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HomeDisability Insurance AgentsFlorida › Winter Haven

Find Disability Insurance Agents Near You in Winter Haven, FL

Browse disability insurance agents serving Winter Haven, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Barfield Insurance & Financial Services Inc., Total Care Consultants Llc. This directory lists 21 disability insurance agents serving Winter Haven.

Showing 21 disability insurance agents in Winter Haven, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Semans - State Farm Insurance Agent639 1st St S(863) 299-1274
2Team Barfield - Barfield Insurance141 5th St NW #302(863) 662-3134
3Barfield Insurance & Financial Services Inc.110 Spirit Lake Rd Unit 5(863) 293-5400
4Total Care Consultants Llc1503 Havendale Blvd NW(863) 268-2972
5GreatFlorida Insurance: Brock Schnabel5658 Cypress Gardens Blvd(863) 594-2600
6Dan Mann - State Farm Insurance Agent6380 Cypress Gardens Blvd(863) 318-8881
7AmeriLife of Polk County, LLC6322 Cypress Gardens Blvd(863) 291-4111
8Lacy McClintock - State Farm Insurance Agent600 3rd St SW(863) 294-3580
9Garland Insurance fka Victory Insurance116 W Central Ave(863) 683-9334
10J&KC Life Insurance Agency1750 Havendale Blvd NW STE 1(863) 368-5964
RS
639 1st St S
Rob Semans - State Farm Insurance Agent
Disability Insurance Agent · Winter Haven, FL

Rob Semans - State Farm Insurance Agent serves the Winter Haven, Florida, metro area as a disability insurance agent. This agency assists local residents and small business owners with protection against income loss due to injury or illness, focusing on policies that replace a portion of lost earnings. It guides clients through selecting short-term and long-term disability coverage that fits individual financial situations. The agency also handles consultations for employer-sponsored group disability plans for Winter Haven businesses.

TB
141 5th St NW #302
Team Barfield - Barfield Insurance
Disability Insurance Agent · Winter Haven, FL

Team Barfield - Barfield Insurance provides disability insurance agent services to clients throughout the Winter Haven, FL area, helping individuals protect their income through customized disability coverage solutions. The agency offers ongoing service, assisting with policy reviews and claims management to ensure plans remain aligned with changing needs. They work with a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

BI
110 Spirit Lake Rd Unit 5
Barfield Insurance & Financial Services Inc.
Disability Insurance Agent · Winter Haven, FL

Serving homeowners, small business owners, and self-employed individuals in Winter Haven, Florida, Barfield Insurance & Financial Services Inc. provides disability insurance agent services. The agency assists clients in securing income protection for illnesses or injuries that prevent work. This coverage helps replace lost earnings during recovery periods. The company also works with families seeking long-term disability policies tailored to their budgets. Its service area extends to neighboring communities within the Lakeland–Winter Haven metropolitan region, including Auburndale and Lake Wales.

TC
1503 Havendale Blvd NW
Total Care Consultants Llc
Disability Insurance Agent · Winter Haven, FL

Total Care Consultants Llc serves Winter Haven, Florida, and the surrounding communities of Polk County, handling disability insurance agent services. It assists individuals and families with obtaining coverage that replaces income if an injury or illness prevents work. The company also helps clients understand policy options for short-term and long-term disability protection. To complete a typical case, it reviews a client’s occupation, income, and health history, then matches them with a plan from a major insurer.

GI
5658 Cypress Gardens Blvd
GreatFlorida Insurance: Brock Schnabel
Disability Insurance Agent · Winter Haven, FL

GreatFlorida Insurance: Brock Schnabel offers disability insurance on either a one-time or recurring payment basis, helping individuals select coverage designed to replace a portion of income if they become unable to work due to illness or injury. As a local agent in Winter Haven, the agency works with clients to understand policy options suited to their occupation. Service is provided on a scheduled consultation basis, with meetings arranged as needed.

DM
6380 Cypress Gardens Blvd
Dan Mann - State Farm Insurance Agent
Disability Insurance Agent · Winter Haven, FL

Dan Mann - State Farm Insurance Agent in Winter Haven, FL offers disability insurance services, guiding clients through income protection options for illness or injury. It provides personalized assessments to match coverage with individual employment needs and financial obligations. The agency also works on general insurance policies, including auto, home, and life, to build comprehensive personal risk management. As tax season or a job change approaches, this agent can assist on updating disability plans to reflect new income requirements and lifestyle shifts.

AP
6322 Cypress Gardens Blvd
AmeriLife of Polk County, LLC
Disability Insurance Agent · Winter Haven, FL

As seasonal visitors increase their activity in Winter Haven, a sudden injury or illness can disrupt personal finances and lifestyle. AmeriLife of Polk County, LLC assists residents and seasonal workers in understanding how disability insurance replaces lost income during recovery from such unexpected events. The agency reviews individual employment situations and physical demands to identify appropriate coverage options. An initial consultation with this business includes a thorough evaluation of current earnings and accessibility to employer-provided benefits to determine the next step.

