The top-rated disability insurance agent in Lanham, Maryland is Esther Smith - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include James Allen - State Farm Insurance Agent, Tianya Edgerton - State Farm Insurance Agent, Rich Tusing - State Farm Insurance Agent. This directory lists 14 disability insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 2 | James Allen - State Farm Insurance Agent | 10104 Senate Dr Ste 270 | (301) 306-2000 |
| 3 | Tianya Edgerton - State Farm Insurance Agent | 4601 Presidents Dr #365 | (240) 667-7435 |
| 4 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 5 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 6 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
| 7 | State Insurance Agency | 9310 Lanham Severn Rd | (240) 791-7167 |
| 8 | Freedom Service Group,LLC | 5001 Forbes Blvd Unit H32 | (301) 272-1992 |
| 9 | Stewart Financial Services | 7375 Executive Pl # 300 | (301) 794-4290 |
| 10 | Nationwide Insurance: Timothy E Halkos | 9512 Lanham Severn Rd | (301) 459-4478 |
Esther Smith - State Farm Insurance Agent serves the Lanham, MD metro area and surrounding Prince George's County communities. The agency provides comprehensive disability insurance solutions designed to help protect an individual’s income in the event of an illness or injury that prevents them from working. Policies are tailored to meet a client’s specific financial situation and coverage needs. The office handles short-term and long-term disability insurance plans.
James Allen, operating as a State Farm Insurance Agent in Lanham, MD, provides a full range of disability insurance services for local residents and business owners. The agency offers personalized consultations to help clients understand disability coverage options and selects appropriate plans to protect income. Ongoing policy reviews are conducted to ensure coverage remains suitable as circumstances change. The agent services a variety of properties including single-family homes, apartments, retail spaces, and restaurants in the Lanham area.
Serving homeowners, businesses, and property managers in Lanham, Maryland, Tianya Edgerton - State Farm Insurance Agent provides disability insurance coverage to protect clients' income against unexpected illness or injury. The agency helps individuals and local enterprises understand policy options that secure financial stability during periods of inability to work. Its work focuses on evaluating specific risk factors for residents and commercial operators throughout the area. The agent also covers neighboring parts of Prince George's County and the greater Washington, D.C. metro region.
Rich Tusing - State Farm Insurance Agent serves the Lanham, Maryland area and surrounding communities, handling disability insurance for local residents and workers. The agency helps clients understand how disability coverage can replace a portion of income during an illness or injury. It focuses on matching policy options to individual employment situations and financial needs. To handle a typical job, the agent begins by reviewing a client’s occupation and current coverage, then explains plan choices and assists with the application process.
As a disability insurance agent in Lanham, MD, B&M Insurance Group specializes in helping clients secure income protection policies. It generally assists individuals with evaluating their coverage needs, navigating policy details, and filing claims for short-term or long-term disability benefits. The agency works with local professionals concerned about lost wages due to illness or injury. As open enrollment periods or policy renewal dates approach, B&M Insurance Group helps clients reassess their existing plans to ensure sufficient coverage ahead of those critical deadlines.
At Dmv Insurance Agency, Inc. in Lanham, MD, clients choose between one-time consultations or recurring service agreements when securing disability coverage. The agency helps evaluate policies that replace part of a worker’s income if illness or injury prevents employment. Standard services include reviewing existing plans, comparing options from multiple carriers, and filing claims paperwork. Brokers here guide self-employed individuals and small businesses through plan selection tailored to monthly expenses. Service runs on an as-needed basis, with clients scheduling contact only when policy reviews or claims assistance is required.
As open enrollment season approaches in the Lanham area, many residents seek to secure income protection against unexpected medical leave. State Insurance Agency addresses this need by guiding clients through long-term and short-term disability insurance policies. The agency helps individuals and small businesses evaluate their coverage options, focusing on replacing a portion of lost wages due to illness or injury. Each consultation begins with a thorough review of the applicant’s current employment benefits and an initial needs assessment to determine appropriate monthly benefit amounts.
Freedom Service Group, LLC operates as a disability insurance agent in Lanham, MD, handling applications and policy options for clients seeking income protection. The company can advise on short-term disability plans and long-term coverage tailored to individual needs. Business owners may consult the firm about group policies for their employees. Commercial sectors the agency commonly serves include offices, warehouses, and food service establishments.
Stewart Financial Services, based in Lanham, Maryland, is a disability insurance agent focusing on income protection for local professionals and business owners. The company aids clients in evaluating policy options to safeguard against lost earnings due to illness or injury. Typical services include policy comparisons, application guidance, and coverage reviews for individual and group plans. As an added specialty, Stewart Financial Services can assist with securing rider benefits for residual or partial disability.
What Does a a Disability Insurance Agent in Lanham Cost?
Disability insurance premiums in Maryland typically range from 1% to 3% of your annual income. For a 35-year-old earning 60,000 per year, a policy might cost 50 to 150 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Lanham
Disability insurance agents in Lanham Maryland help residents and local businesses secure income protection policies. Maryland state law requires certain employers to offer short-term disability coverage through the Maryland Paid Family and Medical Leave program. A local agent can explain how this program interacts with private disability insurance plans.
Frequently Asked Questions
What does a disability insurance agent in Lanham do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice or handle claims disputes.
How does Maryland law affect disability insurance policies?
Maryland requires most employers with 15 or more workers to provide paid family and medical leave starting in 2025. Private disability insurance can supplement this state benefit. A Lanham agent can help you coordinate coverage.
Can a Lanham agent help with an existing disability claim?
An agent can review your policy and explain your benefits. However, if your claim is denied, you may need to consult a disability insurance attorney. Maryland has a three-year statute of limitations for breach of contract claims on insurance policies.
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