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HomeDisability Insurance AgentsFlorida › St. Augustine

Find Disability Insurance Agents Near You in St. Augustine, FL

Browse disability insurance agents serving St. Augustine, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in St. Augustine, Florida is Leigh Insurance Agency, rated 4.9 stars across 285 reviews. Other highly rated options include Lance Atwood - State Farm Insurance Agent, Tim Huber Insurance, The Bailey Group – An NFP Company. This directory lists 23 disability insurance agents serving St. Augustine.

Showing 23 disability insurance agents in St. Augustine, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Leigh Insurance Agency1797 Old Moultrie Rd STE 111(904) 826-0799
2Lance Atwood - State Farm Insurance Agent245 Land Grant Ste 4(904) 240-4958
3Tim Huber Insurance28 Clark St(904) 824-2555
4The Bailey Group – An NFP Company1200 Plantation Island Dr S UNIT 210(904) 461-1800
5Fender Insurance Agency101 E Town Pl #225(904) 639-4333
6Britni Burkins: Allstate Insurance125 Nix Boat Yard Rd(904) 797-2660
7Ancient City Insurance2800 N 5th St #301(904) 827-1915
8Brightway Insurance, The Casey Agency108 Sea Grove Main St suite b(904) 217-7547
9Oldest City Insurance212 San Marco Ave Suite D(904) 824-7283
10Benchmark Insurance1 Spencer St(904) 829-2296
LI
1797 Old Moultrie Rd STE 111
Leigh Insurance Agency
Disability Insurance Agent · St. Augustine, FL

Leigh Insurance Agency serves the St. Augustine, Florida area as a disability insurance agent. The company assists individuals and professionals in securing coverage to replace a portion of their income if illness or injury prevents them from working. This often involves evaluating specific occupations and their physical demands to match clients with appropriate policies. The agency handles both short-term disability benefits for temporary conditions and long-term protection for extended absences from the workplace.

LA
245 Land Grant Ste 4
Lance Atwood - State Farm Insurance Agent
Disability Insurance Agent · St. Augustine, FL

Lance Atwood - State Farm Insurance Agent in St. Augustine, FL, provides disability insurance coverage to help protect income against unexpected illness or injury. The office offers policies that can replace a portion of earnings if clients are unable to work, with options for short-term and long-term plans. Services include personalized consultations to review coverage needs and assist with claims. The agent serves a range of properties, including single-family homes, apartments, retail, and restaurants.

TH
28 Clark St
Tim Huber Insurance
Disability Insurance Agent · St. Augustine, FL

Tim Huber Insurance serves local homeowners, business owners, and working professionals in St. Augustine, Florida who need income protection through disability insurance. The agency helps clients evaluate their coverage options and find policies that fit their personal or business financial needs. Acting as a disability insurance agent, the company guides individuals through the application process and explains how benefits work during a period of lost wages. Its services also extend to clients throughout the greater St. Augustine metro area, including those in nearby Palm Coast.

BG
1200 Plantation Island Dr S UNIT 210
The Bailey Group – An NFP Company
Disability Insurance Agent · St. Augustine, FL

Serving St. Augustine and surrounding communities in Northeast Florida, The Bailey Group – An NFP Company handles disability insurance for individuals and professionals. As a disability insurance agent in this area, the firm addresses the financial risks of income loss due to illness or injury. It provides options and helps applicants navigate medical and occupational underwriting requirements. To complete a typical insurance placement, it uses a consultative approach that reviews an applicant’s current coverage gaps and personal income needs against available policy features.

FI
101 E Town Pl #225
Fender Insurance Agency
Disability Insurance Agent · St. Augustine, FL

Fender Insurance Agency specializes in disability insurance coverage for residents of St. Augustine, Florida, offering policies that protect income when illness or injury prevents work. It helps clients select plans tailored to their specific occupations and financial needs. The agency also assists with policy reviews to ensure coverage remains adequate as circumstances change. Families in the area often seek its guidance during open enrollment periods or after a major life event, such as a new baby or a career transition, to secure financial stability in case of an unexpected disability.

BB
125 Nix Boat Yard Rd
Britni Burkins: Allstate Insurance
Disability Insurance Agent · St. Augustine, FL

Based in St. Augustine, Britni Burkins: Allstone Insurance provides insurance services to area residents and businesses, with a specific focus on disability insurance. These policies help protect an individual’s income if illness or injury prevents them from working. The agency can advise on options for different work environments, offering coverage plans suited for professionals in offices, mechanics in warehouses, and staff in food service operations.

AC
2800 N 5th St #301
Ancient City Insurance
Disability Insurance Agent · St. Augustine, FL

Ancient City Insurance, located in St. Augustine, FL, provides disability insurance agent services on either a one-time consultation basis for a single policy review or as a recurring relationship to adjust coverage as a client’s career and income evolve. A full range of disability coverage options is offered to protect local residents against income loss from illness or injury. Services run on a one-time, scheduled, or as-needed basis depending on the client’s preference.