LM
600 3rd St SW
Lacy McClintock - State Farm Insurance Agent
Disability Insurance Agent · Winter Haven, FL

Lacy McClintock - State Farm Insurance Agent in Winter Haven, FL, provides general insurance services to local residents and businesses. As a disability insurance agent, it specializes in policies that replace lost income if illness or injury prevents work. These plans help policyholders manage essential expenses during recovery. The agency assists clients in selecting appropriate coverage based on individual needs and employment situations. It serves commercial clients across diverse sectors, including offices, warehouses, and food service.

GI
116 W Central Ave
Garland Insurance fka Victory Insurance
Disability Insurance Agent · Winter Haven, FL

Garland Insurance, formerly Victory Insurance, serves residential clients in and around Winter Haven with personalized disability insurance solutions to protect individual income. Commercial coverage is also available, addressing the distinct needs of local businesses and their key personnel. The agency’s service area extends throughout Winter Haven and nearby communities within Polk County. Between client visits, the team coordinates follow-up communications to address any questions or policy adjustments, ensuring continuity of service and ongoing eligibility management during a claim or life change.

JL
1750 Havendale Blvd NW STE 1
J&KC Life Insurance Agency
Disability Insurance Agent · Winter Haven, FL

J&KC Life Insurance Agency in Winter Haven, FL is known for helping clients understand and secure disability insurance coverage that fits their needs. The firm assists individuals in finding policies designed to replace a portion of income if illness or injury prevents them from working. Its service range includes evaluations of short-term and long-term disability options available in the local area. The agency can also run specialized scenarios to calculate maximum monthly benefit amounts for high-earning professionals.

SI
3395 Cypress Gardens Rd
Sealy Insurance
Disability Insurance Agent · Winter Haven, FL
(863) 324-3100
WI
Please call for an appointment, 2422 Wildwood Ct
Whigham Insurance
Disability Insurance Agent · Winter Haven, FL
(863) 521-7605
planenroll.com
SI
400 Ave C NE
Swift Insurance Agency FL
Disability Insurance Agent · Winter Haven, FL
(863) 546-8440
CM
205 Ave G SW
Carroll-Marshall Insurance, Inc.
Disability Insurance Agent · Winter Haven, FL
(863) 293-1111
cminsure.com
DI
190 Avenue A NW
Dershimer Insurance Agency
Disability Insurance Agent · Winter Haven, FL
(863) 299-8330
dershimerinsurance.com
EB
1330 Havendale Blvd NW
Ewing Blackwelder & Duce Insurance
Disability Insurance Agent · Winter Haven, FL
(863) 293-2838
ebdins.com
BI
150 3rd St SW Suite 203
Brightway Insurance, The Bailey and Associates Agency
Disability Insurance Agent · Winter Haven, FL
(863) 614-1300
brightwaybaileyandassociates.com
HI
2014 Wentworth Pl
Health Insurance For You
Disability Insurance Agent · Winter Haven, FL
(407) 614-1725
healthinsforyou.com
CI
1101 6th St NW A
CROSSROADS INSURANCE AGENCY LLC
Disability Insurance Agent · Winter Haven, FL
(863) 656-1261
HI
100 Homewood Dr
HealthMarkets Insurance - Vernon Douglas
Disability Insurance Agent · Winter Haven, FL
(863) 412-1947
healthmarkets.com/local-health-insurance-agent/vdouglas
AP
6322 Cypress Gardens Blvd
AmeriLife of Polk County- Trey Huckle
Disability Insurance Agent · Winter Haven, FL
(863) 337-9376
alagent.net/+raymondhuckle

What Does a a Disability Insurance Agent in Winter Haven Cost?

The cost of disability insurance in Florida varies by age, health, occupation, and coverage amount. Typical monthly premiums range from 1% to 3% of your annual income. For example, a 40-year-old earning 50000 dollars per year might pay 50 to 125 dollars per month. Costs also depend on waiting periods and benefit terms. This is general information, not insurance advice.

About disability insurance agents in Winter Haven

Disability insurance agents in Winter Haven, Florida help individuals and business owners protect their income. Agents guide clients through policy options and claims processes under Florida insurance regulations. Local agents are familiar with the specific needs of workers in Polk County and the surrounding area.

Frequently Asked Questions

What does a disability insurance agent in Winter Haven do?

A disability insurance agent helps you find a policy that fits your needs. They explain coverage options, policy terms, and exclusions. They also assist with filing claims and understanding Florida insurance laws.

Do Florida laws affect disability insurance policies?

Yes. Florida insurance law requires agents to be licensed and follow specific disclosure rules. Policies must comply with Florida Statutes Chapter 627. Agents can explain how state laws impact your coverage and claim rights.

How long does it take to get a disability insurance policy in Florida?

The application process usually takes 2 to 6 weeks. It depends on your health history and the insurer's underwriting. An agent can help speed up the process by gathering required documents.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.