The top-rated disability insurance agent in West Palm Beach, Florida is Insurance Express Reviews, rated 4.7 stars across 1,380 reviews. Other highly rated options include David Dunham Insurance, Top Coverage Insurance West Palm Beach, Jacobs/Straub Squad Insurance. This directory lists 18 disability insurance agents serving West Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Reviews | 2005 Vista Pkwy Suite 200 | (800) 268-9137 |
| 2 | David Dunham Insurance | 580 Village Blvd #300 | (561) 694-0185 |
| 3 | Top Coverage Insurance West Palm Beach | 1941 S Military Trl #6E-F | (305) 690-1849 |
| 4 | Jacobs/Straub Squad Insurance | 2328 S Congress Ave #2A | (561) 967-8400 |
| 5 | CRS Benefit Consultants | 5646 Corporate Way | (561) 616-1068 |
| 6 | GreatFlorida Insurance: Brian Lariviere | 2753 Vista Pkwy j12 | (561) 697-9222 |
| 7 | Brockett Financial Services LLC | 2240 Palm Beach Lakes Blvd | (561) 543-0820 |
| 8 | Sardina Insurance | 2535 Forest Hill Blvd | (561) 439-0668 |
| 9 | South Florida Medicare Specialists | 2247 Palm Beach Lakes Blvd Suite 106 B | (561) 339-0366 |
| 10 | Massey Clark Fischer Inc | 400 Executive Center Dr STE 205 | (561) 478-1660 |
Insurance Express Reviews serves the West Palm Beach area and the surrounding Palm Beach County as a disability insurance agent. The firm helps local professionals and independent workers identify appropriate income protection coverage to guard against financial loss from injury or illness. Agents work directly with clients to compare available policies, evaluate individual occupational needs, and manage the application process. Specific services handled in this region include short-term disability insurance for income replacement and long-term disability insurance plans for extended coverage.
David Dunham Insurance assists clients in West Palm Beach, Florida, with securing disability insurance coverage to protect their income. The agency guides individuals through policy selection and helps them understand terms and elimination periods. Ongoing support includes policy reviews and assistance with filing claims when necessary. By evaluating each client’s occupation and financial situation, the agent identifies appropriate coverage options. These services are offered to professionals in various settings, including single-family homes, apartments, retail establishments, and restaurants.
Top Coverage Insurance West Palm Beach serves individuals and local business owners who need income protection in the event of illness or injury. The agency helps clients navigate disability insurance options, ensuring policies align with their financial obligations and lifestyle needs. It assists with applications, policy comparisons, and coverage adjustments as circumstances change. Residents and employers in West Palm Beach can consult this agent for personalized guidance on securing disability benefits. The agency also extends its services to nearby Wellington and Palm Beach Gardens.
Jacobs/Straub Squad Insurance serves clients in West Palm Beach, Florida, and the surrounding communities of Palm Beach County. It handles disability insurance policies designed to replace a portion of an individual’s income if they become unable to work due to injury or illness. The agency evaluates each client’s occupation, income level, and financial obligations to recommend appropriate coverage options. It then completes the application process and coordinates directly with carriers to secure a suitable policy for the client’s specific situation.
CRS Benefit Consultants in West Palm Beach, Florida, assists clients in understanding the difference between one-time policy evaluations and recurring service options that adapt to changing needs. As a disability insurance agent, the firm helps individuals and local businesses secure coverage designed to protect income if injury or illness prevents work. Their service operates on an as-needed basis, allowing clients to request guidance, policy reviews, or adjustments only when specific situations arise.
GreatFlorida Insurance Brian Lariviere works with individuals to secure disability income protection for periods when illness or injury prevents regular employment. This West Palm Beach agency specifically focuses on crafting coverage that helps replace lost wages during recovery. Policies address both short-term and long-term needs, ensuring financial stability while clients focus on healing. Such protection serves professionals across various commercial sectors, including offices requiring employee benefits, warehouses safeguarding their workforce, and food service operations supporting essential staff.
Brockett Financial Services LLC specializes in providing disability insurance solutions for individuals and businesses in West Palm Beach. It assists clients in selecting policies that replace income if an injury or illness prevents them from working, offering guidance on coverage options for different professions and personal circumstances. The agent works with residents and local employers to assess financial risks and secure appropriate protection. The company helps clients navigate application processes before surgeries or major life transitions such as a career change.
With the peak of Florida's hurricane season bringing increased risk of injury or illness, many residents in West Palm Beach seek dependable income protection. Sardina Insurance guides individuals through the process of selecting disability coverage that aligns with their employment and financial situation. Clients receive straightforward explanations of policy terms, benefit periods, and waiting periods during an initial consultation. This meeting allows the agent to review current coverage gaps and personal health concerns before recommending suitable policy options. To begin, a prospective client schedules a no-obligation interview to discuss specific protection needs.
South Florida Medicare Specialists assists individuals and families in evaluating their disability insurance options from West Palm Beach, Florida. The agency helps clients understand how these policies can replace income during an illness or injury that prevents work. Its specialty add-ons include analyzing riders for future purchase options and own-occupation definitions. The firm serves commercial sectors such as corporate offices, warehouses, and food service establishments needing customized coverage for their employees.
With residential clients in West Palm Beach, Massey Clark Fischer Inc serves disability insurance needs for homeowners seeking income protection. Commercial coverage is also available for local businesses requiring employee disability plans throughout the area. Each policy is tailored to safeguard earnings against unexpected illness or injury. The firm provides ongoing support between regular visits, including annual policy reviews and prompt claim assistance to ensure long-term suitability of coverage.
What Does a a Disability Insurance Agent in West Palm Beach Cost?
Disability insurance agent services are typically paid through commissions from the insurance carrier, not directly by the client. Premiums for individual disability policies in Florida range from 1% to 3% of your annual income per year. For a 50 year old earning 100,000 dollars, a policy may cost 1,500 to 3,000 dollars annually. Costs vary by occupation, health, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in West Palm Beach
Disability insurance agents in West Palm Beach help individuals and businesses secure income protection policies. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents understand the unique needs of residents in Palm Beach County, including coverage for high-risk occupations common in the area.
Frequently Asked Questions
What does a disability insurance agent in West Palm Beach do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your income and occupation. They guide you through the application process and can assist with policy changes. Agents do not provide legal advice but can explain policy terms and Florida insurance regulations.
How do I choose a disability insurance agent in Florida?
Look for an agent licensed in Florida with experience in disability coverage. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of Florida specific laws such as the 60 day time limit for filing a claim under most policies.
Are there Florida laws that affect disability insurance claims?
Yes. Florida Statute 627.667 requires that disability policies include a provision for a 60 day proof of loss period. Florida also has a 5 year statute of limitations for breach of contract actions on insurance policies. An agent can explain how these rules apply to your policy.
Disability Insurance Agents in Other Florida Cities
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