The top-rated disability insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 833 reviews. Other highly rated options include London Disability, Luray Insurance of Baltimore, The Moss Disability Group LLC. This directory lists 23 disability insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | London Disability | 10055 Red Run Blvd # 250 | (844) 340-1200 |
| 3 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 4 | The Moss Disability Group LLC | 10451 Mill Run Cir #400 | (877) 771-0294 |
| 5 | Ashley Nguyen - State Farm Insurance Agent | 8 Greenspring Vly Rd Ste 104 | (410) 372-0888 |
| 6 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 7 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 8 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
| 9 | Ari Litzman: Allstate Insurance | 9505 Reisterstown Rd Ste 2nc | (410) 559-2319 |
| 10 | Goosehead Insurance - Eric Smalls | 11240 Reisterstown Rd Suite C4 | (443) 898-9434 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, Maryland, area as a disability insurance agent. The agency helps individuals and local business owners secure financial protection against income loss due to illness or injury. It guides clients through policy options designed to replace a portion of their earnings during a disabling event. The agent also assists with supplemental coverage for specific occupational needs and with long-term disability plans that support sustained recovery.
London Disability provides a full range of disability insurance agent services in the Owings Mills, Maryland area. The company assists clients with selecting, applying for, and managing individual and group disability income protection policies. Routine policy reviews and updates are offered to help ensure coverage remains aligned with changing personal and professional circumstances. It serves a variety of property types across the region, including single-family homes, apartments, retail spaces, and restaurants.
Luray Insurance of Baltimore serves homeowners, businesses, and property managers in Owings Mills, MD, by providing disability insurance agent services. This local agency helps clients evaluate their income protection needs during illness or injury, offering guidance on policies that replace lost wages and cover essential expenses. The agents work closely with individuals and organizations to tailor coverage to specific financial situations and employment circumstances. The firm also extends its disability insurance expertise to the broader Baltimore metro area, including neighboring communities such as Pikesville and Reisterstown.
Serving Owings Mills and the surrounding communities in Maryland, The Moss Disability Group LLC acts as a local disability insurance agent. It handles the process of helping individuals and families understand and apply for disability coverage that protects their income. This includes reviewing a client's specific occupation and financial situation to recommend suitable policy options. To handle a typical job, it gathers a client's medical and employment details, then compares quotes from various carriers to find appropriate coverage for their needs.
Ashley Nguyen - State Farm Insurance Agent in Owings Mills, MD, offers disability insurance clients the choice between one-time policy reviews or recurring plan adjustments as personal circumstances evolve. Coverage options help replace a portion of income if illness or injury prevents work, ensuring financial stability during recovery. Service arrangements are available on a one-time, scheduled, or as-needed basis to accommodate each individual's needs.
Woodhome Insurance provides specialized services for those seeking individual disability insurance coverage, offering disability insurance agent work tailored to clients in Owings Mills, MD. It helps professionals assess income protection needs and navigate policy options for replacing lost earnings during an unexpected limitation. Combining local know-how with general planning strategies, the company streamlines the application process for various occupations. As summer approaches, clients in physically demanding sectors often seek guidance on coverage modifications for seasonal employment shifts.
BTJ Insurance Inc works with individuals and businesses in the Owings Mills area to help manage financial risk through disability coverage. As a dedicated disability insurance agent, the company focuses on protecting income against unexpected illness or injury. It offers policy options that can be tailored to supplement employer benefits or provide standalone plans. BTJ Insurance Inc is equipped to serve a range of commercial settings, including offices, warehouses, and food service operations.
Hankoff Insurance Group Inc in Owings Mills, MD is known for helping local professionals protect their income against unexpected illness or injury. The company serves individuals and businesses by offering disability insurance agent services tailored to diverse coverage needs in the Maryland region. Clients often seek guidance on finding appropriate policies that replace lost wages during recovery periods. A specialty service Hankoff Insurance Group Inc can add on is providing consultations for business overhead expense disability coverage.
In the Owings Mills area, residents seeking financial protection against sudden income loss often turn to local professionals who understand the everyday risks of accidents and illness. As a disability insurance agent, Ari Litzman: Allstate Insurance assists clients by explaining policy options that replace a portion of wages during a covered medical leave. This consultation focuses on matching coverage levels to an individual’s monthly expenses and occupation-specific duties. The initial step for a prospective policyholder begins with a personalized review of their current earnings and needs assessment.
What Does a a Disability Insurance Agent in Owings Mills Cost?
Disability insurance agent services in Maryland typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical monthly premium for an individual policy might range from 100 to 500 dollars. Costs for group policies through an employer are usually lower. This is general information and not insurance advice.
About disability insurance agents in Owings Mills
Disability insurance agents in Owings Mills help residents and businesses secure income protection policies. Maryland law requires insurers to act in good faith when handling claims. A local agent can guide you through policy options and the claims process in Baltimore County.
Frequently Asked Questions
What does a disability insurance agent in Owings Mills do?
A disability insurance agent helps you find and purchase disability insurance policies. They explain coverage options, policy terms, and exclusions. They also assist with filing claims and understanding your rights under Maryland law.
How is disability insurance regulated in Maryland?
Disability insurance in Maryland is regulated by the Maryland Insurance Administration. Insurers must follow strict rules for claim handling and timely payments. Maryland also has a 3-year statute of limitations for breach of contract claims on insurance policies.
Can a disability insurance agent help with an ERISA claim?
Yes, many disability insurance agents in Owings Mills are familiar with ERISA rules for employer-sponsored plans. ERISA sets strict deadlines for claim decisions and appeals. An agent can explain the process and help you meet filing requirements.
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