The top-rated disability insurance agent in Sunrise, Florida is Assurean, LLC, rated 4.9 stars across 520 reviews. Other highly rated options include Advantage Plus Insurance Agency, IGLESIA INSURANCE, Shenandoah Insurance Agency. This directory lists 18 disability insurance agents serving Sunrise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Assurean, LLC | 1401 NW 136th Ave Suite 401 | (855) 224-2482 |
| 2 | Advantage Plus Insurance Agency | 7754 NW 44th St | (954) 289-4020 |
| 3 | IGLESIA INSURANCE | 1671 NW 144th Terrace STE 107 | (954) 906-1300 |
| 4 | Shenandoah Insurance Agency | 719 Shotgun Rd | (954) 473-8405 |
| 5 | Brightway Insurance, The Ryan Collins Agency | 1361 Sawgrass Corporate Pkwy #200 | (954) 743-5960 |
| 6 | ACE INSURANCE II LLC (SUNRISE) | 10001 W Oakland Park Blvd Ste. 303 | (954) 318-4444 |
| 7 | Florida Blue Center - Fort Lauderdale | 1970 Sawgrass Mills Cir | (954) 512-1650 |
| 8 | Synergy Insurance Group | 1000 Sawgrass Corporate Pkwy Suite 450 | (954) 742-7244 |
| 9 | Robin Lewis Insurance | 13713 W Sunrise Blvd Suite 207 | (954) 436-5454 |
| 10 | Estrella Insurance | 1560 Sawgrass Corporate Pkwy Suite 453 | (754) 216-3900 |
Assurean, LLC serves the greater Sunrise, Florida metro area as a disability insurance agent. The company assists individuals in evaluating their income protection needs and navigating the various policy options available through both employer-sponsored plans and private insurers. They help clients understand policy terms, including elimination periods and benefit durations, to secure tailored financial safeguards. Specific services include short-term and long-term disability insurance solutions for local professionals and business owners.
Advantage Plus Insurance Agency offers a full range of disability insurance services designed to protect income in the event of an illness or injury. The agency provides tailored policy options that help individuals and business owners secure financial stability through both short-term and long-term coverage solutions. It focuses on educating clients about benefit structures and policy riders to ensure appropriate income protection. The agency services a broad client base, including professionals, self-employed individuals, and small business owners, as well as properties such as single-family homes, apartments, retail locations, and restaurants.
Iglesia Insurance serves homeowners, businesses, and property managers in Sunrise, Florida, seeking protection against income loss due to disability. The agency specializes in connecting clients with disability insurance agent services that provide financial security when injury or illness prevents work. Policies offered can help replace a portion of lost wages for policyholders in the local area. Each plan is tailored to an individual’s occupation and income needs. Iglesia Insurance also extends its coverage assistance to residents and businesses in Weston.
Serving Sunrise, Florida, and the surrounding Broward County communities, Shenandoah Insurance Agency handles disability insurance policies designed to replace a portion of lost income when a client becomes unable to work due to illness or injury. It manages both short-term and long-term coverage options, typically focusing on protecting one’s earning potential through a careful review of existing employer benefits and personal financial obligations to determine suitable policy features.
Brightway Insurance, The Ryan Collins Agency in Sunrise, FL distinguishes between one-time consultations for immediate policy needs and ongoing service options for clients who prefer regular coverage reviews and adjustments. Their disability insurance agents help local professionals secure income protection if illness or injury prevents work. Each plan is tailored to the individual’s occupation, income level, and lifestyle. Service runs on a one-time, scheduled, or as-needed basis, depending on how frequently the client wishes to revisit their policy details.
As the local climate shifts and personal circumstances change, many residents near Sunrise find themselves considering how a sudden illness or accident might affect their income. ACE INSURANCE II LLC (SUNRISE) offers focused disability insurance agent services to address this common need. Their work involves explaining how these policies can replace a portion of earnings during recovery. Before any specific plan is chosen, they begin with a thorough review of the client's current employment situation and financial obligations. The initial-assessment step involves a detailed conversation to evaluate individual coverage requirements.
Florida Blue Center - Fort Lauderdale provides specialized disability insurance agent services to clients in Sunrise, Florida, helping individuals secure income protection policies. The company assists with evaluating coverage options that support financial stability if an injury or illness prevents work. It guides clients through policy selection, focusing on terms that fit personal budgets and occupational risks. As seasonal weather changes in South Florida increase physical demands on certain jobs, the agent also helps workers address potential coverage gaps related to hurricane recovery efforts and related health complications.
Synergy Insurance Group helps residents in Sunrise, Florida, secure disability coverage designed to protect personal income and financial stability. The agency also assists local businesses in obtaining commercial disability policies for their employees or key partners, with service extending throughout the greater Sunrise area. An agent evaluates individual risk profiles and recommends appropriate private plans to supplement any employer-sponsored or government benefits available. After an initial policy is issued, the agent remains available between regular visits to address changes in circumstances or to review options for enhanced coverage.
Robin Lewis Insurance in Sunrise, Florida, assists clients with the complexities of disability coverage, providing income protection plans tailored to individual occupational needs and risk profiles. The agency focuses on helping professionals secure benefits in case of illness or injury, supplementing standard employer policies. Businesses receive guidance on qualifying events and filing procedures to maintain financial stability. The agency serves a range of commercial sectors, including corporate offices, warehouse distribution centers, and food service establishments throughout the Sunrise area.
What Does a a Disability Insurance Agent in Sunrise Cost?
Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40-year-old non-smoker in Sunrise, a policy covering 60% of income may cost $50 to $200 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Sunrise
Disability insurance agents in Sunrise, Florida help individuals and business owners protect their income. Florida law requires agents to be licensed by the state and follow specific regulations for policy sales and claims. Working with a local agent can make it easier to understand Florida-specific disability rules and deadlines.
Frequently Asked Questions
What does a disability insurance agent in Sunrise do?
A disability insurance agent helps you find and apply for disability income protection policies. They explain policy terms, compare options from different carriers, and assist with claims. In Florida, agents must hold a valid 2-15 or 2-14 license.
How long do I have to file a disability claim in Florida?
Florida does not set a universal deadline for private disability claims. However most policies require you to notify the insurer within 30 days of becoming disabled. You must submit proof of loss within 90 days. Check your specific policy for exact time limits.
Do I need a disability insurance agent if I have group coverage through work?
Group disability coverage through an employer may not replace all your income. A Sunrise agent can help you evaluate gaps and purchase an individual policy. Florida law allows you to buy private disability insurance even if you have group coverage.
Disability Insurance Agents in Other Florida Cities
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