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Find Disability Insurance Agents in St Cloud, FL

Browse disability insurance agents serving St Cloud, Florida. Contact information and addresses listed below.

15 agents listed
Updated May 2026
St Cloud, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 disability insurance agents in St Cloud, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Client Care Insurance
2001 Hickory Tree Rd, St Cloud, FL 34772
(407) 574-5599 clientcareinsurance.com
Dolly Clements Garcia - State Farm Insurance Agent
1101 New York Ave, St Cloud, FL 34769
(407) 556-3203 dollyclements.com
Ford Insurance
113 E 13th St, St Cloud, FL 34769
(407) 847-5892 fordinsfl.com
Amsley Insurance Services
1617 13th St, St Cloud, FL 34769
(407) 892-9645 amsleyinsurance.com
Advantage Insurance Advisors - St. Cloud
910 13th St, St Cloud, FL 34769
(321) 945-8153 helpmeaia.com
Barakat Insurance Agency
2722 13th St, St Cloud, FL 34769
(407) 705-3877 barakatinsurance.com
Central Care Insurance
3415 Perching Rd, St Cloud, FL 34772
(833) 339-6434 centralcareinsurance.com
Ashton Insurance Agency LLC
123 E 13th St, St Cloud, FL 34769
(407) 498-4477 theashtoninsuranceagency.com
Wlendys Lastreto Insurance Agent
2657 Starry Pt, St Cloud, FL 34769
(407) 225-1870 wlendyslastretorealtor.com
Horizonte Group
139 E 13th St, St Cloud, FL 34769
(888) 488-2550 horizontegroup.us
Newman Debra
1102 New York Ave, St Cloud, FL 34769
(407) 892-6300
Health Insurance St. Cloud
1900 Fawn Meadow Cir, St Cloud, FL 34772
(863) 349-3669 healthcare.gov
Auto Insurance Barato St. Cloud
4589 13th St, St Cloud, FL 34769
(407) 743-2340 insurancebarato.com
Independent Consultants of Central Florida, LLC
3730 Marietta Way, St Cloud, FL 34772
(267) 269-8985
Toro Taxes Insurance
129 E 13th St, St Cloud, FL 34769
(786) 780-7015

Disability insurance agents in St Cloud Florida help residents secure income protection for illness or injury. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Working with a local agent can help you navigate Florida insurance regulations and choose a policy that fits your needs.

What Does a Disability Insurance Agent in St Cloud Cost?

Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40 year old earning 50000 per year, a policy might cost between 500 and 1500 annually. Costs depend on age, health, occupation, benefit amount, and waiting period. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in St Cloud do?
A disability insurance agent helps you find and apply for policies that replace part of your income if you cannot work. They explain policy terms, exclusions, and benefit periods. They do not provide legal advice or handle claim disputes.
Are there Florida laws that affect disability insurance policies?
Yes. Florida Statute 627.667 requires that disability policies include a 30 day free look period. Florida also has a 2 year contestability period for misstatements on applications. Agents must follow these rules when selling policies.