coverage with individual financial needs. This agency focuses on explaining policy terms clearly so individuals can make informed decisions. For local residents, it addresses concerns such as protecting household finances during the months after an unexpected medical event disrupts regular employment.
As the Atlantic hurricane season approaches, residents of Sebastian often review their financial safeguards. Amazing Health & Life Insurance offers guidance specific to disability income protection, which can be crucial after a storm-related injury or illness. Operating as a disability insurance agent, the company assists local workers in evaluating policies that replace lost earnings during recovery. Coverage options are explained through personalized consultations, emphasizing how benefits coordinate with existing employer plans. An initial assessment of your current coverage and income needs is scheduled during your first visit.
A Better Solution Insurance Services assists individuals and businesses in Sebastian, Florida, with securing financial protection against income loss from illness or injury. The agency specializes in disability insurance, helping clients customize policies to fit personal needs and professional circumstances. For those requiring coverage while working through specific medical conditions, the agency can offer tailored supplemental plans. It serves commercial sectors including professional offices, warehouses, and food service establishments.
Sebastian River Insurance serves residents of Sebastian, Florida, by helping them find disability insurance policies that protect their income during illness or injury. The agency also assists local commercial clients in securing coverage for their businesses and employees throughout the surrounding area. Their work involves explaining different policy options and guiding clients through the application process. After an initial policy is in place, the company remains available to answer questions and provide support when clients need to update or adjust their coverage between regular check-ins.
National Insurance Services of North America - Nisona is known for providing disability insurance agent services in Sebastian, Florida, assisting local residents with income protection planning. Their service range includes evaluating clients’ current coverage needs and guiding them through policy options for short-term and long-term disability benefits. They navigate the complexities of individual and group plans to help secure financial stability. A specialty service this agency can offer is assistance with the often intricate claims application process for existing policies.
What Does a a Disability Insurance Agent in Sebastian Cost?
Disability insurance agents in Florida typically earn commissions paid by the insurance company, so their services are often free to you. Policy premiums vary widely based on age, health, and coverage amount. For example, a 40-year-old might pay between $50 and $200 per month for a policy. Costs also depend on the elimination period and benefit duration. This is general information, not insurance advice.
About disability insurance agents in Sebastian
A disability insurance agent in Sebastian, Florida can help you understand your policy options and file claims. Florida law requires insurers to respond to disability claims within 30 days under Florida Statute 627.613. Local agents know the unique needs of Sebastian residents, including those in healthcare and construction.
Frequently Asked Questions
What does a disability insurance agent in Sebastian do?
An agent helps you choose a disability policy and guides you through the claim process. They can explain policy terms and assist with paperwork. They do not provide legal advice or represent you in lawsuits.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific deadline for filing a disability claim, but most policies require prompt notice. You should file as soon as possible to avoid delays. Check your policy for specific time limits.
Can a Sebastian agent help with a denied disability claim?
Yes, an agent can help you understand why your claim was denied and assist with an appeal. They can review your policy and gather supporting documents. For legal action, you may need an attorney.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs