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HomeDisability Insurance AgentsFlorida › Winter Springs

Find Disability Insurance Agents Near You in Winter Springs, FL

Browse disability insurance agents serving Winter Springs, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Winter Springs, Florida is Josh Dike - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Pontell Insurance Group, Jeremy Jones - State Farm Insurance Agent, Visitor Insurance Services of America (VISOA®). This directory lists 14 disability insurance agents serving Winter Springs.

Showing 14 disability insurance agents in Winter Springs, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Josh Dike - State Farm Insurance Agent680 E State Rd 434(407) 890-9488
2Pontell Insurance Group1331 Sundial Point(407) 696-1333
3Jeremy Jones - State Farm Insurance Agent1049 Willa Springs Dr # 1031(407) 699-1531
4Visitor Insurance Services of America (VISOA®)1073 Willa Springs Dr STE 1009(407) 669-6400
5Sunny Insurance Agency LLC3625 FL-419 Ste 290(407) 274-9674
6Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann1073 Willa Springs Dr STE 2041(407) 955-4460
7We Insure Winter Springs - Josh Hinkle890 Northern Way #2(321) 422-3255
8TNT Insurance Agency LLC1065 E State Rd 434(386) 310-1660
9Eric Camp126 W State Rd 434(407) 544-4363
10Camp Insurance Llc126 W State Rd 434(407) 544-4363
JD
680 E State Rd 434
Josh Dike - State Farm Insurance Agent
Disability Insurance Agent · Winter Springs, FL

Josh Dike - State Farm Insurance Agent serves Winter Springs and all of Seminole County, offering disability insurance protection for local residents and business owners. As a local disability insurance agent, the agency helps clients understand the financial implications of an unexpected illness or injury that prevents them from working. The team explores policy options designed to replace a portion of lost income during recovery periods. The agency assists with both short-term disability plans for immediate coverage needs and long-term disability policies for sustained income replacement.

PI
1331 Sundial Point
Pontell Insurance Group
Disability Insurance Agent · Winter Springs, FL

Pontell Insurance Group serves clients in the Winter Springs, Florida area by offering a full range of disability insurance agent services, including policy comparisons, application assistance, and plan evaluation support. The company helps individuals and business owners assess their coverage needs and navigate ongoing policy maintenance to ensure continued protection. Typical services extend to clients residing in single-family homes, apartments, retail spaces, and restaurants throughout the local community.

JJ
1049 Willa Springs Dr # 1031
Jeremy Jones - State Farm Insurance Agent
Disability Insurance Agent · Winter Springs, FL

Homeowners, renters, and small business owners in Winter Springs can secure disability insurance protection through Jeremy Jones - State Farm Insurance Agent. This agency helps individuals replace lost income if illness or injury prevents them from working, offering coverage tailored to local professionals and families. Policies address short-term and long-term disability needs, with guidance on choosing appropriate benefit periods and elimination periods. The office also serves clients in Oviedo, assisting residents throughout Seminole County with their disability income insurance requirements.

VI
1073 Willa Springs Dr STE 1009
Visitor Insurance Services of America (VISOA®)
Disability Insurance Agent · Winter Springs, FL

Based in Winter Springs, Florida, Visitor Insurance Services of America (VISOA®) serves clients in the greater Orlando area and surrounding Central Florida communities. The company handles disability insurance, which provides income replacement when a policyholder cannot work due to illness or injury. To manage a typical disability application, it first assesses the client’s occupation and income to determine appropriate coverage levels, then compares benefit periods and elimination periods from multiple carriers to secure the most suitable policy.

SI
3625 FL-419 Ste 290
Sunny Insurance Agency LLC
Disability Insurance Agent · Winter Springs, FL

Sunny Insurance Agency LLC in Winter Springs, FL offers both one-time consultations for immediate disability coverage needs and recurring policy review services for long-term financial protection. The agency helps clients navigate individual disability insurance options, which replace a portion of income if an illness or injury prevents work. Policy types include short-term and long-term plans, each with different benefit periods and elimination periods. This service operates on an as-needed basis, with clients scheduling appointments when evaluating new coverage or updating existing policies.

GI
1073 Willa Springs Dr STE 2041
Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann
Disability Insurance Agent · Winter Springs, FL

Goosehead Insurance, represented by Juan Rodriguez Flores and Peter Lengemann, focuses exclusively on disability insurance solutions for Winter Springs residents. The agency assists clients in evaluating individual and group policies that provide income protection during illness or injury. It guides local professionals through the complexities of short-term and long-term disability coverage options. This work becomes especially important during flu season or after an unexpected workplace accident that temporarily prevents an individual from performing their regular job duties.

WI
890 Northern Way #2
We Insure Winter Springs - Josh Hinkle
Disability Insurance Agent · Winter Springs, FL

As the weather warms in Winter Springs, many residents focus on outdoor activities, prompting a closer look at how an unexpected injury could affect their income. We Insure Winter Springs - Josh Hinkle helps local professionals find disability insurance coverage to protect their earnings during recovery. The agency explains policy definitions, benefit periods, and elimination periods, tailoring plans to individual occupations. A client’s first appointment begins with a review of current earnings and personal financial goals to identify suitable coverage amounts.

TI
1065 E State Rd 434
TNT Insurance Agency LLC
Disability Insurance Agent · Winter Springs, FL

TNT Insurance Agency LLC serves as a local disability insurance agent for residential clients in Winter Springs, Florida. They also offer disability coverage options for commercial accounts and extend their service throughout the surrounding Central Florida area. As an agency focused on financial protection, they work with individuals and businesses to understand the specific risks of income loss due to injury or illness. The company provides follow-up support between regular visits to help clients adjust their policies as life changes occur.

EC
126 W State Rd 434
Eric Camp
Disability Insurance Agent · Winter Springs, FL

Eric Camp operates as a disability insurance agent in Winter Springs, Florida, helping individuals protect their income against illness or injury. The practice focuses on crafting customized policies that address specific coverage gaps missed by standard employer plans or government programs. Services extend to evaluating existing benefits and calculating appropriate benefit amounts for clients. This agent can serve a variety of commercial sectors through tailored insurance solutions, including offices, warehouses, and food service operations.

CI
126 W State Rd 434
Camp Insurance Llc
Disability Insurance Agent · Winter Springs, FL

Camp Insurance Llc in Winter Springs, FL, is a local agency known for helping individuals and families secure disability insurance coverage to protect their income if illness or injury prevents them from working. The firm serves clients throughout the surrounding area, guiding them through plan options, policy features, and application procedures. They work with various carriers to find suitable protection levels for different occupations and budgets. In addition to core disability policies, this agency can assist with adding a residual or partial disability rider for those seeking more flexible benefits.

SP
506 E State Rd 434
Soper Perez & Associates, Inc.
Disability Insurance Agent · Winter Springs, FL
(407) 327-2550
soperperez.com
TC
200 FL-434
True Care Insurance Agency
Disability Insurance Agent · Winter Springs, FL
(321) 209-6082
EI
1073 Willa Springs Dr #2009
Edison Insurance Services
Disability Insurance Agent · Winter Springs, FL
(407) 359-0640
edisoninsuranceservices.com
BI
156 Tuskawilla Rd Suite 2326
Bennett Insurance & Employee Benefits
Disability Insurance Agent · Winter Springs, FL
(407) 236-9739
bennettinsuranceservices.com

What Does a a Disability Insurance Agent in Winter Springs Cost?

The cost of disability insurance in Florida varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old office worker, a policy covering 60% of income might cost $50 to $150 per month. Higher risk occupations or pre-existing conditions can increase rates. This is general information, not insurance advice.

About disability insurance agents in Winter Springs

Disability insurance agents in Winter Springs, Florida help residents and business owners secure income protection policies. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents understand the specific needs of Central Florida workers, from healthcare professionals to construction trades.

Frequently Asked Questions

What does a disability insurance agent in Winter Springs do?

A disability insurance agent helps you find a policy that replaces a portion of your income if you become unable to work. They explain policy terms, compare carriers, and assist with the application process. In Florida, agents must follow state regulations regarding policy disclosures and suitability.

How long does it take to get a disability insurance policy in Florida?

The underwriting process for a disability insurance policy in Florida typically takes 2 to 8 weeks. The timeline depends on your health history, the policy amount, and the insurance carrier. Florida law does not set a specific time limit for policy issuance.

Are disability insurance benefits taxable in Florida?

If you pay the premiums with after-tax dollars, your disability benefits are generally tax-free. If your employer pays the premiums, the benefits are usually taxable as income. Florida has no state income tax, so you do not owe state tax on disability benefits.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.