BI
108 Sea Grove Main St suite b
Brightway Insurance, The Casey Agency
Disability Insurance Agent · St. Augustine, FL

Brightway Insurance, The Casey Agency serves individuals and families in St. Augustine with residential disability insurance coverage tailored to protect personal income. The agency also handles commercial disability insurance policies for local businesses, helping employers safeguard their operations. Their service area includes St. Augustine and the surrounding communities throughout St. Johns County. Representatives can meet with clients during regular appointments and remain available for follow-up guidance or policy adjustments between those scheduled visits.

OC
212 San Marco Ave Suite D
Oldest City Insurance
Disability Insurance Agent · St. Augustine, FL

Oldest City Insurance in St. Augustine, FL, is known for matching clients with disability insurance policies that replace income if illness or injury prevents work. Its service range includes guiding individuals and self-employed professionals through the complexities of short-term and long-term coverage options available in the local area. The agent evaluates each client's occupation and income needs to select appropriate protection. For those with higher earning potential, the company can add a specialty rider for future purchase of additional coverage without new medical underwriting.

BI
1 Spencer St
Benchmark Insurance
Disability Insurance Agent · St. Augustine, FL

During periods of illness or injury in the St. Augustine area, residents often need to protect their income from an unexpected interruption. Benchmark Insurance helps individuals and families in this community navigate the process of securing disability coverage that can replace lost wages. The company explains how different policy terms apply to various occupations, local healthcare professions, and the coastal service industry. By guiding clients through policy options one by one, Benchmark Insurance starts each relationship with a careful financial-needs assessment.

TB
61 Cordova St
Thompson Baker Agency, Inc.
Disability Insurance Agent · St. Augustine, FL
(904) 824-1631
thompsonbaker.com
TP
320 High Tide Dr Suite 100F
Twin Palms Insurance Group, The Ward Agency
Disability Insurance Agent · St. Augustine, FL
(904) 643-9002
twinpalms.us
HW
400 N Ponce De Leon Blvd
Herbie Wiles Insurance
Disability Insurance Agent · St. Augustine, FL
(904) 829-2201
herbiewiles.com
KI
2528 US-1 South
Knox Insurance Network
Disability Insurance Agent · St. Augustine, FL
(904) 797-2000
knoxinsnetwork.com
BH
165 Southpark Blvd C
Bates Hewett & Floyd Insurance
Disability Insurance Agent · St. Augustine, FL
(904) 794-5455
bates-hewett.com
BA
661 A1A Beach Blvd
Beck Agency
Disability Insurance Agent · St. Augustine, FL
(904) 417-7717
beckagency.org
SI
619 S Tree Garden Dr
Spice Insurance Services
Disability Insurance Agent · St. Augustine, FL
(414) 331-0508
spiceinsuranceservices.com
BI
2801 N 3rd St Unit B
Brightway Insurance, St. Augustine
Disability Insurance Agent · St. Augustine, FL
(904) 217-7496
brightway.com/agencies/FL/St-Augustine/0033
OT
700 Plantation Island Dr S Suite 104
Old Town Insurance
Disability Insurance Agent · St. Augustine, FL
(904) 429-9444
oldtowninsuranceservices.com
RI
1301 Plantation Island Dr S Unit 202A
Rohill Insurance LLC
Disability Insurance Agent · St. Augustine, FL
(904) 430-8420
MG
1 Spencer St
Middleton Group inc.
Disability Insurance Agent · St. Augustine, FL
(904) 689-8314
facebook.com/middletongroupinc
BI
2995 US-1 S
Beaver Insurance Agency
Disability Insurance Agent · St. Augustine, FL
(904) 567-3966
HI
4475 US-1 Ste 503
Hallett Insurance
Disability Insurance Agent · St. Augustine, FL
(904) 758-9914
hallettins.com/contact

What Does a a Disability Insurance Agent in St. Augustine Cost?

The cost of disability insurance in Florida varies by age health occupation and benefit amount. Typical premiums for a healthy 35 year old professional range from 1 percent to 3 percent of annual income. For a 5000 dollar monthly benefit you might pay 100 to 200 dollars per month. Higher risk occupations and longer benefit periods increase the premium. This is general information not insurance advice.

About disability insurance agents in St. Augustine

Disability insurance agents in St. Augustine Florida help individuals and business owners protect their income with private disability policies. Florida law does not require employers to provide short term or long term disability coverage so many workers seek individual plans. Agents can explain how Florida state law affects benefit claims and policy terms for local residents.

Frequently Asked Questions

What does a disability insurance agent in St. Augustine do?

A disability insurance agent helps you compare policies from different carriers and choose coverage based on your occupation and income. They explain policy features such as elimination periods and benefit durations. Agents also assist with completing applications and understanding Florida insurance regulations.

Is disability insurance required by law in Florida?

Florida does not require employers to provide disability insurance. However if you receive disability benefits through a group plan at work those benefits may be subject to Florida contract law. Individual disability policies are optional but can provide income protection if you become unable to work.

How does Florida law affect disability insurance claims?

Florida insurance law requires insurers to handle claims in good faith. If a claim is denied you may have rights under the Florida Insurance Code. Policyholders should review the statute of limitations for filing a lawsuit which is typically five years from the date of denial.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.